Photo: Unknown authorUnknown author · Public domainStorms, floods and disasters in Claflin
Claflin isn’t graded for hazard risk: Claflin has 455 residents; we grade towns of 1,000 or more.
What Claflin faces
Each hazard’s share of the building damage FEMA expects here, and how its rate compares with the rest of the country.
River and rain flooding
Tornadoes
Hail
Strong wind
Shares are of FEMA’s expected building damage, the measure the grade uses; ranks compare each hazard’s building-damage rate with all 85,154 U.S. census tracts. In FEMA’s terms, river and rain flooding is FEMA’s “Inland Flooding” (rivers and streams overflowing their banks, or rain overwhelming drainage). FEMA defines coastal flooding as high or rising tides and storm surge, so surge damage is counted there. Drought isn’t listed: FEMA counts its losses in crops only.
Does Claflin flood? No paid flood claims on record
FEMA’s records show no paid flood insurance claims in Claflin. That’s not a promise: most homes don’t carry flood insurance, so small floods go unrecorded.
Claflin isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Barton County.3 federal disasters brought FEMA money to Claflin
Disasters that paid out in Claflin itself (aid to households or repair grants to the City of Claflin), newest first, with that year’s flood claims.
- 2021Severe Storms and Straight Line Winds$13K to the City of Claflin for repairs
- 2007Severe Winter Storms$9K to the City of Claflin for repairs
- 2007Severe Storms, Tornadoes, and Flooding57 households applied for aid$67K aid approved$14K to the City of Claflin for repairs
Barton County has had 24 natural disasters declared by the President since 1953, most often severe storms, then winter storms. Not counted: the 2005 Hurricane Katrina evacuee emergency, which covered counties that took in evacuees.
Old photos of Claflin after a storm or flood belong in the town’s history. Add one, or share what you remember below.
Add to the Claflin archive →Claflin and its neighbors
How expected damage per building compares across the town line. Tap a town to see its hazards.
| Town | Hazard risk | Mostly (buildings) | Flood claims |
|---|---|---|---|
| Independent Township | — | 455 residents; we grade 1,000+ | |
| Logan Township | — | 140 residents; we grade 1,000+ | |
Hazard risk = FEMA’s expected yearly building damage per dollar of building value, vs. the 21,298 U.S. towns we grade; the map is shaded by fifths of the same scale. Flood claims = paid federal flood insurance claims on record.
Get ready for what Claflin faces
A short kit for the hazards that drive the building damage here, what to check before you buy, and where neighbors get alerts.
- Turn around at flooded roads: a foot of moving water can carry off a car.
- Flood insurance usually takes 30 days to start, so buy it before the forecast.
- Keep papers and medicines up high, in a grab-and-go bag.
- Pick your spot now: the lowest floor, an inside room, no windows.
- A watch means be ready; a warning means take cover now.
- Keep shoes and a flashlight by the bed.
- Park in a garage or under cover when storms are forecast.
- Stay away from windows while it falls.
- Photograph roof and car damage for your insurer.
- Trim dead limbs over the house and driveway.
- Tie down trash cans and outdoor furniture.
- Stay clear of downed lines and call the utility.
- Look up the address on FEMA’s flood map.
- Ask the seller or landlord whether it has ever flooded, and what flood insurance costs there.
- Get a flood insurance quote early: policies usually start 30 days after you buy.
Know where neighbors sign up for alerts? Add it to the Handbook so everyone has it.
Questions about natural hazards in Claflin
Is Claflin in a flood zone?
Flood zones are drawn street by street, so the answer depends on the address: look it up on FEMA’s flood map. In Barton County, 7% of homes in mapped flood zones carry federal flood insurance, and 0.6% of all homes do.
How much is flood insurance in Claflin?
FEMA’s Community Rating System list shows no discount for Claflin’s flood program. Premiums depend on the building; policies usually start 30 days after you buy, so get a quote early.
What was the biggest storm in Claflin?
By FEMA money that reached Claflin, Severe Storms, Tornadoes, and Flooding (2007): 57 households applied for aid, $67K approved, and $14K to the City of Claflin for repairs.
Storm stories
Memories, warnings and help from neighbors in Claflin.
Sources: FEMA National Risk Index v1.20 (December 2025), census-tract table, combined by where Claflin’s residents lived in the 2020 census; OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Homes: Census ACS 2020–24. Preparedness tips: Ready.gov. FEMA’s model is an average of expected damage, not a forecast. How hazard risk is graded.