Photo: Ken Lund from Reno, Nevada, USA · CC BY-SA 2.0On FEMA’s figures, Woodburn faces about as much hazard damage per building as the typical U.S. town, mostly from river and rain flooding
On FEMA’s National Risk Index, Woodburn gets a B for hazard risk: lower expected damage per building than 59% of U.S. towns. Most of that expected damage is river and rain flooding (79%), then tornadoes (14%). FEMA’s files show no paid flood insurance claims here.
Graded on FEMA’s expected yearly building damage per dollar of building value (NRI v1.20, December 2025), weighted by where residents live; flood claims are shown, not graded. How hazard risk is graded
What Woodburn faces
Each hazard’s share of the building damage FEMA expects here, and how its rate compares with the rest of the country.
River and rain flooding
Tornadoes
Shares are of FEMA’s expected building damage, the measure the grade uses; ranks compare each hazard’s building-damage rate with all 85,154 U.S. census tracts. In FEMA’s terms, river and rain flooding is FEMA’s “Inland Flooding” (rivers and streams overflowing their banks, or rain overwhelming drainage). FEMA defines coastal flooding as high or rising tides and storm surge, so surge damage is counted there. Drought isn’t listed: FEMA counts its losses in crops only.
What’s behind Woodburn’s grade
River and rain flooding is 79% of the building damage FEMA expects in Woodburn, and Woodburn’s rate of river and rain flooding damage is higher than 58% of U.S. census tracts. Next is tornadoes at 14% (higher than 87% of U.S. census tracts).
B lower expected damage per building than 59% of U.S. towns (21,298).
All of Woodburn’s residents live in one census tract; the figures are that tract’s.
In dollars, FEMA expects about $586K a year in losses across Woodburn: $501K to buildings, the rest to people and crops.
Does Woodburn flood? No paid flood claims on record
FEMA’s records show no paid flood insurance claims in Woodburn. That’s not a promise: most homes don’t carry flood insurance, so small floods go unrecorded.
Woodburn isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Allen County.5 federal disasters brought FEMA money to Woodburn
Disasters that paid out in Woodburn itself (aid to households or repair grants to the City of Woodburn), newest first, with that year’s flood claims.
- 2014Severe Winter Storm and Snowstorm$6K to the City of Woodburn for repairs
- 2008Severe Storms and Flooding1 households applied for aid$4K aid approved
- 2003Severe Storms, Tornadoes, and Flooding3 households applied for aid$3K aid approved
- 2000Snow$1K to the City of Woodburn for repairs
- 1999In-winter Storm 12/23/98$2K to the City of Woodburn for repairs
Allen County has had 15 natural disasters declared by the President since 1953, most often severe storms, then floods. Not counted: the 2005 Hurricane Katrina evacuee emergency, which covered counties that took in evacuees.
Old photos of Woodburn after a storm or flood belong in the town’s history. Add one, or share what you remember below.
Add to the Woodburn archive →Get ready for what Woodburn faces
A short kit for the hazards that drive the building damage here, what to check before you buy, and where neighbors get alerts.
- Turn around at flooded roads: a foot of moving water can carry off a car.
- Flood insurance usually takes 30 days to start, so buy it before the forecast.
- Keep papers and medicines up high, in a grab-and-go bag.
- Pick your spot now: the lowest floor, an inside room, no windows.
- A watch means be ready; a warning means take cover now.
- Keep shoes and a flashlight by the bed.
- Look up the address on FEMA’s flood map.
- Ask the seller or landlord whether it has ever flooded, and what flood insurance costs there.
- Get a flood insurance quote early: policies usually start 30 days after you buy.
Know where neighbors sign up for alerts? Add it to the Handbook so everyone has it.
Questions about natural hazards in Woodburn
Is Woodburn at risk for natural disasters?
On FEMA’s National Risk Index, Woodburn has lower expected damage per building than 59% of U.S. towns: B for hazard risk. Most of the expected damage is river and rain flooding (79%) and tornadoes (14%). The figures are for the one census tract the town shares with its neighbors. This is FEMA’s model of an average year for today’s buildings, not a forecast.
Is Woodburn in a flood zone?
Flood zones are drawn street by street, so the answer depends on the address: look it up on FEMA’s flood map. In Allen County, 16% of homes in mapped flood zones carry federal flood insurance, and 0.4% of all homes do.
How much is flood insurance in Woodburn?
FEMA’s Community Rating System list shows no discount for Woodburn’s flood program. Premiums depend on the building; policies usually start 30 days after you buy, so get a quote early.
What was the biggest storm in Woodburn?
By FEMA money that reached Woodburn, Severe Winter Storm and Snowstorm (2014): $6K to the City of Woodburn for repairs.
Is Woodburn at risk from river and rain flooding?
It is the largest share of the building damage FEMA expects here (79%), and Woodburn’s rate for it is higher than 58% of U.S. census tracts.
Storm stories
Memories, warnings and help from neighbors in Woodburn.
Sources: FEMA National Risk Index v1.20 (December 2025), census-tract table, combined by where Woodburn’s residents lived in the 2020 census; OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Homes: Census ACS 2020–24. Preparedness tips: Ready.gov. FEMA’s model is an average of expected damage, not a forecast. How hazard risk is graded.