On FEMA’s figures, Fairview Township faces more hazard damage per building than 82% of U.S. towns, mostly from river and rain flooding
On FEMA’s National Risk Index, Fairview Township gets a C− for hazard risk: higher expected damage per building than 82% of U.S. towns. Most of that expected damage is river and rain flooding (85%). Flood insurance has paid 20 claims here since 1981.
Graded on FEMA’s expected yearly building damage per dollar of building value (NRI v1.20, December 2025), weighted by where residents live; flood claims are shown, not graded. How hazard risk is graded
What Fairview Township faces
Each hazard’s share of the building damage FEMA expects here, and how its rate compares with the rest of the country.
River and rain flooding
Tornadoes
Shares are of FEMA’s expected building damage, the measure the grade uses; ranks compare each hazard’s building-damage rate with all 85,154 U.S. census tracts. In FEMA’s terms, river and rain flooding is FEMA’s “Inland Flooding” (rivers and streams overflowing their banks, or rain overwhelming drainage). FEMA defines coastal flooding as high or rising tides and storm surge, so surge damage is counted there. Drought isn’t listed: FEMA counts its losses in crops only.
What’s behind Fairview Township’s grade
River and rain flooding is 85% of the building damage FEMA expects in Fairview Township, and Fairview Township’s rate of river and rain flooding damage is higher than 89% of U.S. census tracts. Tornadoes add 10%, at a rate in the top 8% of U.S. census tracts.
C− higher expected damage per building than 82% of U.S. towns (21,298).
Fairview Township’s residents live in 2 census tracts; FEMA’s figures are combined by where they live.
In dollars, FEMA expects about $1.1M a year in losses across Fairview Township: $731K to buildings, the rest to people and crops.
Does Fairview Township flood? Sometimes: 20 flood claims since 1981
Every paid claim on a federal flood insurance policy in Fairview Township, from FEMA’s records: 24.6 per 1,000 homes, more than 86% of the 13,809 U.S. towns with a flood insurance record.
- The Midwest Flooding13 claims · $5K
Fairview Township isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Jefferson County.12 federal disasters brought FEMA money to Fairview Township
Disasters that paid out in Fairview Township itself (aid to households or repair grants to Fairview Township), newest first, with that year’s flood claims.
- 2019Severe Storms, Straight-line Winds, Tornadoes, Flooding,landslides,and Mudslides$69K to Fairview Township for repairs3 flood claims paid that year
- 2018Severe Storms, Straight-line Winds, and Flooding$89K to Fairview Township for repairs
- 2016Severe Storms and Flooding$52K to Fairview Township for repairs
- 2015Severe Storms, Tornadoes, Straight-line Winds, and Flooding$46K to Fairview Township for repairs
- 2013Severe Storms, Straight-line Winds, Tornadoes, and Flooding$11K to Fairview Township for repairs
- 2009Severe Winter Storms and Snowstorm$15K to Fairview Township for repairs
Show all 12
- 2008Severe Storms, Flooding, and Tornadoes$14K to Fairview Township for repairs
- 2008Severe Storms, Flooding and Tornadoes$12K to Fairview Township for repairs
- 2007Severe Storms and Flooding$29K to Fairview Township for repairs
- 2007Severe Storms, Tornadoes, and Flooding$2K to Fairview Township for repairs
- 2005Severe Winter Storms, Heavy Rains, and Flooding$14K to Fairview Township for repairs
- 2002Severe Winter Ice Storm$8K to Fairview Township for repairs
Jefferson County has had 15 natural disasters declared by the President since 1953, most often severe storms, then floods. Not counted: the 2005 Hurricane Katrina evacuee emergency, which covered counties that took in evacuees.
Old photos of Fairview Township after a storm or flood belong in the town’s history. Add one, or share what you remember below.
Add to the Fairview Township archive →Fairview Township and its neighbors
Fairview Township is 4th of the 5 graded towns here, from least expected damage per building to most. Tap a town to see its hazards.
| Town | Hazard risk | Mostly (buildings) | Flood claims |
|---|---|---|---|
| Oskaloosa Township | Bless damage than 60% | river and rain flooding | 3 |
| Rock Creek Township | Cmore damage than 67% | river and rain flooding | 15 |
| Ozawkie Township | C−more damage than 79% | river and rain flooding | — |
| Fairview Township | C−more damage than 82% | river and rain flooding | 20 |
| Kentucky Township | Dmore damage than 86% | river and rain flooding | — |
Hazard risk = FEMA’s expected yearly building damage per dollar of building value, vs. the 21,298 U.S. towns we grade; the map is shaded by fifths of the same scale. Flood claims = paid federal flood insurance claims on record.
Get ready for what Fairview Township faces
A short kit for the hazards that drive the building damage here, what to check before you buy, and where neighbors get alerts.
- Turn around at flooded roads: a foot of moving water can carry off a car.
- Flood insurance usually takes 30 days to start, so buy it before the forecast.
- Keep papers and medicines up high, in a grab-and-go bag.
- Pick your spot now: the lowest floor, an inside room, no windows.
- A watch means be ready; a warning means take cover now.
- Keep shoes and a flashlight by the bed.
- Look up the address on FEMA’s flood map.
- Ask the seller or landlord whether it has ever flooded, and what flood insurance costs there.
- Get a flood insurance quote early: policies usually start 30 days after you buy.
Know where neighbors sign up for alerts? Add it to the Handbook so everyone has it.
Questions about natural hazards in Fairview Township
Is Fairview Township at risk for natural disasters?
On FEMA’s National Risk Index, Fairview Township has higher expected damage per building than 82% of U.S. towns: C− for hazard risk. Most of the expected damage is river and rain flooding (85%) and tornadoes (10%). This is FEMA’s model of an average year for today’s buildings, not a forecast.
Does Fairview Township flood?
Flood insurance has paid 20 claims in Fairview Township since 1981, $548K in all, or 24.6 per 1,000 homes, more than 86% of U.S. towns with a flood insurance record. The most claims came from Midwest Flooding (13).
Is Fairview Township in a flood zone?
Flood zones are drawn street by street, so the answer depends on the address: look it up on FEMA’s flood map. In Jefferson County, 14% of homes in mapped flood zones carry federal flood insurance, and 0.5% of all homes do.
How much is flood insurance in Fairview Township?
FEMA’s Community Rating System list shows no discount for Fairview Township’s flood program. Premiums depend on the building; policies usually start 30 days after you buy, so get a quote early.
What was the biggest storm in Fairview Township?
By FEMA money that reached Fairview Township, Severe Storms, Straight-line Winds, and Flooding (2018): $89K to Fairview Township for repairs. By flood claims, Midwest Flooding: 13 paid, $5K.
Is Fairview Township at risk from river and rain flooding?
It is the largest share of the building damage FEMA expects here (85%), and Fairview Township’s rate for it is higher than 89% of U.S. census tracts.
Storm stories
Memories, warnings and help from neighbors in Fairview Township.
Sources: FEMA National Risk Index v1.20 (December 2025), census-tract table, combined by where Fairview Township’s residents lived in the 2020 census; OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Homes: Census ACS 2020–24. Preparedness tips: Ready.gov. FEMA’s model is an average of expected damage, not a forecast. How hazard risk is graded.