Storms, floods and disasters in Albion Township
Albion Township isn’t graded for hazard risk: Albion Township has 888 residents; we grade towns of 1,000 or more. Flood insurance has paid 3 claims here since 2005.
What Albion Township faces
Each hazard’s share of the building damage FEMA expects here, and how its rate compares with the rest of the country.
River and rain flooding
Wildfire
Tornadoes
Ice storms
Shares are of FEMA’s expected building damage, the measure the grade uses; ranks compare each hazard’s building-damage rate with all 85,154 U.S. census tracts. In FEMA’s terms, river and rain flooding is FEMA’s “Inland Flooding” (rivers and streams overflowing their banks, or rain overwhelming drainage). FEMA defines coastal flooding as high or rising tides and storm surge, so surge damage is counted there. Drought isn’t listed: FEMA counts its losses in crops only.
Does Albion Township flood? Rarely: 3 flood claims since 2005
Every paid claim on a federal flood insurance policy in Albion Township, from FEMA’s records.
Albion Township isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Reno County.The storms Albion Township remembers
None of the 17 disasters declared for Reno County shows FEMA aid or repair money reaching Albion Township itself in FEMA’s records, so these are its biggest flood-claim years.
- 20051 flood claims paidThe year of Severe Winter Storms, Heavy Rains, and Flooding, declared for Reno County
- 20071 flood claims paidThe year of Severe Winter Storms, declared for Reno County
- 20131 flood claims paidThe year of Severe Storms, Straight-line Winds, Tornadoes, and Flooding, declared for Reno County
Reno County has had 17 natural disasters declared by the President since 1953, most often severe storms, then floods. Not counted: the 2005 Hurricane Katrina evacuee emergency, which covered counties that took in evacuees.
Also 3 FEMA wildfire suppression grants (Fire Management Assistance, not a disaster declaration) for fires in Reno County, 2006–2022.
Old photos of Albion Township after a storm or flood belong in the town’s history. Add one, or share what you remember below.
Add to the Albion Township archive →Albion Township and its neighbors
How expected damage per building compares across the town line. Tap a town to see its hazards.
| Town | Hazard risk | Mostly (buildings) | Flood claims |
|---|---|---|---|
| Roscoe Township | — | 144 residents; we grade 1,000+ | |
| Ninnescah Township | — | 468 residents; we grade 1,000+ | |
| Castleton Township | — | 681 residents; we grade 1,000+ | |
| Galesburg Township | — | 188 residents; we grade 1,000+ | |
Hazard risk = FEMA’s expected yearly building damage per dollar of building value, vs. the 21,298 U.S. towns we grade; the map is shaded by fifths of the same scale. Flood claims = paid federal flood insurance claims on record.
Get ready for what Albion Township faces
A short kit for the hazards that drive the building damage here, what to check before you buy, and where neighbors get alerts.
- Turn around at flooded roads: a foot of moving water can carry off a car.
- Flood insurance usually takes 30 days to start, so buy it before the forecast.
- Keep papers and medicines up high, in a grab-and-go bag.
- Clear dead leaves and brush within 5 feet of the house.
- Sign up for local alerts and know two ways out.
- Keep N95 masks for smoky days.
- Pick your spot now: the lowest floor, an inside room, no windows.
- A watch means be ready; a warning means take cover now.
- Keep shoes and a flashlight by the bed.
- Ice brings down trees and lines: plan for days without power.
- Run a generator outside, far from doors and windows.
- Keep sand or salt by the door.
- Look up the address on FEMA’s flood map.
- Ask the seller or landlord whether it has ever flooded, and what flood insurance costs there.
- Get a flood insurance quote early: policies usually start 30 days after you buy.
Know where neighbors sign up for alerts? Add it to the Handbook so everyone has it.
Questions about natural hazards in Albion Township
Does Albion Township flood?
Flood insurance has paid 3 claims in Albion Township since 2005, $12K in all.
Is Albion Township in a flood zone?
Flood zones are drawn street by street, so the answer depends on the address: look it up on FEMA’s flood map. In Reno County, 12% of homes in mapped flood zones carry federal flood insurance, and 0.7% of all homes do.
How much is flood insurance in Albion Township?
FEMA’s Community Rating System list shows no discount for Albion Township’s flood program. Premiums depend on the building; policies usually start 30 days after you buy, so get a quote early.
Storm stories
Memories, warnings and help from neighbors in Albion Township.
Sources: FEMA National Risk Index v1.20 (December 2025), census-tract table, combined by where Albion Township’s residents lived in the 2020 census; OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Homes: Census ACS 2020–24. Preparedness tips: Ready.gov. FEMA’s model is an average of expected damage, not a forecast. How hazard risk is graded.