Each edition grades its towns against each other only.
A town of 2,510, settled in 1872.
Calvert City earns a D, ranked 125th of 138 in Kentucky, mostly because of health. Residents are less healthy than 76% of U.S. towns on CDC estimates. One bright spot: it has 12 miles of trail. 11% of the land in Calvert City is conserved, above both the Kentucky town median (1.7%) and the median of U.S. towns (4.3%). Only 10 of Kentucky’s 204 towns score higher on civic life. Kentucky Dam Village State Resort Park, at 1,102 acres with 2.4 miles of trail, is the biggest park or preserve.
Where Calvert City beats most towns.
Where Calvert City’s working residents go each day. Line width shows the share.
Census LEHD 2023
Each subject compared with towns across the country (schools within Kentucky), ordered by how far Calvert City is from typical.
How TownRatings grades towns →
Census counts: 85 in 1880, 2,514 in 2020. The archive holds 4 old photos and papers going back to 1937 and 4 maps from 1936 on.
1 place on the National Register of Historic Places.
Who provides power, water and the rest in Calvert City, and how to reach them.
EPA SDWIS (Oct 9, 2026) · HIFLD + EIA-861 2025 · Census 2020 ZCTAs · NCES 2024–25 · registration: vote.gov, updated Nov 18, 2024.
Ordered by what stands out in Calvert City.
Calvert City draws workers from Paducah and beyond, is healthier than towns with similar incomes and is safe by national standards but not by Kentucky’s.
3,775 jobs are based in Calvert City, 3.9 for every working resident, so most of the people who work here commute in. The average commute takes 17.5 minutes, against 24 across Kentucky.
Most working residents leave Calvert City for work: only 15% work in town. At 18 minutes, Calvert City’s average trip to work is against 22 minutes in Kentucky’s towns and 25 minutes across U.S. towns. Since 2013, Calvert City has added 793 jobs, to 3,775 in 2023.
| Calvert City | Kentucky towns | U.S. towns | |
|---|---|---|---|
| Average trip to work | 18 minutes | 22 minutes | 25 minutes |
| Median household income | $49,000 | $60,000 | $80,000 |
| Below the poverty line | 13% | 16% | 9.6% |
| Working residents who work in town | 15% | 15% | 8% |
Census LEHD 2023 · ACS
Its public schools are run by the Marshall County school district. Its one school is below.
| School | Level | Students | Letter |
|---|---|---|---|
| Calvert City Elementary SchoolLargest public elementary schoolGrades PK–5 | Grades PK–5 | 294 | B |
NCES · EDFacts · graded within KY on state tests and graduation
The trail density in Calvert City is 0.6 miles per square mile.
| Biggest places to walk | Trails | Acres |
|---|---|---|
| 1. Kentucky Dam Village State Resort Park | 2.4 mi | 1,102 |
Trails & parks © OpenStreetMap contributors · Conserved land: USGS PAD-US
Against the 5,353 U.S. towns with household incomes like Calvert City’s, it is healthier than 58%, so its C− isn’t only a matter of income.
45% of Calvert City adults have high blood pressure. Calvert City beats the Kentucky average on 3 of 31 CDC measures and trails it on 6. 12% of Calvert City adults binge drink.
| Calvert City | Kentucky towns | U.S. towns | |
|---|---|---|---|
| High blood pressure (CDC PLACES) | 45% | 38% | 35% |
| Binge drink (CDC PLACES) | 12% | 14% | 16% |
| Diabetes (CDC PLACES) | 15% | 13% | 12% |
| Frequent physical distress (CDC PLACES) | 16% | 15% | 14% |
| What stands out | Calvert City | KY |
|---|---|---|
| Fewer adults facing housing insecurity | 10.1% | 11.7% |
| Fewer adults without reliable transportation | 7.9% | 8.8% |
| More adults who have had cancer | 11.2% | 8.7% |
CDC PLACES 2025 · modeled estimates for adults · CMS · HRSA
Expected storm and flood damage is higher than in 76% of U.S. communities. Since 2011, 5 flood insurance claims have been paid out in Calvert City.
FEMA flood insurance claims · FEMA National Risk Index · OpenFEMA
At 2.7 years of the county’s $66K median household income, the typical home (about $178K) costs less against local pay than in 84% of Kentucky towns; that ratio is one input to its B for cost of living. The typical value, about $178K, is 8% below its June 2025 peak.
The typical Calvert City home is worth about $178,000, down 6.2% in a year, 23% below the Kentucky typical home. 57% of households own their home in Calvert City.
Census ACS, 2020–24 · Zillow Home Value Index · Redfin Data Center
Calvert City has chilly winters and warm summers, with plenty of rain. Calvert City’s July high is 89°F.
NOAA U.S. Climate Normals, 1991–2020
Adults 18 to 34 are 16% of residents (22% statewide); adults 35 to 64 are 43% of residents (38% statewide). 23% of adults 25 and older have a bachelor’s degree or more, vs 28% across Kentucky.
| Calvert City | Kentucky towns | U.S. towns | |
|---|---|---|---|
| Bachelor’s degree or more, 25+ | 23% | 26% | 29% |
| Median age | 37.9 years | 37.6 years | 40.5 years |
| Aged 65 or older | 19% | 17% | 18% |
52% women, 48% men
That’s an even split within the survey’s margin of ±6.4 points. Across Kentucky, 50.5% of residents are women.
| Calvert City | KY | U.S. | |
|---|---|---|---|
| Under 10 | 11.7% | 12.1% | 11.6% |
| 10 to 17 | 10.8% | 10.5% | 10.3% |
| 18 to 24 | 5.9% | 9.1% | 9.1% |
| 25 to 34 | 9.6% | 13.1% | 13.7% |
| 35 to 44 | 21.3% | 12.6% | 13.2% |
| 45 to 54 | 12% | 12.3% | 12.2% |
| 55 to 64 | 9.9% | 13% | 12.7% |
| 65 to 74 | 10.9% | 10.5% | 10.2% |
| 75 and older | 7.8% | 6.8% | 7% |
| No diploma | 9.3% | 11.1% | 10.4% |
| High school | 26.8% | 32.6% | 26% |
| Some college | 33.7% | 19.7% | 19.1% |
| Associate’s | 7.4% | 9% | 8.8% |
| Bachelor’s | 11.9% | 16.2% | 21.6% |
| Graduate | 10.8% | 11.3% | 14.1% |
U.S. Census Bureau · ACS 2020-2024 5-year estimates · in a town of 2,500, single groups can be off by several points
At 21.2 crimes per 1,000 residents a year, it reports more crime than 70% of Kentucky’s graded towns. Reported crimes fell from 64 to 34 over the last three FBI years, a drop beyond ordinary year-to-year swings.
FBI crime data, 2025 · crimes reported to police
1 within 15 miles of the center of Calvert City
About 3 of every 100 Calvert City residents are enrolled in college, against 6 across Kentucky.
City in Kentucky, United States
Calvert City is a home rule-class city in Marshall County, Kentucky, United States. The population was 2,514 at the 2020 census.
From Wikipedia, licensed CC BY-SA 4.0 · facts via Wikidata (CC0)
Short answers, built from the data on this page.
Calvert City grades D overall, better than 13% of U.S. towns and #125 of 138 in Kentucky. It grades C− for health, C+ for safety and C for schools. Hazard risk is its weak spot, with a C−.
That is 2.7 years of the area's median household income ($65,831 across the county). Cost of living, which also weighs rents, property taxes and how many households pay 30% or more of their income for housing, grades B.