FEMA expects more hazard damage per building in Caney Township than in 73% of U.S. towns, mostly from river and rain flooding
On FEMA’s National Risk Index, Caney Township gets a C for hazard risk: higher expected damage per building than 73% of U.S. towns. Most of that expected damage is river and rain flooding (62%), then tornadoes (20%). Flood insurance has paid 3 claims here since 1999.
Graded on FEMA’s expected yearly building damage per dollar of building value (NRI v1.20, December 2025), weighted by where residents live; flood claims are shown, not graded. How hazard risk is graded
What Caney Township faces
Each hazard’s share of the building damage FEMA expects here, and how its rate compares with the rest of the country.
River and rain flooding
Tornadoes
Shares are of FEMA’s expected building damage, the measure the grade uses; ranks compare each hazard’s building-damage rate with all 85,154 U.S. census tracts. In FEMA’s terms, river and rain flooding is FEMA’s “Inland Flooding” (rivers and streams overflowing their banks, or rain overwhelming drainage). FEMA defines coastal flooding as high or rising tides and storm surge, so surge damage is counted there. Drought isn’t listed: FEMA counts its losses in crops only.
What’s behind Caney Township’s grade
River and rain flooding is 62% of the building damage FEMA expects in Caney Township, and Caney Township’s rate of river and rain flooding damage is higher than 68% of U.S. census tracts. Tornadoes add 20%, at a rate in the top 1% of U.S. census tracts.
C higher expected damage per building than 73% of U.S. towns (21,298).
Caney Township’s residents live in 2 census tracts; FEMA’s figures are combined by where they live.
In dollars, FEMA expects about $1.2M a year in losses across Caney Township: $589K to buildings, the rest to people and crops.
Does Caney Township flood? Rarely: 3 flood claims since 1999
Every paid claim on a federal flood insurance policy in Caney Township, from FEMA’s records: 4.8 per 1,000 homes, more than 59% of the 13,809 U.S. towns with a flood insurance record.
Caney Township isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Montgomery County.1 federal disaster brought FEMA money to Caney Township
Disasters that paid out in Caney Township itself (aid to households or repair grants to Caney Township), newest first, with that year’s flood claims.
- 2007Severe Storms and Flooding9 households applied for aid$763 aid approved1 flood claim paid that year
Montgomery County has had 12 natural disasters declared by the President since 1953, most often severe storms, then floods. Not counted: the 2005 Hurricane Katrina evacuee emergency, which covered counties that took in evacuees.
Old photos of Caney Township after a storm or flood belong in the town’s history. Add one, or share what you remember below.
Add to the Caney Township archive →Caney Township and its neighbors
Caney Township has the lowest expected damage per building of the 2 graded towns here. Tap a town to see its hazards.
| Town | Hazard risk | Mostly (buildings) | Flood claims |
|---|---|---|---|
| Caney Township | Cmore damage than 73% | river and rain flooding | 3 |
| Fawn Creek Township | Cmore damage than 74% | river and rain flooding | — |
| Rutland Township | — | 178 residents; we grade 1,000+ | |
| Little Caney Township | — | 335 residents; we grade 1,000+ | |
Hazard risk = FEMA’s expected yearly building damage per dollar of building value, vs. the 21,298 U.S. towns we grade; the map is shaded by fifths of the same scale. Flood claims = paid federal flood insurance claims on record.
Get ready for what Caney Township faces
A short kit for the hazards that drive the building damage here, what to check before you buy, and where neighbors get alerts.
- Turn around at flooded roads: a foot of moving water can carry off a car.
- Flood insurance usually takes 30 days to start, so buy it before the forecast.
- Keep papers and medicines up high, in a grab-and-go bag.
- Pick your spot now: the lowest floor, an inside room, no windows.
- A watch means be ready; a warning means take cover now.
- Keep shoes and a flashlight by the bed.
- Look up the address on FEMA’s flood map.
- Ask the seller or landlord whether it has ever flooded, and what flood insurance costs there.
- Get a flood insurance quote early: policies usually start 30 days after you buy.
Know where neighbors sign up for alerts? Add it to the Handbook so everyone has it.
Questions about natural hazards in Caney Township
Is Caney Township at risk for natural disasters?
On FEMA’s National Risk Index, Caney Township has higher expected damage per building than 73% of U.S. towns: C for hazard risk. Most of the expected damage is river and rain flooding (62%) and tornadoes (20%). This is FEMA’s model of an average year for today’s buildings, not a forecast.
Does Caney Township flood?
Flood insurance has paid 3 claims in Caney Township since 1999, $79K in all, or 4.8 per 1,000 homes, more than 59% of U.S. towns with a flood insurance record.
Is Caney Township in a flood zone?
Flood zones are drawn street by street, so the answer depends on the address: look it up on FEMA’s flood map. In Montgomery County, 19% of homes in mapped flood zones carry federal flood insurance, and 0.6% of all homes do.
How much is flood insurance in Caney Township?
FEMA’s Community Rating System list shows no discount for Caney Township’s flood program. Premiums depend on the building; policies usually start 30 days after you buy, so get a quote early.
What was the biggest storm in Caney Township?
By FEMA money that reached Caney Township, Severe Storms and Flooding (2007): 9 households applied for aid, $763 approved.
Is Caney Township at risk from river and rain flooding?
It is the largest share of the building damage FEMA expects here (62%), and Caney Township’s rate for it is higher than 68% of U.S. census tracts.
Storm stories
Memories, warnings and help from neighbors in Caney Township.
Sources: FEMA National Risk Index v1.20 (December 2025), census-tract table, combined by where Caney Township’s residents lived in the 2020 census; OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Homes: Census ACS 2020–24. Preparedness tips: Ready.gov. FEMA’s model is an average of expected damage, not a forecast. How hazard risk is graded.