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Snow Hill Covered Bridge
Indiana›Franklin County

Whitewater TownshipIN

It counts 2 places on the National Register of Historic Places. The town has 2,755 residents and lies in Indiana.

7 bordering townsMap →
Photo: Nyttend · Public domain
Photo of Whitewater Township

Whitewater Township, IN · Photo: Nyttend · Public domain · Source ↗

Is Whitewater Township a good place to live?

A solid town with one catch. Where it does best is cost of living: a typical home costs about $318K, 3.9 years of the Cincinnati metro’s $81K median household income. Whitewater Township grades B+ overall, better than 70% of U.S. towns, and ranks 235th of 585 in Indiana. What holds it back is walkability (D−). Most errands need a car: it is less walkable than 98% of U.S. towns. Hazard risk is weaker too: FEMA rates its natural-hazard risk higher than 64% of U.S. communities, with inland flooding at the top. The town’s mean commuting time is 41 minutes, above both the Indiana town median (24 minutes) and the median of U.S. towns (25 minutes). Only 23 of Indiana’s 1,098 towns score lower on the outdoors.

Figures: home values, Zillow · incomes, Census ACS, 2020–24 · FEMA National Risk Index · USGS PAD-US.

What makes Whitewater Township stand out

Where Whitewater Township beats most towns.

A commuter town

99% of working residents leave Whitewater Township for work

Where Whitewater Township’s working residents go each day. Line width shows the share.

12% → Cincinnati Cincinnati 12% 7% → Indianapolis Indianapolis 7% 5% → Harrison Harrison 5% 4% → Brookville Brookville 4% 3% → Fairfield Fairfield 3% 3% → Batesville Batesville 3% Whitewater Township · 1% stay
108jobs based in Whitewater Township
1%of working residents work in town
22 mimedian commute distance

Census LEHD 2023

How Whitewater Township grades

Each subject compared with towns across the country (schools within Indiana), ordered by how far Whitewater Township is from typical.

How grading works
Character Graded, but not part of the overall grade.
Described, not graded Taste, not quality: snow or an older crowd is neither good nor bad.

How TownRatings grades towns →

Snow Hill Covered Bridge
Snow Hill Covered Bridge · National Register of Historic Places
Whitewater Township’s story

Whitewater Township in pictures

Census counts: 1,237 in 1890, 2,706 in 2020. The archive holds 1 old photo or paper going back to 1894 and 3 maps from 1955 on.

2 places on the National Register of Historic Places.

Explore the history →
Getting set up

Moving to Whitewater Township: who provides what

Who provides power, water and the rest in Whitewater Township, and how to reach them.

The full setup list →
PowerDuke Energy15.0¢/kWh · EIA 2025HIFLD · EIA
WaterTri-Township Water CorporationNo health-based violations in 5 years · EPAEPA
Internet5 providers93% of addresses get 100/20 MbpsFCC
Trash & dumpNot on file yetWe don’t have Whitewater Township’s trash rules yet
SchoolsFranklin County Community School CorporationWhich school depends on your addressNCES
Register to voteOnlineIn Indiana you can register online until 29 days before Election Day, in person until 29 days before Election Day, or by mail (postmarked 29 days before).vote.gov
Who runs elections hereFranklin Circuit Court ClerkFranklin County; contacts on the Handbook page.FVAP, Jul 2021
ZIP codes47060, 47016, 4703547060 73% · 47016 16% · 47035 10%Census 2020

EPA SDWIS (Oct 9, 2026) · HIFLD + EIA-861 2025 · Census 2020 ZCTAs · NCES 2024–25 · registration: vote.gov, updated Nov 18, 2024.

The data

Ordered by what stands out in Whitewater Township.

Whitewater Township sends many workers across the state line to Harrison and looks healthier within Indiana than nationally.

Work & commuteJobs & income grade B+

Whitewater Township stands out in Indiana and nationally: a smaller share of its residents live below the poverty line

68% of working residents cross a state line to work, Harrison among the top destinations. Whitewater Township has 108 jobs for its 1,292 working residents: even if every job went to a resident, most would still commute out.

