More hazard damage per building is expected in Park City than in 63% of U.S. towns, mostly from river and rain flooding
On FEMA’s National Risk Index, Park City gets a C+ for hazard risk: higher expected damage per building than 63% of U.S. towns, #109 of 151 in Kansas. Most of that expected damage is river and rain flooding (72%), then tornadoes (12%). Flood insurance has paid 1 claim here since 2022.
Graded on FEMA’s expected yearly building damage per dollar of building value (NRI v1.20, December 2025), weighted by where residents live; flood claims are shown, not graded. How hazard risk is graded
What Park City faces
Each hazard’s share of the building damage FEMA expects here, and how its rate compares with the rest of the country.
River and rain flooding
Tornadoes
Hail
Shares are of FEMA’s expected building damage, the measure the grade uses; ranks compare each hazard’s building-damage rate with all 85,154 U.S. census tracts. In FEMA’s terms, river and rain flooding is FEMA’s “Inland Flooding” (rivers and streams overflowing their banks, or rain overwhelming drainage). FEMA defines coastal flooding as high or rising tides and storm surge, so surge damage is counted there. Drought isn’t listed: FEMA counts its losses in crops only.
What’s behind Park City’s grade
River and rain flooding is 72% of the building damage FEMA expects in Park City, and Park City’s rate of river and rain flooding damage is higher than 70% of U.S. census tracts. Wildfire adds 3%, at a rate in the top 10% of U.S. census tracts.
C+ #109 of 151 in Kansas; higher expected damage per building than 63% of U.S. towns (21,298).
Park City’s residents live in 4 census tracts; FEMA’s figures are combined by where they live.
The typical Kansas town has higher expected damage than 54% of U.S. towns; within the state, Park City has more expected damage per building than 72% of Kansas towns.
In dollars, FEMA expects about $4.3M a year in losses across Park City: $2.4M to buildings, the rest to people and crops.
Does Park City flood? Rarely: 1 flood claim since 2022
Every paid claim on a federal flood insurance policy in Park City, from FEMA’s records: 0.3 per 1,000 homes, fewer than 94% of the 13,809 U.S. towns with a flood insurance record.
Park City isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Sedgwick County.The storms Park City remembers
None of the 13 disasters declared for Sedgwick County shows FEMA aid or repair money reaching Park City itself in FEMA’s records, so these are its biggest flood-claim years.
- 20221 flood claims paidNo declaration for the county that year
Sedgwick County has had 13 natural disasters declared by the President since 1953, most often severe storms, then floods. Not counted: the 2005 Hurricane Katrina evacuee emergency, which covered counties that took in evacuees.
Old photos of Park City after a storm or flood belong in the town’s history. Add one, or share what you remember below.
Add to the Park City archive →Park City and its neighbors
Park City is 5th of the 5 graded towns here, from least expected damage per building to most. Tap a town to see its hazards.
| Town | Hazard risk | Mostly (buildings) | Flood claims |
|---|---|---|---|
| Kechi | Bless damage than 58% | river and rain flooding | 1 |
| Valley Center | C+more damage than 57% | river and rain flooding | 7 |
| Wichita | C+more damage than 60% | river and rain flooding | 389 |
| Kechi Township | C+more damage than 60% | river and rain flooding | 5 |
| Park City | C+more damage than 63% | river and rain flooding | 1 |
Hazard risk = FEMA’s expected yearly building damage per dollar of building value, vs. the 21,298 U.S. towns we grade; the map is shaded by fifths of the same scale. Flood claims = paid federal flood insurance claims on record.
Get ready for what Park City faces
A short kit for the hazards that drive the building damage here, what to check before you buy, and where neighbors get alerts.
- Turn around at flooded roads: a foot of moving water can carry off a car.
- Flood insurance usually takes 30 days to start, so buy it before the forecast.
- Keep papers and medicines up high, in a grab-and-go bag.
- Pick your spot now: the lowest floor, an inside room, no windows.
- A watch means be ready; a warning means take cover now.
- Keep shoes and a flashlight by the bed.
- Park in a garage or under cover when storms are forecast.
- Stay away from windows while it falls.
- Photograph roof and car damage for your insurer.
- Look up the address on FEMA’s flood map.
- Ask the seller or landlord whether it has ever flooded, and what flood insurance costs there.
- Get a flood insurance quote early: policies usually start 30 days after you buy.
Know where neighbors sign up for alerts? Add it to the Handbook so everyone has it.
Questions about natural hazards in Park City
Is Park City at risk for natural disasters?
On FEMA’s National Risk Index, Park City has higher expected damage per building than 63% of U.S. towns: C+ for hazard risk, #109 of 151 in Kansas. Most of the expected damage is river and rain flooding (72%) and tornadoes (12%). This is FEMA’s model of an average year for today’s buildings, not a forecast.
Does Park City flood?
Flood insurance has paid 1 claim in Park City since 2022, $2K in all, or 0.3 per 1,000 homes, fewer than 94% of U.S. towns with a flood insurance record.
Is Park City in a flood zone?
Flood zones are drawn street by street, so the answer depends on the address: look it up on FEMA’s flood map. In Sedgwick County, 16% of homes in mapped flood zones carry federal flood insurance, and 0.4% of all homes do.
How much is flood insurance in Park City?
FEMA’s Community Rating System list shows no discount for Park City’s flood program. Premiums depend on the building; policies usually start 30 days after you buy, so get a quote early.
Is Park City at risk from river and rain flooding?
It is the largest share of the building damage FEMA expects here (72%), and Park City’s rate for it is higher than 70% of U.S. census tracts.
Storm stories
Memories, warnings and help from neighbors in Park City.
Sources: FEMA National Risk Index v1.20 (December 2025), census-tract table, combined by where Park City’s residents lived in the 2020 census; OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Homes: Census ACS 2020–24. Preparedness tips: Ready.gov. FEMA’s model is an average of expected damage, not a forecast. How hazard risk is graded.