Storms, floods and disasters in Dexter Township
Dexter Township isn’t graded for hazard risk: Dexter Township has 646 residents; we grade towns of 1,000 or more. Flood insurance has paid 4 claims here since 1995.
What Dexter Township faces
Each hazard’s share of the building damage FEMA expects here, and how its rate compares with the rest of the country.
River and rain flooding
Wildfire
Tornadoes
Shares are of FEMA’s expected building damage, the measure the grade uses; ranks compare each hazard’s building-damage rate with all 85,154 U.S. census tracts. In FEMA’s terms, river and rain flooding is FEMA’s “Inland Flooding” (rivers and streams overflowing their banks, or rain overwhelming drainage). FEMA defines coastal flooding as high or rising tides and storm surge, so surge damage is counted there. Drought isn’t listed: FEMA counts its losses in crops only.
Does Dexter Township flood? Rarely: 4 flood claims since 1995
Every paid claim on a federal flood insurance policy in Dexter Township, from FEMA’s records.
- The Thunderstorms1 claim · $3K
Dexter Township isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Cowley County.6 federal disasters brought FEMA money to Dexter Township
Disasters that paid out in Dexter Township itself (aid to households or repair grants to Dexter Township), newest first, with that year’s flood claims.
- 2019Severe Storms, Straight-line Winds, Tornadoes, Flooding,landslides,and Mudslides$15K to Dexter Township for repairs1 flood claim paid that year
- 2015Severe Storms, Tornadoes, Straight-line Winds, and Flooding$31K to Dexter Township for repairs
- 2009Severe Winter Storms and Snowstorm$7K to Dexter Township for repairs
- 2008Severe Storms, Flooding and Tornadoes$7K to Dexter Township for repairs
- 2007Severe Storms and Flooding$21K to Dexter Township for repairs1 flood claim paid that year
- 2002Severe Winter Ice Storm$10K to Dexter Township for repairs
Cowley County has had 24 natural disasters declared by the President since 1953, most often severe storms, then floods. Not counted: the 2005 Hurricane Katrina evacuee emergency, which covered counties that took in evacuees.
Old photos of Dexter Township after a storm or flood belong in the town’s history. Add one, or share what you remember below.
Add to the Dexter Township archive →Dexter Township and its neighbors
How expected damage per building compares across the town line. Tap a town to see its hazards.
| Town | Hazard risk | Mostly (buildings) | Flood claims |
|---|---|---|---|
| Liberty Township | — | 49 residents; we grade 1,000+ | |
| Sheridan Township | — | 149 residents; we grade 1,000+ | |
| Otter Township | — | 136 residents; we grade 1,000+ | |
| Cedar Township | — | 44 residents; we grade 1,000+ | |
| Windsor Township | — | 90 residents; we grade 1,000+ | |
| Spring Creek Township | — | 51 residents; we grade 1,000+ | |
| Grant Township | — | 52 residents; we grade 1,000+ | |
Hazard risk = FEMA’s expected yearly building damage per dollar of building value, vs. the 21,298 U.S. towns we grade; the map is shaded by fifths of the same scale. Flood claims = paid federal flood insurance claims on record.
Get ready for what Dexter Township faces
A short kit for the hazards that drive the building damage here, what to check before you buy, and where neighbors get alerts.
- Turn around at flooded roads: a foot of moving water can carry off a car.
- Flood insurance usually takes 30 days to start, so buy it before the forecast.
- Keep papers and medicines up high, in a grab-and-go bag.
- Clear dead leaves and brush within 5 feet of the house.
- Sign up for local alerts and know two ways out.
- Keep N95 masks for smoky days.
- Pick your spot now: the lowest floor, an inside room, no windows.
- A watch means be ready; a warning means take cover now.
- Keep shoes and a flashlight by the bed.
- Look up the address on FEMA’s flood map.
- Ask the seller or landlord whether it has ever flooded, and what flood insurance costs there.
- Get a flood insurance quote early: policies usually start 30 days after you buy.
Know where neighbors sign up for alerts? Add it to the Handbook so everyone has it.
Questions about natural hazards in Dexter Township
Does Dexter Township flood?
Flood insurance has paid 4 claims in Dexter Township since 1995, $52K in all. The most claims came from Thunderstorms (1).
Is Dexter Township in a flood zone?
Flood zones are drawn street by street, so the answer depends on the address: look it up on FEMA’s flood map. In Cowley County, 8% of homes in mapped flood zones carry federal flood insurance, and 0.3% of all homes do.
How much is flood insurance in Dexter Township?
FEMA’s Community Rating System list shows no discount for Dexter Township’s flood program. Premiums depend on the building; policies usually start 30 days after you buy, so get a quote early.
What was the biggest storm in Dexter Township?
By FEMA money that reached Dexter Township, Severe Storms, Tornadoes, Straight-line Winds, and Flooding (2015): $31K to Dexter Township for repairs. By flood claims, Thunderstorms: 1 paid, $3K.
Storm stories
Memories, warnings and help from neighbors in Dexter Township.
Sources: FEMA National Risk Index v1.20 (December 2025), census-tract table, combined by where Dexter Township’s residents lived in the 2020 census; OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Homes: Census ACS 2020–24. Preparedness tips: Ready.gov. FEMA’s model is an average of expected damage, not a forecast. How hazard risk is graded.