Storms, floods and disasters in Otter Creek Township
Otter Creek Township isn’t graded for hazard risk: Otter Creek Township has 173 residents; we grade towns of 1,000 or more.
What Otter Creek Township faces
Each hazard’s share of the building damage FEMA expects here, and how its rate compares with the rest of the country.
River and rain flooding
Wildfire
Ice storms
Shares are of FEMA’s expected building damage, the measure the grade uses; ranks compare each hazard’s building-damage rate with all 85,154 U.S. census tracts. In FEMA’s terms, river and rain flooding is FEMA’s “Inland Flooding” (rivers and streams overflowing their banks, or rain overwhelming drainage). FEMA defines coastal flooding as high or rising tides and storm surge, so surge damage is counted there. Drought isn’t listed: FEMA counts its losses in crops only.
Does Otter Creek Township flood? No paid flood claims on record
FEMA’s records show no paid flood insurance claims in Otter Creek Township. That’s not a promise: most homes don’t carry flood insurance, so small floods go unrecorded.
Otter Creek Township isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Greenwood County.7 federal disasters brought FEMA money to Otter Creek Township
Disasters that paid out in Otter Creek Township itself (aid to households or repair grants to Otter Creek Township), newest first, with that year’s flood claims.
- 2019Severe Storms, Straight-line Winds, Tornadoes, Flooding,landslides,and Mudslides$85K to Otter Creek Township for repairs
- 2016Severe Storms and Flooding$11K to Otter Creek Township for repairs
- 2009Severe Winter Storms and Snowstorm$38K to Otter Creek Township for repairs
- 2009Severe Storms, Flooding, Straight-line Winds, and Tornadoes$10K to Otter Creek Township for repairs
- 2008Severe Storms, Flooding, and Tornadoes$11K to Otter Creek Township for repairs
- 2007Severe Storms and Flooding$30K to Otter Creek Township for repairs
Show all 7
- 2002Severe Winter Ice Storm$41K to Otter Creek Township for repairs
Greenwood County has had 22 natural disasters declared by the President since 1953, most often severe storms, then floods. Not counted: the 2005 Hurricane Katrina evacuee emergency, which covered counties that took in evacuees.
Old photos of Otter Creek Township after a storm or flood belong in the town’s history. Add one, or share what you remember below.
Add to the Otter Creek Township archive →Otter Creek Township and its neighbors
How expected damage per building compares across the town line. Tap a town to see its hazards.
| Town | Hazard risk | Mostly (buildings) | Flood claims |
|---|---|---|---|
| Glencoe Township | — | 132 residents; we grade 1,000+ | |
| Twin Grove Township | — | 308 residents; we grade 1,000+ | |
| Union Center Township | — | 160 residents; we grade 1,000+ | |
| Fall River Township | — | 310 residents; we grade 1,000+ | |
| Eureka Township | — | 295 residents; we grade 1,000+ | |
| Spring Creek Township | — | 98 residents; we grade 1,000+ | |
| Beaumont | — | 38 residents; we grade 1,000+ | |
| Piedmont | — | 27 residents; we grade 1,000+ | |
| Hickory Township | — | 95 residents; we grade 1,000+ | |
Hazard risk = FEMA’s expected yearly building damage per dollar of building value, vs. the 21,298 U.S. towns we grade; the map is shaded by fifths of the same scale. Flood claims = paid federal flood insurance claims on record.
Get ready for what Otter Creek Township faces
A short kit for the hazards that drive the building damage here, what to check before you buy, and where neighbors get alerts.
- Turn around at flooded roads: a foot of moving water can carry off a car.
- Flood insurance usually takes 30 days to start, so buy it before the forecast.
- Keep papers and medicines up high, in a grab-and-go bag.
- Clear dead leaves and brush within 5 feet of the house.
- Sign up for local alerts and know two ways out.
- Keep N95 masks for smoky days.
- Ice brings down trees and lines: plan for days without power.
- Run a generator outside, far from doors and windows.
- Keep sand or salt by the door.
- Look up the address on FEMA’s flood map.
- Ask the seller or landlord whether it has ever flooded, and what flood insurance costs there.
- Get a flood insurance quote early: policies usually start 30 days after you buy.
Know where neighbors sign up for alerts? Add it to the Handbook so everyone has it.
Questions about natural hazards in Otter Creek Township
Is Otter Creek Township in a flood zone?
Flood zones are drawn street by street, so the answer depends on the address: look it up on FEMA’s flood map. In Greenwood County, 0.0% of all homes carry federal flood insurance.
How much is flood insurance in Otter Creek Township?
FEMA’s Community Rating System list shows no discount for Otter Creek Township’s flood program. Premiums depend on the building; policies usually start 30 days after you buy, so get a quote early.
What was the biggest storm in Otter Creek Township?
By FEMA money that reached Otter Creek Township, Severe Storms, Straight-line Winds, Tornadoes, Flooding,landslides,and Mudslides (2019): $85K to Otter Creek Township for repairs.
Storm stories
Memories, warnings and help from neighbors in Otter Creek Township.
Sources: FEMA National Risk Index v1.20 (December 2025), census-tract table, combined by where Otter Creek Township’s residents lived in the 2020 census; OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Homes: Census ACS 2020–24. Preparedness tips: Ready.gov. FEMA’s model is an average of expected damage, not a forecast. How hazard risk is graded.