On FEMA’s figures, Delaware Township faces about as much hazard damage per building as the typical U.S. town, mostly from river and rain flooding
On FEMA’s National Risk Index, Delaware Township gets a B for hazard risk: lower expected damage per building than 56% of U.S. towns. Most of that expected damage is river and rain flooding (72%), then tornadoes (17%). Flood insurance has paid 4 claims here since 1982.
Graded on FEMA’s expected yearly building damage per dollar of building value (NRI v1.20, December 2025), weighted by where residents live; flood claims are shown, not graded. How hazard risk is graded
What Delaware Township faces
Each hazard’s share of the building damage FEMA expects here, and how its rate compares with the rest of the country.
River and rain flooding
Tornadoes
Hail
Shares are of FEMA’s expected building damage, the measure the grade uses; ranks compare each hazard’s building-damage rate with all 85,154 U.S. census tracts. In FEMA’s terms, river and rain flooding is FEMA’s “Inland Flooding” (rivers and streams overflowing their banks, or rain overwhelming drainage). FEMA defines coastal flooding as high or rising tides and storm surge, so surge damage is counted there. Drought isn’t listed: FEMA counts its losses in crops only.
What’s behind Delaware Township’s grade
River and rain flooding is 72% of the building damage FEMA expects in Delaware Township, and Delaware Township’s rate of river and rain flooding damage is higher than 53% of U.S. census tracts. Tornadoes add 17%, at a rate in the top 7% of U.S. census tracts.
B lower expected damage per building than 56% of U.S. towns (21,298).
Delaware Township’s residents live in 4 census tracts; FEMA’s figures are combined by where they live.
In dollars, FEMA expects about $498K a year in losses across Delaware Township: $281K to buildings, the rest to people and crops.
Does Delaware Township flood? Rarely: 4 flood claims since 1982
Every paid claim on a federal flood insurance policy in Delaware Township, from FEMA’s records: 12.0 per 1,000 homes, more than 77% of the 13,809 U.S. towns with a flood insurance record.
Delaware Township isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Leavenworth County.The storms Delaware Township remembers
None of the 18 disasters declared for Leavenworth County shows FEMA aid or repair money reaching Delaware Township itself in FEMA’s records, so these are its biggest flood-claim years.
- 19821 flood claims paidNo declaration for the county that year
- 20041 flood claims paidNo declaration for the county that year
- 20151 flood claims paidNo declaration for the county that year
Leavenworth County has had 18 natural disasters declared by the President since 1953, most often severe storms, then floods. Not counted: the 2005 Hurricane Katrina evacuee emergency, which covered counties that took in evacuees.
Old photos of Delaware Township after a storm or flood belong in the town’s history. Add one, or share what you remember below.
Add to the Delaware Township archive →Delaware Township and its neighbors
Delaware Township is 6th of the 7 graded towns here, from least expected damage per building to most. Tap a town to see its hazards.
| Town | Hazard risk | Mostly (buildings) | Flood claims |
|---|---|---|---|
| Leavenworth | A−less damage than 80% | river and rain flooding | 51 |
| Kansas City | B+less damage than 74% | river and rain flooding | 278 |
| Lansing | Bless damage than 59% | river and rain flooding | 6 |
| High Prairie Township | Bless damage than 59% | river and rain flooding | 3 |
| Fairmount Township | Bless damage than 56% | river and rain flooding | — |
| Delaware Township | Bless damage than 56% | river and rain flooding | 4 |
| Kickapoo Township | C+more damage than 61% | river and rain flooding | 77 |
Hazard risk = FEMA’s expected yearly building damage per dollar of building value, vs. the 21,298 U.S. towns we grade; the map is shaded by fifths of the same scale. Flood claims = paid federal flood insurance claims on record.
Get ready for what Delaware Township faces
A short kit for the hazards that drive the building damage here, what to check before you buy, and where neighbors get alerts.
- Turn around at flooded roads: a foot of moving water can carry off a car.
- Flood insurance usually takes 30 days to start, so buy it before the forecast.
- Keep papers and medicines up high, in a grab-and-go bag.
- Pick your spot now: the lowest floor, an inside room, no windows.
- A watch means be ready; a warning means take cover now.
- Keep shoes and a flashlight by the bed.
- Park in a garage or under cover when storms are forecast.
- Stay away from windows while it falls.
- Photograph roof and car damage for your insurer.
- Look up the address on FEMA’s flood map.
- Ask the seller or landlord whether it has ever flooded, and what flood insurance costs there.
- Get a flood insurance quote early: policies usually start 30 days after you buy.
Know where neighbors sign up for alerts? Add it to the Handbook so everyone has it.
Questions about natural hazards in Delaware Township
Is Delaware Township at risk for natural disasters?
On FEMA’s National Risk Index, Delaware Township has lower expected damage per building than 56% of U.S. towns: B for hazard risk. Most of the expected damage is river and rain flooding (72%) and tornadoes (17%). This is FEMA’s model of an average year for today’s buildings, not a forecast.
Does Delaware Township flood?
Flood insurance has paid 4 claims in Delaware Township since 1982, $62K in all, or 12.0 per 1,000 homes, more than 77% of U.S. towns with a flood insurance record.
Is Delaware Township in a flood zone?
Flood zones are drawn street by street, so the answer depends on the address: look it up on FEMA’s flood map. In Leavenworth County, 26% of homes in mapped flood zones carry federal flood insurance, and 0.5% of all homes do.
How much is flood insurance in Delaware Township?
FEMA’s Community Rating System list shows no discount for Delaware Township’s flood program. Premiums depend on the building; policies usually start 30 days after you buy, so get a quote early.
Is Delaware Township at risk from river and rain flooding?
It is the largest share of the building damage FEMA expects here (72%), and Delaware Township’s rate for it is higher than 53% of U.S. census tracts.
Storm stories
Memories, warnings and help from neighbors in Delaware Township.
Sources: FEMA National Risk Index v1.20 (December 2025), census-tract table, combined by where Delaware Township’s residents lived in the 2020 census; OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Homes: Census ACS 2020–24. Preparedness tips: Ready.gov. FEMA’s model is an average of expected damage, not a forecast. How hazard risk is graded.