C. N. James Cabin · Photo: Art davis · CC BY-SA 4.0On FEMA’s figures, Augusta Township faces more hazard damage per building than 80% of U.S. towns, mostly from river and rain flooding
On FEMA’s National Risk Index, Augusta Township gets a C− for hazard risk: higher expected damage per building than 80% of U.S. towns. Most of that expected damage is river and rain flooding (55%), then wildfire (23%). FEMA’s files show no paid flood insurance claims here.
Graded on FEMA’s expected yearly building damage per dollar of building value (NRI v1.20, December 2025), weighted by where residents live; flood claims are shown, not graded. How hazard risk is graded
What Augusta Township faces
Each hazard’s share of the building damage FEMA expects here, and how its rate compares with the rest of the country.
River and rain flooding
Wildfire
Tornadoes
Strong wind
Shares are of FEMA’s expected building damage, the measure the grade uses; ranks compare each hazard’s building-damage rate with all 85,154 U.S. census tracts. In FEMA’s terms, river and rain flooding is FEMA’s “Inland Flooding” (rivers and streams overflowing their banks, or rain overwhelming drainage). FEMA defines coastal flooding as high or rising tides and storm surge, so surge damage is counted there. Drought isn’t listed: FEMA counts its losses in crops only.
What’s behind Augusta Township’s grade
River and rain flooding is 55% of the building damage FEMA expects in Augusta Township, and Augusta Township’s rate of river and rain flooding damage is higher than 67% of U.S. census tracts. Wildfire adds 23%, at a rate in the top 2% of U.S. census tracts.
C− higher expected damage per building than 80% of U.S. towns (21,298).
Augusta Township’s residents live in 4 census tracts; FEMA’s figures are combined by where they live.
In dollars, FEMA expects about $758K a year in losses across Augusta Township: $458K to buildings, the rest to people and crops.
Does Augusta Township flood? No paid flood claims on record
FEMA’s records show no paid flood insurance claims in Augusta Township. That’s not a promise: most homes don’t carry flood insurance, so small floods go unrecorded.
Augusta Township isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Butler County.12 federal disasters brought FEMA money to Augusta Township
Disasters that paid out in Augusta Township itself (aid to households or repair grants to Augusta Township), newest first, with that year’s flood claims.
- 2024Severe Winter Storm$558K to Augusta Township for repairs
- 2019Severe Storms, Straight-line Winds, Tornadoes, Flooding,landslides,and Mudslides$143K to Augusta Township for repairs
- 2015Severe Storms, Tornadoes, Straight-line Winds, and Flooding$63K to Augusta Township for repairs
- 2013Severe Storms, Straight-line Winds, Tornadoes, and Flooding$27K to Augusta Township for repairs
- 2010Severe Storms, Flooding, and Tornadoes$81K to Augusta Township for repairs
- 2009Severe Winter Storms and Snowstorm$29K to Augusta Township for repairs
Show all 12
- 2009Severe Storms, Flooding, Straight-line Winds, and Tornadoes$120K to Augusta Township for repairs
- 2008Severe Storms, Flooding, and Tornadoes$32K to Augusta Township for repairs
- 2008Severe Storms, Flooding and Tornadoes$49K to Augusta Township for repairs
- 2007Severe Storms and Flooding$66K to Augusta Township for repairs
- 2005Severe Winter Storms, Heavy Rains, and Flooding$16K to Augusta Township for repairs
- 2004Severe Storms, Flooding, and Tornadoes$14K to Augusta Township for repairs
Butler County has had 25 natural disasters declared by the President since 1953, most often severe storms, then floods. Not counted: the 2005 Hurricane Katrina evacuee emergency, which covered counties that took in evacuees.
Old photos of Augusta Township after a storm or flood belong in the town’s history. Add one, or share what you remember below.
Add to the Augusta Township archive →Augusta Township and its neighbors
Augusta Township is 5th of the 5 graded towns here, from least expected damage per building to most. Tap a town to see its hazards.
| Town | Hazard risk | Mostly (buildings) | Flood claims |
|---|---|---|---|
| Augusta | C+more damage than 62% | river and rain flooding | 123 |
| Spring Township | Cmore damage than 70% | river and rain flooding | — |
| Bruno Township | C−more damage than 76% | river and rain flooding | 31 |
| Towanda Township | C−more damage than 78% | river and rain flooding | 2 |
| Augusta Township | C−more damage than 80% | river and rain flooding | 0 |
| Walnut Township | — | not graded yet | |
Hazard risk = FEMA’s expected yearly building damage per dollar of building value, vs. the 21,298 U.S. towns we grade; the map is shaded by fifths of the same scale. Flood claims = paid federal flood insurance claims on record.
Get ready for what Augusta Township faces
A short kit for the hazards that drive the building damage here, what to check before you buy, and where neighbors get alerts.
- Turn around at flooded roads: a foot of moving water can carry off a car.
- Flood insurance usually takes 30 days to start, so buy it before the forecast.
- Keep papers and medicines up high, in a grab-and-go bag.
- Clear dead leaves and brush within 5 feet of the house.
- Sign up for local alerts and know two ways out.
- Keep N95 masks for smoky days.
- Pick your spot now: the lowest floor, an inside room, no windows.
- A watch means be ready; a warning means take cover now.
- Keep shoes and a flashlight by the bed.
- Trim dead limbs over the house and driveway.
- Tie down trash cans and outdoor furniture.
- Stay clear of downed lines and call the utility.
- Look up the address on FEMA’s flood map.
- Ask the seller or landlord whether it has ever flooded, and what flood insurance costs there.
- Get a flood insurance quote early: policies usually start 30 days after you buy.
Know where neighbors sign up for alerts? Add it to the Handbook so everyone has it.
Questions about natural hazards in Augusta Township
Is Augusta Township at risk for natural disasters?
On FEMA’s National Risk Index, Augusta Township has higher expected damage per building than 80% of U.S. towns: C− for hazard risk. Most of the expected damage is river and rain flooding (55%) and wildfire (23%). This is FEMA’s model of an average year for today’s buildings, not a forecast.
Is Augusta Township in a flood zone?
Flood zones are drawn street by street, so the answer depends on the address: look it up on FEMA’s flood map. In Butler County, 16% of homes in mapped flood zones carry federal flood insurance, and 0.5% of all homes do.
How much is flood insurance in Augusta Township?
FEMA’s Community Rating System list shows no discount for Augusta Township’s flood program. Premiums depend on the building; policies usually start 30 days after you buy, so get a quote early.
What was the biggest storm in Augusta Township?
By FEMA money that reached Augusta Township, Severe Winter Storm (2024): $558K to Augusta Township for repairs.
Is Augusta Township at risk from river and rain flooding?
It is the largest share of the building damage FEMA expects here (55%), and Augusta Township’s rate for it is higher than 67% of U.S. census tracts.
Storm stories
Memories, warnings and help from neighbors in Augusta Township.
Sources: FEMA National Risk Index v1.20 (December 2025), census-tract table, combined by where Augusta Township’s residents lived in the 2020 census; OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Homes: Census ACS 2020–24. Preparedness tips: Ready.gov. FEMA’s model is an average of expected damage, not a forecast. How hazard risk is graded.