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Kentucky›Bracken County

GermantownKY

A town of 144, platted in 1794.

Is Germantown a good place to live?

Germantown has fewer than 1,000 residents, too few for fair grades; the figures below are still real.

What makes Germantown stand out

Where Germantown beats most towns.

Small town

144 people, and everyone knows the way

In a town this size, neighbors are the best guide. Ask them anything.

Nearby towns
1940 Census Enumeration District Maps - Kentucky - Bracken County - Germantown - ED 12-8
1940 Census Enumeration District Maps - Kentucky - Bracken County - Germantown - ED 12-8, 1880
Germantown’s story

232 years in pictures

Census counts: 81 in 1800, a peak of 407 in 1900, 146 in 2020. The archive holds 3 old photos and papers going back to 1880 and 3 maps from 1952 on.

  • 1794Germantown is platted
Explore the history →
Getting set up

Moving to Germantown: who provides what

Who provides power, water and the rest in Germantown, and how to reach them.

The full setup list →
PowerKU11.9¢/kWh · EIA 2025HIFLD · EIA
WaterWestern Mason Co Water DistrictNo health-based violations in 5 years · EPAEPA
Internet5 providers100% of addresses get 100/20 MbpsFCC
Trash & dumpNot on file yetWe don’t have Germantown’s trash rules yet
SchoolsBracken County School DistrictMason County School District2 districts serve Germantown; which school depends on your address and gradeNCES
Register to voteOnlineIn Kentucky you can register online until 29 days before Election Day, in person until 29 days before Election Day, or by mail (postmarked 29 days before).vote.gov
Who runs elections hereBracken County ClerkBracken County; contacts on the Handbook page.FVAP, Jun 2023
ZIP codes41044, 4103441044 71% · 41034 29%Census 2020

EPA SDWIS (Oct 9, 2026) · HIFLD + EIA-861 2025 · Census 2020 ZCTAs · NCES 2024–25 · registration: vote.gov, updated Nov 18, 2024.

The data

Ordered by what stands out in Germantown.

Who lives here

More children than Kentucky overall

The midpoint age for Germantown comes to 33.1 years. Children under 18 are a third of residents (23% statewide); adults 35 to 64 are 29% of residents (38% statewide). Among adults 25 and older, 25% have a four-year degree or more, against 28% across Kentucky.

33.1median age · KY 39.1
GermantownKentucky townsU.S. towns
Median age33.1 years37.6 years40.5 years
Bachelor’s degree or more, 25+25%26%29%
GermantownKentuckyUnited States

Ages · share of residents

Education · adults 25 and older

No diploma4%
High school46%
Some college18%
Associate’s8%
Bachelor’s12%
Graduate13%

Women and men · all residents

Somewhere between 4% and 88% women

The Census survey reached too few of Germantown’s residents to say more: its margin here is ±41.7 points. Across Kentucky, 50.5% of residents are women.

Ages and education in Germantown
GermantownKYU.S.
Under 1028%12.1%11.6%
10 to 175.2%10.5%10.3%
18 to 245.6%9.1%9.1%
25 to 3422%13.1%13.7%
35 to 447.3%12.6%13.2%
45 to 548.2%12.3%12.2%
55 to 6413.8%13%12.7%
65 to 746.5%10.5%10.2%
75 and older3.4%6.8%7%
No diploma4.2%11.1%10.4%
High school45.8%32.6%26%
Some college17.6%19.7%19.1%
Associate’s7.7%9%8.8%
Bachelor’s12%16.2%21.6%
Graduate12.7%11.3%14.1%

U.S. Census Bureau · ACS 2020-2024 5-year estimates · in a town of 100, single groups can be off by several points

Climate

In Germantown, expect four seasons and pleasant summers

Expect July afternoons of 86° and January nights of 23°, with about 9 inches of snow a winter.

9″snow a winter

Typical low → high °F

Winter25–43°
Spring42–65°
Summer62–85°
Fall44–67°
Oct 30
typical first frost
Apr 18
typical last frost
+1.1°
vs. the 20th-century average

NOAA U.S. Climate Normals, 1991–2020

Housing

A home in Germantown is worth about $196K, on Zillow’s estimate

Germantown’s going rate for rent stands at $1,292 a month. Over the 12 months to September 2026, the typical home gained 4% in value. Among households here, 68% own their home, above the Kentucky town median (59%) but below the median of U.S. towns (73%).

$196KZillow home value
GermantownKentucky townsU.S. towns
Median rent$1,292 a month$934 a month$1,185 a month
Households that own their home68%59%73%

Typical home value

Germantown$196K
Kentucky$231K
+4%
value change, 1 year

Census ACS, 2020–24 · Zillow Home Value Index · Redfin Data Center

Health

How healthy Germantown is

The share of adults in Germantown who report frequent physical distress: 16%. Among adults locally, 42% have high blood pressure, above both Kentucky’s towns (38%) and U.S. towns (35%). 19% of adults in Germantown smoke cigarettes; 14% binge drink.

GermantownKentucky townsU.S. towns
High blood pressure (CDC PLACES)42%38%35%
Smoke cigarettes (CDC PLACES)19%18%14%
Binge drink (CDC PLACES)14%14%16%
Diabetes (CDC PLACES)14%13%12%
31 measures vs. Kentucky
0 better30 too close to call1 worse
What stands outGermantownKY
More adults who have had cancer10%8.7%
Meadowview Regional Medical Center
8.5 mi away · emergency room
3 of 3
care shortages: primary care, dental, mental health

CDC PLACES 2025 · modeled estimates for adults · CMS · HRSA

Natural hazards

Germantown faces a moderate natural-hazard risk, led by strong wind

Expected losses in Germantown break down as 39% from strong winds and 29% from inland flooding. Compared with three fifths of U.S. communities, expected storm and flood damage locally is lower.

40risk score of 100
FEMA risk score
40Moderate riskLowerHigher
Strong windInland floodingTornadoes

FEMA National Risk Index · OpenFEMA

Nearby attractions

Ark Encounter and 10 more within 40 miles

Museums, parks, gardens and other places to visit around Germantown. Close and well known come first.

All 72 attractions →
Sources: National Park Service · ski areas © OpenSkiMap / OpenStreetMap contributors · Wikidata · Wikipedia readership · photos via Wikimedia Commons
Photo credits

Ark Encounter: OlinEJ, CC0 · Serpent Mound: The British Library, No restrictions · Coney Island: Unknown, No restrictions · John Rankin House: Rdikeman at English Wikipedia, CC BY-SA 3.0 · Blue Licks Battlefield State Park: Mason Brock (Masebrock), Public domain · Daniel Boone Cabin: Swampyank, CC BY-SA 4.0

Keep exploring

Everything we know about Germantown

17pages on Germantown
After high school

Colleges nearby

1 within 15 miles of the center of Germantown

About Germantown

City in Kentucky, United States

Germantown is a home rule-class city in Bracken and Mason counties in the U.S. state of Kentucky. The population was 146 at the 2020 census. The Bracken County portion of Germantown is part of the Cincinnati/Northern Kentucky metropolitan area, while the Mason County portion is part of the Maysville micropolitan area.

From Wikipedia, licensed CC BY-SA 4.0 · facts via Wikidata (CC0)

Area
0.1 sq mi
Elevation
968 ft
ZIP code
41044
Area code
606

Questions about Germantown

Short answers, built from the data on this page.

Is Germantown, KY a good place to live?

Germantown has fewer than 1,000 residents, too few for fair grades; the figures below are still real.