Storms, floods and disasters in Yoder
Yoder isn’t graded for hazard risk: Yoder has 24 residents; we grade towns of 1,000 or more. Flood insurance has paid 8 claims here since 2007.
What Yoder faces
Each hazard’s share of the building damage FEMA expects here, and how its rate compares with the rest of the country.
River and rain flooding
Tornadoes
Ice storms
Strong wind
Shares are of FEMA’s expected building damage, the measure the grade uses; ranks compare each hazard’s building-damage rate with all 85,154 U.S. census tracts. In FEMA’s terms, river and rain flooding is FEMA’s “Inland Flooding” (rivers and streams overflowing their banks, or rain overwhelming drainage). FEMA defines coastal flooding as high or rising tides and storm surge, so surge damage is counted there. Drought isn’t listed: FEMA counts its losses in crops only.
Does Yoder flood? Rarely: 8 flood claims since 2007
Every paid claim on a federal flood insurance policy in Yoder, from FEMA’s records.
Yoder isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Reno County.The storms Yoder remembers
None of the 17 disasters declared for Reno County shows FEMA aid or repair money reaching Yoder itself in FEMA’s records, so these are its biggest flood-claim years.
- 20074 flood claims paidThe year of Severe Winter Storms, declared for Reno County
- 20192 flood claims paidThe year of Tornadoes and Flooding, declared for Reno County
- 20101 flood claims paidNo declaration for the county that year
Reno County has had 17 natural disasters declared by the President since 1953, most often severe storms, then floods. Not counted: the 2005 Hurricane Katrina evacuee emergency, which covered counties that took in evacuees.
Also 3 FEMA wildfire suppression grants (Fire Management Assistance, not a disaster declaration) for fires in Reno County, 2006–2022.
Old photos of Yoder after a storm or flood belong in the town’s history. Add one, or share what you remember below.
Add to the Yoder archive →Get ready for what Yoder faces
A short kit for the hazards that drive the building damage here, what to check before you buy, and where neighbors get alerts.
- Turn around at flooded roads: a foot of moving water can carry off a car.
- Flood insurance usually takes 30 days to start, so buy it before the forecast.
- Keep papers and medicines up high, in a grab-and-go bag.
- Pick your spot now: the lowest floor, an inside room, no windows.
- A watch means be ready; a warning means take cover now.
- Keep shoes and a flashlight by the bed.
- Ice brings down trees and lines: plan for days without power.
- Run a generator outside, far from doors and windows.
- Keep sand or salt by the door.
- Trim dead limbs over the house and driveway.
- Tie down trash cans and outdoor furniture.
- Stay clear of downed lines and call the utility.
- Look up the address on FEMA’s flood map.
- Ask the seller or landlord whether it has ever flooded, and what flood insurance costs there.
- Get a flood insurance quote early: policies usually start 30 days after you buy.
Know where neighbors sign up for alerts? Add it to the Handbook so everyone has it.
Questions about natural hazards in Yoder
Does Yoder flood?
Flood insurance has paid 8 claims in Yoder since 2007, $249K in all.
Is Yoder in a flood zone?
Flood zones are drawn street by street, so the answer depends on the address: look it up on FEMA’s flood map. In Reno County, 12% of homes in mapped flood zones carry federal flood insurance, and 0.7% of all homes do.
How much is flood insurance in Yoder?
FEMA’s Community Rating System list shows no discount for Yoder’s flood program. Premiums depend on the building; policies usually start 30 days after you buy, so get a quote early.
Storm stories
Memories, warnings and help from neighbors in Yoder.
Sources: FEMA National Risk Index v1.20 (December 2025), census-tract table, combined by where Yoder’s residents lived in the 2020 census; OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Homes: Census ACS 2020–24. Preparedness tips: Ready.gov. FEMA’s model is an average of expected damage, not a forecast. How hazard risk is graded.