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Farmers
Kentucky›Rowan County

FarmersKY

Ringos Mill Covered Bridge · Photo: Photo by Greg Hume (Greg5030) · CC BY-SA 3.0
Photo of Farmers

Farmers, KY · Ringos Mill Covered Bridge · Photo: Photo by Greg Hume (Greg5030) · CC BY-SA 3.0

Is Farmers a good place to live?

Farmers’ average commute is 41 minutes, where Kentucky’s towns sit at 22 minutes and U.S. towns at 25 minutes. No town among the 143 in Kentucky we compare has a higher owner-occupancy rate than Farmers. Ringos Mill Covered Bridge is on the National Register of Historic Places. Farmers has fewer than 1,000 residents, too few for fair grades; the figures below are still real.

What makes Farmers stand out

Where Farmers beats most towns.

Small town

206 people, and everyone knows the way

In a town this size, neighbors are the best guide. Ask them anything.

Nearby towns
Getting set up

Moving to Farmers: who provides what

Farmers is unincorporated, so Rowan County and regional agencies provide most services.

PowerKU11.9¢/kWh · EIA 2025HIFLD · EIA
WaterMorehead Utility Plant BoardNo health-based violations in 5 years · EPAEPA
Internet4 providers100% of addresses get 100/20 MbpsFCC
Trash & county servicesRowan CountyRowan County provides services here
SchoolsRowan County School DistrictWhich school depends on your addressNCES
Register to voteOnlineIn Kentucky you can register online until 29 days before Election Day, in person until 29 days before Election Day, or by mail (postmarked 29 days before).vote.gov
Who runs elections hereRowan County ClerkRowan County; contacts on the Handbook page.FVAP, Feb 2019
ZIP code4035140351 100%Census 2020

EPA SDWIS (Oct 9, 2026) · HIFLD + EIA-861 2025 · Census 2020 ZCTAs · NCES 2024–25 · registration: vote.gov, updated Nov 18, 2024.

The data

Ordered by what stands out in Farmers.

Natural hazards

Farmers has a very high natural-hazard risk, chiefly from inland flooding

On expected storm and flood damage, Farmers sits above 85% of U.S. communities. Households in the town have drawn federal disaster aid once, in 2010. FEMA puts 81% of the town’s expected hazard losses down to inland flooding.

85risk score of 100
FEMA risk score
85Very high riskLowerHigher
Inland flooding
1
federal disasters paid out here

FEMA National Risk Index · OpenFEMA

Work & commute

Most of Farmers’ workers commute out: the town has 0.6 jobs for each of them

Farmers: 27% of residents live below the poverty line. The top destinations are Morehead (31%), Lexington (8%) and Owingsville (2%).

0%work in town

Where working residents work

In Farmers0%
Morehead31%
Lexington8%
Owingsville2%
Flemingsburg2%
22 mi
median commute distance
49
jobs based in Farmers
A commuter town
jobs vs. working residents

Census LEHD 2023 · ACS

Climate

Four seasons and pleasant summers: that is Farmers’ year

July afternoons reach 87°, January nights drop to 25° and about 12 inches of snow falls in a winter.

12″snow a winter

Typical low → high °F

Winter27–46°
Spring43–68°
Summer63–86°
Fall45–69°
Oct 25
typical first frost
Apr 17
typical last frost
+0.8°
vs. the 20th-century average

NOAA U.S. Climate Normals, 1991–2020

Health

How healthy Farmers is

Among adults in Farmers, 21% worry about having enough food. Against the Kentucky average, Farmers comes out ahead on 3 CDC measures out of 31, and behind on 11. Just over a fifth of adults in Farmers smoke cigarettes; 20% report frequent mental distress. Only 8 of the 142 Kentucky towns we compare have a higher share of adults who have been diagnosed with depression than Farmers.

FarmersKentucky townsU.S. towns
Depression (CDC PLACES)30%27%23%
Smoke cigarettes (CDC PLACES)21%18%14%
Frequent mental distress (CDC PLACES)20%18%17%
Yearly checkup (CDC PLACES)76%79%79%
31 measures vs. Kentucky
3 better17 too close to call11 worse
What stands outFarmersKY
Fewer adults who have had cancer6.8%8.7%
Fewer adults with arthritis28.3%32.2%
More uninsured adults7.8%5.4%
St. Claire Regional Medical Center
6.3 mi away · emergency room
3 of 3
care shortages: primary care, dental, mental health

CDC PLACES 2025 · modeled estimates for adults · CMS · HRSA

0
homes sold in September

Zillow Home Value Index · Redfin Data Center

Keep exploring

Everything we know about Farmers

15pages on Farmers
After high school

Colleges nearby

1 within 15 miles of the center of Farmers

A commuter town

100% of working residents leave Farmers for work

Where Farmers’s working residents go each day. Line width shows the share.

31% → Morehead Morehead 31% 8% → Lexington Lexington 8% 2% → Owingsville Owingsville 2% 2% → Flemingsburg Flemingsburg 2% 2% → Mount Sterling Mount Sterling 2% 2% → Flatwoods Flatwoods 2% Farmers · 0% stay
49jobs based in Farmers
0%of working residents work in town
22 mimedian commute distance

Census LEHD 2023

Questions about Farmers

Short answers, built from the data on this page.

Is Farmers, KY a good place to live?

Farmers has fewer than 1,000 residents, too few for fair grades; the figures below are still real.