Southeast Stone Arch Bridge - Lake Wabaunsee · Photo: SharonPapierdreams · CC BY-SA 4.0Storms, floods and disasters in Mill Creek Township
Mill Creek Township isn’t graded for hazard risk: Mill Creek Township has 170 residents; we grade towns of 1,000 or more. Flood insurance has paid 1 claim here since 2026.
What Mill Creek Township faces
Each hazard’s share of the building damage FEMA expects here, and how its rate compares with the rest of the country.
River and rain flooding
Wildfire
Tornadoes
Shares are of FEMA’s expected building damage, the measure the grade uses; ranks compare each hazard’s building-damage rate with all 85,154 U.S. census tracts. In FEMA’s terms, river and rain flooding is FEMA’s “Inland Flooding” (rivers and streams overflowing their banks, or rain overwhelming drainage). FEMA defines coastal flooding as high or rising tides and storm surge, so surge damage is counted there. Drought isn’t listed: FEMA counts its losses in crops only.
Does Mill Creek Township flood? Rarely: 1 flood claim since 2026
Every paid claim on a federal flood insurance policy in Mill Creek Township, from FEMA’s records.
Mill Creek Township isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Wabaunsee County.The storms Mill Creek Township remembers
None of the 22 disasters declared for Wabaunsee County shows FEMA aid or repair money reaching Mill Creek Township itself in FEMA’s records, so these are its biggest flood-claim years.
- 20261 flood claims paidThe year of Severe Storms, Straight-line Winds, Tornadoes, and Flooding, declared for Wabaunsee County
Wabaunsee County has had 22 natural disasters declared by the President since 1953, most often severe storms, then floods. Not counted: the 2005 Hurricane Katrina evacuee emergency, which covered counties that took in evacuees.
Also 1 FEMA wildfire suppression grant (Fire Management Assistance, not a disaster declaration) for fires in Wabaunsee County, 2016–2016.
Old photos of Mill Creek Township after a storm or flood belong in the town’s history. Add one, or share what you remember below.
Add to the Mill Creek Township archive →Mill Creek Township and its neighbors
How expected damage per building compares across the town line. Tap a town to see its hazards.
| Town | Hazard risk | Mostly (buildings) | Flood claims |
|---|---|---|---|
| Newbury Township | Dmore damage than 87% | river and rain flooding | — |
| Mission Creek Township | — | 659 residents; we grade 1,000+ | |
| Farmer Township | — | 87 residents; we grade 1,000+ | |
| Wilmington Township | — | 558 residents; we grade 1,000+ | |
| Rock Creek Township | — | 106 residents; we grade 1,000+ | |
Hazard risk = FEMA’s expected yearly building damage per dollar of building value, vs. the 21,298 U.S. towns we grade; the map is shaded by fifths of the same scale. Flood claims = paid federal flood insurance claims on record.
Get ready for what Mill Creek Township faces
A short kit for the hazards that drive the building damage here, what to check before you buy, and where neighbors get alerts.
- Turn around at flooded roads: a foot of moving water can carry off a car.
- Flood insurance usually takes 30 days to start, so buy it before the forecast.
- Keep papers and medicines up high, in a grab-and-go bag.
- Clear dead leaves and brush within 5 feet of the house.
- Sign up for local alerts and know two ways out.
- Keep N95 masks for smoky days.
- Pick your spot now: the lowest floor, an inside room, no windows.
- A watch means be ready; a warning means take cover now.
- Keep shoes and a flashlight by the bed.
- Look up the address on FEMA’s flood map.
- Ask the seller or landlord whether it has ever flooded, and what flood insurance costs there.
- Get a flood insurance quote early: policies usually start 30 days after you buy.
Know where neighbors sign up for alerts? Add it to the Handbook so everyone has it.
Questions about natural hazards in Mill Creek Township
Does Mill Creek Township flood?
Flood insurance has paid 1 claim in Mill Creek Township since 2026, $80K in all.
Is Mill Creek Township in a flood zone?
Flood zones are drawn street by street, so the answer depends on the address: look it up on FEMA’s flood map. In Wabaunsee County, 7% of homes in mapped flood zones carry federal flood insurance, and 0.5% of all homes do.
How much is flood insurance in Mill Creek Township?
FEMA’s Community Rating System list shows no discount for Mill Creek Township’s flood program. Premiums depend on the building; policies usually start 30 days after you buy, so get a quote early.
Storm stories
Memories, warnings and help from neighbors in Mill Creek Township.
Sources: FEMA National Risk Index v1.20 (December 2025), census-tract table, combined by where Mill Creek Township’s residents lived in the 2020 census; OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Homes: Census ACS 2020–24. Preparedness tips: Ready.gov. FEMA’s model is an average of expected damage, not a forecast. How hazard risk is graded.