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Hardin
Kentucky›Marshall County

HardinKY

A town of 581, settled in 1891.

Cherokee State Park · Photo: Nyttend · Public domain
Photo of Hardin

Hardin, KY · Cherokee State Park · Photo: Nyttend · Public domain

Is Hardin a good place to live?

45% of residents live below the poverty line in Hardin, against 16% in Kentucky’s towns and 9.6% across U.S. towns. Among 140 Kentucky towns, just one has a lower median rent than Hardin. Hardin has fewer than 1,000 residents, too few for fair grades; the figures below are still real.

Small town

581 people, and everyone knows the way

In a town this size, neighbors are the best guide. Ask them anything.

Nearby towns
Getting set up

Moving to Hardin: who provides what

Who provides power, water and the rest in Hardin, and how to reach them.

The full setup list →
PowerWest Kentucky Rural E C C14.2¢/kWh · EIA 2025HIFLD · EIA
WaterHardin Water DepartmentNo health-based violations in 5 years · EPAEPA
Internet4 providers100% of addresses get 100/20 MbpsFCC
Trash & dumpNot on file yetWe don’t have Hardin’s trash rules yet
SchoolsMarshall County School DistrictWhich school depends on your addressNCES
Register to voteOnlineIn Kentucky you can register online until 29 days before Election Day, in person until 29 days before Election Day, or by mail (postmarked 29 days before).vote.gov
Who runs elections hereMarshall County ClerkMarshall County; contacts on the Handbook page.FVAP, Jun 2023
ZIP code4204842048 100%Census 2020

EPA SDWIS (Oct 9, 2026) · HIFLD + EIA-861 2025 · Census 2020 ZCTAs · NCES 2024–25 · registration: vote.gov, updated Nov 18, 2024.

The data

Ordered by what stands out in Hardin.

Housing

Hardin’s typical home value is about $151K

The share of households in Hardin who live in a home they own is 71%, above Kentucky’s towns (59%) and close to U.S. towns (73%). Typical home values fell 14% in the year to September 2026.

$151KZillow home value

Typical home value

Hardin$151K
Kentucky$231K
−14.4%
value change, 1 year

Census ACS, 2020–24 · Zillow Home Value Index · Redfin Data Center

Schools

The schools Hardin’s kids attend

Its one school is below.

SchoolLevelStudentsLetter
New Covenant Christian Academy PrivateLargest high schoolGrades PK–12Grades PK–12149–

NCES · EDFacts

Work & commute

Hardin has 0.4 jobs per working resident, so most workers leave town for work

Among 143 Kentucky towns, just 5 have a lower typical household income than Hardin. For most workers, Hardin is a place to come home to: only 2% work in town. The top destinations are Benton (13%), Paducah (10%) and Murray (9%). The median commute is under 19 miles.

2%work in town
HardinKentucky townsU.S. towns
Median household income$30,000$60,000$80,000
Working residents who work in town2%15%8%
Average trip to work22 minutes22 minutes25 minutes

Where working residents work

In Hardin2%
Benton13%
Paducah10%
Murray9%
Calvert City8%
19 mi
median commute distance
78
jobs based in Hardin
A commuter town
jobs vs. working residents

Census LEHD 2023 · ACS

Natural hazards

Natural hazards: high risk in Hardin, mostly earthquakes

35% of Hardin’s expected losses from natural hazards come from earthquakes, followed by inland flooding at 25%. Storm and flood damage is expected to run higher than in 77% of U.S. communities. The national flood insurance program has paid 3 claims in the town since 2016.

77risk score of 100
FEMA risk score
77High riskLowerHigher
EarthquakesInland floodingCold waves
3
paid flood claims since 2016
2
federal disasters paid out here

FEMA flood insurance claims · FEMA National Risk Index · OpenFEMA

Climate

In Hardin, expect four seasons and hot summers

The town’s typical July afternoon high stands at 89°F.

7″snow a winter

Typical low → high °F

Winter30–47°
Spring48–69°
Summer68–87°
Fall49–70°
Nov 1
typical first frost
Apr 5
typical last frost
+0.6°
vs. the 20th-century average

NOAA U.S. Climate Normals, 1991–2020

Health

How healthy Hardin is

Among adults in Hardin, 18% report frequent physical distress and 30% have been diagnosed with depression. Only 10 of the 142 Kentucky towns we compare have a higher share of adults who smoke cigarettes than Hardin. Nearly a third of adults get no exercise outside work in the town.

HardinKentucky townsU.S. towns
Smoke cigarettes (CDC PLACES)23%18%14%
Frequent physical distress (CDC PLACES)18%15%14%
Depression (CDC PLACES)30%27%23%
Fair or poor health (CDC PLACES)27%23%19%
31 measures vs. Kentucky
0 better18 too close to call13 worse
What stands outHardinKY
More uninsured adults8.1%5.4%
More older adults who have lost all their teeth26.3%18.9%
More adults with COPD12.9%10.2%
Marshall County Hospital
7.8 mi away · emergency room
3 of 3
care shortages: primary care, dental, mental health

CDC PLACES 2025 · modeled estimates for adults · CMS · HRSA

Keep exploring

Everything we know about Hardin

17pages on Hardin
After high school

Colleges nearby

1 within 15 miles of the center of Hardin

A commuter town

98% of working residents leave Hardin for work

Where Hardin’s working residents go each day. Line width shows the share.

13% → Benton Benton 13% 10% → Paducah Paducah 10% 9% → Murray Murray 9% 8% → Calvert City Calvert City 8% 4% → Mayfield Mayfield 4% 2% → Lexington Lexington 2% Hardin · 2% stay
78jobs based in Hardin
2%of working residents work in town
19 mimedian commute distance

Census LEHD 2023

About Hardin

City in Kentucky, United States

Hardin is a home rule-class city in Marshall County, Kentucky, United States. The population was 580 at the 2020 census.

From Wikipedia, licensed CC BY-SA 4.0 · facts via Wikidata (CC0)

Area
0.7 sq mi
Elevation
410 ft
ZIP code
42048
Area code
270

Questions about Hardin

Short answers, built from the data on this page.

Is Hardin, KY a good place to live?

Hardin has fewer than 1,000 residents, too few for fair grades; the figures below are still real.