Most people who work leave Whitewater Township to do it: just 1% work in town. The middle household income locally is $87,000. Only 3 of the 593 Indiana towns we compare have a higher mean commuting time than Whitewater Township. Between 2013 and 2023, jobs in the town rose by 30, to 108.

1%work in town
Whitewater TownshipIndiana townsU.S. towns
Average trip to work41 minutes24 minutes25 minutes
Below the poverty line1%10%9.6%
Working residents who work in town1%11%8%
Median household income$87,000$71,000$80,000

Where working residents work

In Whitewater Township1%
Cincinnati12%
Indianapolis7%
Harrison5%
Brookville4%
22 mi
median commute distance
108
jobs based in Whitewater Township
A commuter town
jobs vs. working residents
D−
Walkability grade: more walkable than 2% of U.S. towns

Census LEHD 2023 · ACS

SchoolsB+

Public schools in Whitewater Township beat 68% of Indiana districts

Its one school is below. The public schools here belong to Franklin County Community School Corp. 213 students attend Whitewater Township’s public school.

68%of IN districts it outscoresB+School Grade
SchoolLevelStudentsLetter
Mount Carmel SchoolLargest public elementary schoolGrades K–6Grades K–6213A−

NCES · EDFacts · graded within IN on state tests and graduation

Who lives here

The median age in Whitewater Township is higher than in most of Indiana or the rest of the country

Here, 24% of adults 25 and older have a bachelor’s degree, against 30% in Indiana as a whole. Adults 18 to 34 are 11% of residents (23% statewide); people 65 and older are 28% of residents (17% statewide).

53.5median age · IN 38.1
Whitewater TownshipIndiana townsU.S. towns
Median age53.5 years39.4 years40.5 years
Bachelor’s degree or more, 25+24%22%29%
Whitewater TownshipIndianaUnited States

Ages · share of residents

Education · adults 25 and older

No diploma1%
High school40%
Some college17%
Associate’s18%
Bachelor’s19%
Graduate5%

Women and men · all residents

53% women, 47% men

That’s an even split within the survey’s margin of ±4.9 points. Across Indiana, 50.4% of residents are women.

Ages and education in Whitewater Township
Whitewater TownshipINU.S.
Under 1016.3%12.4%11.6%
10 to 174.4%10.9%10.3%
18 to 241.5%9.6%9.1%
25 to 349.6%13.1%13.7%
35 to 4411.3%12.7%13.2%
45 to 547.7%12%12.2%
55 to 6421.1%12.5%12.7%
65 to 7416%10.1%10.2%
75 and older12%6.7%7%
No diploma1.2%9.6%10.4%
High school40%32.5%26%
Some college17%19.3%19.1%
Associate’s17.7%9.1%8.8%
Bachelor’s19.3%18.7%21.6%
Graduate4.8%10.8%14.1%

U.S. Census Bureau · ACS 2020-2024 5-year estimates · in a town of 2,800, single groups can be off by several points

Climate

In Whitewater Township, expect four seasons and pleasant summers

Summer afternoons peak near 85° in July, and January nights bottom out around 21°; snowfall runs to about 18 inches a winter. Whitewater Township has chilly winters and warm summers.

18″snow a winter

Typical low → high °F

Winter24–40°
Spring42–63°
Summer62–84°
Fall44–66°
Oct 21
typical first frost
Apr 20
typical last frost
+1.1°
vs. the 20th-century average

NOAA U.S. Climate Normals, 1991–2020

Natural hazardsHazard risk grade C

Natural hazards: high risk in Whitewater Township, mostly inland flooding

Expected losses in Whitewater Township break down as 62% from inland flooding and 17% from tornadoes.

64risk score of 100
FEMA risk score
64High riskLowerHigher
Inland floodingTornadoesCold waves

FEMA National Risk Index · OpenFEMA

HealthB

Whitewater Township ranks healthier than 55% of the country’s towns

Within Indiana it is healthier than 78% of the 589 graded towns: much of Indiana scores lower on these measures.

