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Buckhorn-Log-Cathedral-kyPhoto: Brian Stansberry · CC BY 4.0
–Not graded
Natural hazards in Buckhorn · FEMA

Storms, floods and disasters in Buckhorn

Buckhorn isn’t graded for hazard risk: Buckhorn has 95 residents; we grade towns of 1,000 or more. Flood insurance has paid 1 claim here since 2022.

Flood claims
1
paid since 2022 · $700K
Disasters paid out here
8
of 40 declared for Perry County
By hazard

What Buckhorn faces

Each hazard’s share of the building damage FEMA expects here, and how its rate compares with the rest of the country.

River and rain flooding

92%of expected building damage
Well above average · in the top 4% of U.S. census tracts
Recorded about 2 times a year in the area
Smaller shares here
 Wildfire Tornadoes Hail Earthquakes Strong wind Hurricanes Winter storms Ice storms Cold waves Heat waves Landslides Lightning
FEMA models no building damage here
Coastal floodingAvalanchesTsunamisVolcanic activity

Shares are of FEMA’s expected building damage, the measure the grade uses; ranks compare each hazard’s building-damage rate with all 85,154 U.S. census tracts. In FEMA’s terms, river and rain flooding is FEMA’s “Inland Flooding” (rivers and streams overflowing their banks, or rain overwhelming drainage). FEMA defines coastal flooding as high or rising tides and storm surge, so surge damage is counted there. Drought isn’t listed: FEMA counts its losses in crops only.

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Buckhorn flood? Rarely: 1 flood claim since 2022

Every paid claim on a federal flood insurance policy in Buckhorn, from FEMA’s records.

Paid flood claims, by year
2022: 1 claim2023: 0 claims2024: 0 claims2025: 0 claims2026: 0 claims2022
20222026
Biggest named events
  • The Late July Flooding1 claim · $700K
1
paid claims since 2022
$700K
paid to owners
0
homes flooded more than once
$700K
average claim
of homes in flood zones are insured
of all homes are insured
No community discount

Buckhorn isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Perry County.
What’s been done with FEMA grants
4flood-prone properties bought out and cleared
Disasters

8 federal disasters brought FEMA money to Buckhorn

Disasters that paid out in Buckhorn itself (aid to households or repair grants to the City of Buckhorn), newest first, with that year’s flood claims.

  1. 2025Severe Storms, Straight-line Winds, Flooding, Landslides, and Mudslides10 households applied for aid$70K aid approved$12K to the City of Buckhorn for repairs
  2. 2022Severe Storms, Flooding, Landslides, and Mudslides148 households applied for aid$1.0M aid approved$352K to the City of Buckhorn for repairs1 flood claim paid that year
  3. 2021Severe, Storms, Flooding, Landslides, and Mudslides7 households applied for aid$11K aid approved
  4. 2015Severe Storms, Tornadoes, Straight-line Winds, Flooding, Landslides, and Mudslide1 households applied for aid$414 aid approved
  5. 2004Severe Storms, Tornadoes, Flooding, and Mudslides13 households applied for aid$12K aid approved$8K to the City of Buckhorn for repairs
  6. 2003Severe Storms, Flooding, Mud and Rock Slides, and Tornadoes13 households applied for aid$9K aid approved
Show all 8
  1. 2003Severe Storms, Flooding, Mud and Rock Slides, and Tornadoes2 households applied for aid$5K aid approved$13K to the City of Buckhorn for repairs
  2. 2003Severe Winter Ice and Snow Storms, Heavy Rain, Flooding, Tornadoes, and Mud and2 households applied for aid$8K aid approved
Disasters declared, by decade
Paid out in BuckhornPerry County only

Perry County has had 40 natural disasters declared by the President since 1953, most often severe storms, then floods. Not counted: the 2005 Hurricane Katrina evacuee emergency, which covered counties that took in evacuees.

Were you here?

Old photos of Buckhorn after a storm or flood belong in the town’s history. Add one, or share what you remember below.

Add to the Buckhorn archive →
Be ready

Get ready for what Buckhorn faces

A short kit for the hazards that drive the building damage here, what to check before you buy, and where neighbors get alerts.

When the river rises
  • Turn around at flooded roads: a foot of moving water can carry off a car.
  • Flood insurance usually takes 30 days to start, so buy it before the forecast.
  • Keep papers and medicines up high, in a grab-and-go bag.
More from Ready.gov ↗
Before you buy or rent
  • Look up the address on FEMA’s flood map.
  • Ask the seller or landlord whether it has ever flooded, and what flood insurance costs there.
  • Get a flood insurance quote early: policies usually start 30 days after you buy.
When a storm is coming
Forecast and alertsWeather →911, the nearest ERSafety →

Know where neighbors sign up for alerts? Add it to the Handbook so everyone has it.

Questions about natural hazards in Buckhorn

Does Buckhorn flood?

Flood insurance has paid 1 claim in Buckhorn since 2022, $700K in all. The most claims came from Late July Flooding (1).

Is Buckhorn in a flood zone?

Flood zones are drawn street by street, so the answer depends on the address: look it up on FEMA’s flood map. In Perry County, 16% of homes in mapped flood zones carry federal flood insurance, and 2.0% of all homes do.

How much is flood insurance in Buckhorn?

FEMA’s Community Rating System list shows no discount for Buckhorn’s flood program. Premiums depend on the building; policies usually start 30 days after you buy, so get a quote early.

What was the biggest storm in Buckhorn?

By FEMA money that reached Buckhorn, Severe Storms, Flooding, Landslides, and Mudslides (2022): 148 households applied for aid, $1.0M approved, and $352K to the City of Buckhorn for repairs. By flood claims, Late July Flooding: 1 paid, $700K.

Storm stories

Memories, warnings and help from neighbors in Buckhorn.

Town Square →
Start the conversation

Sources: FEMA National Risk Index v1.20 (December 2025), census-tract table, combined by where Buckhorn’s residents lived in the 2020 census; OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Homes: Census ACS 2020–24. Preparedness tips: Ready.gov. FEMA’s model is an average of expected damage, not a forecast. How hazard risk is graded.