Storms, floods and disasters in Medford Township
Medford Township isn’t graded for hazard risk: Medford Township has 170 residents; we grade towns of 1,000 or more. Flood insurance has paid 18 claims here since 1989.
What Medford Township faces
Each hazard’s share of the building damage FEMA expects here, and how its rate compares with the rest of the country.
River and rain flooding
Tornadoes
Ice storms
Strong wind
Shares are of FEMA’s expected building damage, the measure the grade uses; ranks compare each hazard’s building-damage rate with all 85,154 U.S. census tracts. In FEMA’s terms, river and rain flooding is FEMA’s “Inland Flooding” (rivers and streams overflowing their banks, or rain overwhelming drainage). FEMA defines coastal flooding as high or rising tides and storm surge, so surge damage is counted there. Drought isn’t listed: FEMA counts its losses in crops only.
Does Medford Township flood? Sometimes: 18 flood claims since 1989
Every paid claim on a federal flood insurance policy in Medford Township, from FEMA’s records.
- The Midwest Flooding2 claims · $14K
Medford Township isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Reno County.1 federal disaster brought FEMA money to Medford Township
Disasters that paid out in Medford Township itself (aid to households or repair grants to Medford Township), newest first, with that year’s flood claims.
- 2007Severe Winter Storms$6K to Medford Township for repairs3 flood claims paid that year
Reno County has had 17 natural disasters declared by the President since 1953, most often severe storms, then floods. Not counted: the 2005 Hurricane Katrina evacuee emergency, which covered counties that took in evacuees.
Also 3 FEMA wildfire suppression grants (Fire Management Assistance, not a disaster declaration) for fires in Reno County, 2006–2022.
Old photos of Medford Township after a storm or flood belong in the town’s history. Add one, or share what you remember below.
Add to the Medford Township archive →Medford Township and its neighbors
How expected damage per building compares across the town line. Tap a town to see its hazards.
| Town | Hazard risk | Mostly (buildings) | Flood claims |
|---|---|---|---|
| Sterling Township | — | 224 residents; we grade 1,000+ | |
| Enterprise Township | — | 132 residents; we grade 1,000+ | |
| Walnut Township | — | 13 residents; we grade 1,000+ | |
| Salt Creek Township | — | 604 residents; we grade 1,000+ | |
Hazard risk = FEMA’s expected yearly building damage per dollar of building value, vs. the 21,298 U.S. towns we grade; the map is shaded by fifths of the same scale. Flood claims = paid federal flood insurance claims on record.
Get ready for what Medford Township faces
A short kit for the hazards that drive the building damage here, what to check before you buy, and where neighbors get alerts.
- Turn around at flooded roads: a foot of moving water can carry off a car.
- Flood insurance usually takes 30 days to start, so buy it before the forecast.
- Keep papers and medicines up high, in a grab-and-go bag.
- Pick your spot now: the lowest floor, an inside room, no windows.
- A watch means be ready; a warning means take cover now.
- Keep shoes and a flashlight by the bed.
- Ice brings down trees and lines: plan for days without power.
- Run a generator outside, far from doors and windows.
- Keep sand or salt by the door.
- Trim dead limbs over the house and driveway.
- Tie down trash cans and outdoor furniture.
- Stay clear of downed lines and call the utility.
- Look up the address on FEMA’s flood map.
- Ask the seller or landlord whether it has ever flooded, and what flood insurance costs there.
- Get a flood insurance quote early: policies usually start 30 days after you buy.
Know where neighbors sign up for alerts? Add it to the Handbook so everyone has it.
Questions about natural hazards in Medford Township
Does Medford Township flood?
Flood insurance has paid 18 claims in Medford Township since 1989, $157K in all. The most claims came from Midwest Flooding (2).
Is Medford Township in a flood zone?
Flood zones are drawn street by street, so the answer depends on the address: look it up on FEMA’s flood map. In Reno County, 12% of homes in mapped flood zones carry federal flood insurance, and 0.7% of all homes do.
How much is flood insurance in Medford Township?
FEMA’s Community Rating System list shows no discount for Medford Township’s flood program. Premiums depend on the building; policies usually start 30 days after you buy, so get a quote early.
What was the biggest storm in Medford Township?
By FEMA money that reached Medford Township, Severe Winter Storms (2007): $6K to Medford Township for repairs. By flood claims, Midwest Flooding: 2 paid, $14K.
Storm stories
Memories, warnings and help from neighbors in Medford Township.
Sources: FEMA National Risk Index v1.20 (December 2025), census-tract table, combined by where Medford Township’s residents lived in the 2020 census; OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Homes: Census ACS 2020–24. Preparedness tips: Ready.gov. FEMA’s model is an average of expected damage, not a forecast. How hazard risk is graded.