Among adults in Whitewater Township, 9.6% worry about having enough food. CDC measures, 32 in all: Whitewater Township beats Indiana on 8 and trails on 2. Two figures for adults in the town: 16% report frequent mental distress, 82% had a checkup this year.

55%healthier than U.S. townsBHealth Grade
Whitewater TownshipIndiana townsU.S. towns
Feel lonely (CDC PLACES)30%32%33%
Frequent mental distress (CDC PLACES)16%18%17%
Yearly checkup (CDC PLACES)82%80%79%
High blood pressure (CDC PLACES)40%39%35%
32 measures vs. Indiana
8 better22 too close to call2 worse
What stands outWhitewater TownshipIN
Fewer adults facing food insecurity9.6%14.7%
Fewer adults facing a utility shut-off5.6%8.4%
More adults who have had cancer10.4%8.3%
Mccullough-Hyde Memorial Hospital
12.7 mi away · emergency room
2 of 3
care shortages: primary care, mental health
78th
percentile among IN towns

CDC PLACES 2025 · modeled estimates for adults · CMS · HRSA

Nearby attractions

Kings Island and 52 more within 40 miles

Museums, parks, gardens and other places to visit around Whitewater Township. Close and well known come first.

All 80 attractions →
Sources: National Park Service · ski areas © OpenSkiMap / OpenStreetMap contributors · Wikidata · Wikipedia readership · photos via Wikimedia Commons
Photo credits

Kings Island: Eli Duke from Portland, OR, USA, CC BY-SA 2.0 · Paycor Stadium: JonRidinger, CC BY-SA 4.0 · Great American Ball Park: Eric Kilby profile at Flickr website, CC BY-SA 2.0 · Creation Museum: Creashin at English Wikipedia, Public domain · Nippert Stadium: Ben Levin, CC BY-SA 4.0 · TQL Stadium: Cornfield948, CC BY-SA 3.0

Keep exploring

Everything we know about Whitewater Township

17pages on Whitewater Township
After high school

Colleges nearby

1 within 15 miles of the center of Whitewater Township

About 1 of every 100 Whitewater Township residents are enrolled in college, against 6 across Indiana.

Prices by family income, graduation and earnings →

Landmarks

2 places in Whitewater Township on the National Register of Historic Places.

All landmarks →

About Whitewater Township

Township in Indiana, United States

Whitewater Township is one of thirteen townships in Franklin County, Indiana. As of the 2020 census, its population was 2,706, up from 2,684 at 2010.

From Wikipedia, licensed CC BY-SA 4.0 · facts via Wikidata (CC0)

Area
35 sq mi
Elevation
889 ft

Whitewater Township’s neighbors

7 towns share a border with Whitewater Township.

Explore the map →
How the neighbors grade
TownIN rankOverallCostSafetySchoolsHealth
Whitewater Township#235B+A−—B+B
Springfield Township——A+—B+C
Highland Township——A—B+C
Harrison Township#199B+A−—A−B−
Logan Township#305BC+—A−B
Brookville Township#331B−A—B+C
New Trenton——————

Springfield Township and Highland Township have fewer than 2,500 residents, so they get subject grades but no overall grade. Whitewater Township, Springfield Township, Highland Township, Harrison Township, Logan Township and Brookville Township report no FBI crime data of their own. New Trenton isn’t graded (fewer than 1,000 residents, or not enough data). Compare Whitewater Township with a neighbor →

Questions about Whitewater Township

Short answers, built from the data on this page.

Is Whitewater Township, IN a good place to live?

By most measures, yes. Whitewater Township grades B+ overall, better than 70% of U.S. towns and #235 of 585 in Indiana. It grades B for health and B+ for schools. Walkability is its weak spot, with a D−.

Is Whitewater Township, IN expensive?

Not for the area. Cost of living, which also weighs rents, property taxes and how many households pay 30% or more of their income for housing, grades A−.