Photo: Peterspexarth · CC BY 4.0FEMA expects about as much hazard damage per building in Lake Quivira as in the typical U.S. town, mostly from river and rain flooding
On FEMA’s National Risk Index, Lake Quivira gets a B− for hazard risk: lower expected damage per building than 54% of U.S. towns. Most of that expected damage is river and rain flooding (76%), then tornadoes (14%). Flood insurance has paid 1 claim here since 1998.
Graded on FEMA’s expected yearly building damage per dollar of building value (NRI v1.20, December 2025), weighted by where residents live; flood claims are shown, not graded. How hazard risk is graded
What Lake Quivira faces
Each hazard’s share of the building damage FEMA expects here, and how its rate compares with the rest of the country.
River and rain flooding
Tornadoes
Hail
Shares are of FEMA’s expected building damage, the measure the grade uses; ranks compare each hazard’s building-damage rate with all 85,154 U.S. census tracts. In FEMA’s terms, river and rain flooding is FEMA’s “Inland Flooding” (rivers and streams overflowing their banks, or rain overwhelming drainage). FEMA defines coastal flooding as high or rising tides and storm surge, so surge damage is counted there. Drought isn’t listed: FEMA counts its losses in crops only.
What’s behind Lake Quivira’s grade
River and rain flooding is 76% of the building damage FEMA expects in Lake Quivira, and Lake Quivira’s rate of river and rain flooding damage is higher than 59% of U.S. census tracts. Winter storms add 1%, at a rate in the top 4% of U.S. census tracts.
B− lower expected damage per building than 54% of U.S. towns (21,298).
Lake Quivira’s residents live in 2 census tracts; FEMA’s figures are combined by where they live.
In dollars, FEMA expects about $508K a year in losses across Lake Quivira: $332K to buildings, the rest to people and crops.
Does Lake Quivira flood? Rarely: 1 flood claim since 1998
Every paid claim on a federal flood insurance policy in Lake Quivira, from FEMA’s records: 2.5 per 1,000 homes, fewer than 56% of the 13,809 U.S. towns with a flood insurance record.
Lake Quivira isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Johnson County.1 federal disaster brought FEMA money to Lake Quivira
Disasters that paid out in Lake Quivira itself (aid to households or repair grants to the City of Lake Quivira), newest first, with that year’s flood claims.
- 2002Severe Winter Ice Storm$6K to the City of Lake Quivira for repairs
Johnson County has had 9 natural disasters declared by the President since 1953, most often severe storms, then floods. Not counted: the 2005 Hurricane Katrina evacuee emergency, which covered counties that took in evacuees.
Old photos of Lake Quivira after a storm or flood belong in the town’s history. Add one, or share what you remember below.
Add to the Lake Quivira archive →Lake Quivira and its neighbors
Lake Quivira is 3rd of the 3 graded towns here, from least expected damage per building to most. Tap a town to see its hazards.
| Town | Hazard risk | Mostly (buildings) | Flood claims |
|---|---|---|---|
| Kansas City | B+less damage than 74% | river and rain flooding | 278 |
| Shawnee | B+less damage than 73% | river and rain flooding | 43 |
| Lake Quivira | B−less damage than 54% | river and rain flooding | 1 |
Hazard risk = FEMA’s expected yearly building damage per dollar of building value, vs. the 21,298 U.S. towns we grade; the map is shaded by fifths of the same scale. Flood claims = paid federal flood insurance claims on record.
Get ready for what Lake Quivira faces
A short kit for the hazards that drive the building damage here, what to check before you buy, and where neighbors get alerts.
- Turn around at flooded roads: a foot of moving water can carry off a car.
- Flood insurance usually takes 30 days to start, so buy it before the forecast.
- Keep papers and medicines up high, in a grab-and-go bag.
- Pick your spot now: the lowest floor, an inside room, no windows.
- A watch means be ready; a warning means take cover now.
- Keep shoes and a flashlight by the bed.
- Park in a garage or under cover when storms are forecast.
- Stay away from windows while it falls.
- Photograph roof and car damage for your insurer.
- Look up the address on FEMA’s flood map.
- Ask the seller or landlord whether it has ever flooded, and what flood insurance costs there.
- Get a flood insurance quote early: policies usually start 30 days after you buy.
Know where neighbors sign up for alerts? Add it to the Handbook so everyone has it.
Questions about natural hazards in Lake Quivira
Is Lake Quivira at risk for natural disasters?
On FEMA’s National Risk Index, Lake Quivira has lower expected damage per building than 54% of U.S. towns: B− for hazard risk. Most of the expected damage is river and rain flooding (76%) and tornadoes (14%). This is FEMA’s model of an average year for today’s buildings, not a forecast.
Does Lake Quivira flood?
Flood insurance has paid 1 claim in Lake Quivira since 1998, $536 in all, or 2.5 per 1,000 homes, fewer than 56% of U.S. towns with a flood insurance record.
Is Lake Quivira in a flood zone?
Flood zones are drawn street by street, so the answer depends on the address: look it up on FEMA’s flood map. In Johnson County, 25% of homes in mapped flood zones carry federal flood insurance, and 0.3% of all homes do.
How much is flood insurance in Lake Quivira?
FEMA’s Community Rating System list shows no discount for Lake Quivira’s flood program. Premiums depend on the building; policies usually start 30 days after you buy, so get a quote early.
What was the biggest storm in Lake Quivira?
By FEMA money that reached Lake Quivira, Severe Winter Ice Storm (2002): $6K to the City of Lake Quivira for repairs.
Is Lake Quivira at risk from river and rain flooding?
It is the largest share of the building damage FEMA expects here (76%), and Lake Quivira’s rate for it is higher than 59% of U.S. census tracts.
Storm stories
Memories, warnings and help from neighbors in Lake Quivira.
Sources: FEMA National Risk Index v1.20 (December 2025), census-tract table, combined by where Lake Quivira’s residents lived in the 2020 census; OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Homes: Census ACS 2020–24. Preparedness tips: Ready.gov. FEMA’s model is an average of expected damage, not a forecast. How hazard risk is graded.