More hazard damage per building is expected in Whiskey Run Township than in 88% of U.S. towns, mostly from river and rain flooding
On FEMA’s National Risk Index, Whiskey Run Township gets a D for hazard risk: higher expected damage per building than 88% of U.S. towns. Most of that expected damage is river and rain flooding (84%). Flood insurance has paid 37 claims here since 1979.
Graded on FEMA’s expected yearly building damage per dollar of building value (NRI v1.20, December 2025), weighted by where residents live; flood claims are shown, not graded. How hazard risk is graded
What Whiskey Run Township faces
Each hazard’s share of the building damage FEMA expects here, and how its rate compares with the rest of the country.
River and rain flooding
Tornadoes
Shares are of FEMA’s expected building damage, the measure the grade uses; ranks compare each hazard’s building-damage rate with all 85,154 U.S. census tracts. In FEMA’s terms, river and rain flooding is FEMA’s “Inland Flooding” (rivers and streams overflowing their banks, or rain overwhelming drainage). FEMA defines coastal flooding as high or rising tides and storm surge, so surge damage is counted there. Drought isn’t listed: FEMA counts its losses in crops only.
What’s behind Whiskey Run Township’s grade
River and rain flooding is 84% of the building damage FEMA expects in Whiskey Run Township, and Whiskey Run Township’s rate of river and rain flooding damage is in the top 7% of U.S. census tracts. Tornadoes add 9%, at a rate in the top 5% of U.S. census tracts.
D higher expected damage per building than 88% of U.S. towns (21,298).
Whiskey Run Township’s residents live in 3 census tracts; FEMA’s figures are combined by where they live.
In dollars, FEMA expects about $1.2M a year in losses across Whiskey Run Township: $865K to buildings, the rest to people and crops.
Does Whiskey Run Township flood? Sometimes: 37 flood claims since 1979
Every paid claim on a federal flood insurance policy in Whiskey Run Township, from FEMA’s records: 41.4 per 1,000 homes, more than 91% of the 13,809 U.S. towns with a flood insurance record.
- The March storm6 claims · $307K
Whiskey Run Township isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Crawford County.The storms Whiskey Run Township remembers
None of the 18 disasters declared for Crawford County shows FEMA aid or repair money reaching Whiskey Run Township itself in FEMA’s records, so these are its biggest flood-claim years.
- 19907 flood claims paidThe year of Severe Storms, Tornadoes and Flooding, declared for Crawford County
- 20087 flood claims paidThe year of Severe Storms and Flooding, declared for Crawford County
- 19965 flood claims paidThe year of Severe Storms and Flooding, declared for Crawford County
Crawford County has had 18 natural disasters declared by the President since 1953, most often severe storms, then floods. Not counted: the 2005 Hurricane Katrina evacuee emergency, which covered counties that took in evacuees.
Old photos of Whiskey Run Township after a storm or flood belong in the town’s history. Add one, or share what you remember below.
Add to the Whiskey Run Township archive →Whiskey Run Township and its neighbors
Whiskey Run Township is 7th of the 7 graded towns here, from least expected damage per building to most. Tap a town to see its hazards.
| Town | Hazard risk | Mostly (buildings) | Flood claims |
|---|---|---|---|
| Blue River Township | C+more damage than 58% | river and rain flooding | 9 |
| Spencer Township | C+more damage than 58% | river and rain flooding | — |
| Sterling Township | Cmore damage than 67% | river and rain flooding | — |
| Posey Township | Cmore damage than 71% | river and rain flooding | — |
| Jennings Township | Dmore damage than 87% | river and rain flooding | — |
| Liberty Township | Dmore damage than 88% | river and rain flooding | — |
| Whiskey Run Township | Dmore damage than 88% | river and rain flooding | 37 |
| Milltown | — | 763 residents; we grade 1,000+ | |
Hazard risk = FEMA’s expected yearly building damage per dollar of building value, vs. the 21,298 U.S. towns we grade; the map is shaded by fifths of the same scale. Flood claims = paid federal flood insurance claims on record.
Get ready for what Whiskey Run Township faces
A short kit for the hazards that drive the building damage here, what to check before you buy, and where neighbors get alerts.
- Turn around at flooded roads: a foot of moving water can carry off a car.
- Flood insurance usually takes 30 days to start, so buy it before the forecast.
- Keep papers and medicines up high, in a grab-and-go bag.
- Pick your spot now: the lowest floor, an inside room, no windows.
- A watch means be ready; a warning means take cover now.
- Keep shoes and a flashlight by the bed.
- Look up the address on FEMA’s flood map.
- Ask the seller or landlord whether it has ever flooded, and what flood insurance costs there.
- Get a flood insurance quote early: policies usually start 30 days after you buy.
Know where neighbors sign up for alerts? Add it to the Handbook so everyone has it.
Questions about natural hazards in Whiskey Run Township
Is Whiskey Run Township at risk for natural disasters?
On FEMA’s National Risk Index, Whiskey Run Township has higher expected damage per building than 88% of U.S. towns: D for hazard risk. Most of the expected damage is river and rain flooding (84%) and tornadoes (9%). This is FEMA’s model of an average year for today’s buildings, not a forecast.
Does Whiskey Run Township flood?
Flood insurance has paid 37 claims in Whiskey Run Township since 1979, $597K in all, or 41.4 per 1,000 homes, more than 91% of U.S. towns with a flood insurance record. The most claims came from March storm (6).
Is Whiskey Run Township in a flood zone?
Flood zones are drawn street by street, so the answer depends on the address: look it up on FEMA’s flood map. In Crawford County, 5% of homes in mapped flood zones carry federal flood insurance, and 0.3% of all homes do.
How much is flood insurance in Whiskey Run Township?
FEMA’s Community Rating System list shows no discount for Whiskey Run Township’s flood program. Premiums depend on the building; policies usually start 30 days after you buy, so get a quote early.
What was the biggest storm in Whiskey Run Township?
By flood claims, March storm: 6 paid, $307K.
Is Whiskey Run Township at risk from river and rain flooding?
It is the largest share of the building damage FEMA expects here (84%), and Whiskey Run Township’s rate for it is in the top 7% of U.S. census tracts.
Storm stories
Memories, warnings and help from neighbors in Whiskey Run Township.
Sources: FEMA National Risk Index v1.20 (December 2025), census-tract table, combined by where Whiskey Run Township’s residents lived in the 2020 census; OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Homes: Census ACS 2020–24. Preparedness tips: Ready.gov. FEMA’s model is an average of expected damage, not a forecast. How hazard risk is graded.