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Warsaw-indiana-downtownPhoto: Derek Jensen · Public domain
The Warsaw handbook

Living in Warsaw, IN: what to set up and who to call

Most mail in Warsaw goes to 46580 (77% of residents), one of 2 ZIP codes in town. Kosciusko Community Hospital, 1.1 miles away, is the nearest emergency room.

I’m new in town

What to set up in Warsaw, and who provides it. Tap an answer for the details and where they come from.

Home services

Power, water and internet

Who to call to start service at a new address in Warsaw.

Electricity

Power comes from NIPSCO

NIPSCO (Northern Indiana Public Service Co.), an investor-owned utility, serves all of Warsaw. Its homes paid an average of 22.1¢ per kWh in 2025, about $148 a month (its average across Indiana).

Service territory: HIFLD Electric Retail Service Territories (map dated Aug 2023). Prices and customers: EIA-861, 2025.

Drinking water · reported to EPA

Water comes from Indiana American Water - Warsaw

Indiana American Water - Warsaw supplies Warsaw: about 94% of residents live in its service area. About 6% of homes are outside any mapped community water system, most likely on private wells, which EPA doesn’t regulate. It draws ground water and serves 13,835 people in all.

No health-based violations reported to EPA in the five years to October 2026, like 83% of the 3,525 systems serving 10,001–50,000 people.

Lead, 90th percentile2.0 ppb
015 ppb action level20

The latest lead result on file, the 90th percentile of homes sampled in Jan 2022–Dec 2024, was 2.0 ppb, below the 15 ppb action level that applied. The highest in five years was 3.0 ppb. That’s higher than 65% of similar systems’ latest results.

The system’s full record: EPA ECHO report

EPA SDWIS via Envirofacts (violations pulled Oct 9, 2026) and ECHO (lead samples, 2026Q3); service area: EPA Community Water System Service Area Boundaries v3.0. Violations are counted by the start of their compliance period. IN5243030.

Internet

10 home internet providers serve Warsaw

100% of 5,764 addresses can get 100/20 Mbps; 83% can get fiber.

ProviderTechnologyAddressesFastest (Mbps)
XfinityCable99%1,200/35
BrightspeedFiber, DSL, Fixed wireless64%2,000/2,000
Surf InternetFiber53%8,000/8,000
MetronetFiber22%5,120/5,120
Kosciusko ConnectFiber6%1,000/1,000
Mediacom XtreamCable, Fiber2%1,000/50

FCC National Broadband Map, as of December 2025. Availability as providers report it, not speeds people get.

Trash & recycling

We don’t have Warsaw’s trash rules yet

Pickup rules, the dump and recycling in Warsaw.

Schools

Where your child goes to school

Public school districts and the school path by grade.

Warsaw kids go to
K–68 schoolsDepends on your address
7–82 middle schoolsDepends on your address
9–12Warsaw Community High SchoolWarsaw Community Schools

Warsaw is in Warsaw Community Schools.

B+School gradeSee Schools →

U.S. Department of Education, NCES Common Core of Data, 2024–25. Enrollment rules and registration are the district’s.

Government & voting

Town hall and registering to vote

Who to call, and how to register.

Election office: FVAP local election office directory, updated Sep 2025; jurisdictions: EAC EAVS 2024. Registration rules and links: vote.gov, updated Nov 18, 2024.

ZIP codes & area codes

Warsaw spans 2 ZIP codes

ZIP codes where Warsaw residents live, with the share of the town in each.

ZIPPost office nameShare of WarsawZIP’s residents in Warsaw
46580Warsaw, IN77%54%
46582Warsaw, IN23%26%

46581 is P.O. box or single-organization ZIP with no homes.

Area code574Wikidata

Census 2020 ZIP Code Tabulation Areas, by census block; post office names: GeoNames (CC BY 4.0). ZIPs created since 2020 are missing.

Everyday places

Getting around, the ER and the library

One line each; the subject pages have the rest.

ER: CMS hospital data. Library: IMLS Public Libraries Survey, FY2024.

Questions about living in Warsaw

Who supplies Warsaw’s drinking water, and has it had violations?

Indiana American Water - Warsaw (EPA ID IN5243030). It reported no health-based violations to EPA in the five years to October 2026; 83% of systems its size had none. Its latest lead 90th percentile was 2.0 ppb (Jan 2022–Dec 2024), against a 15 ppb action level.

Who provides electricity in Warsaw?

NIPSCO (Northern Indiana Public Service Co.), an investor-owned utility. Its homes paid about 22.1¢ per kWh in 2025 (EIA).

What internet providers serve Warsaw?

Xfinity, Brightspeed, Surf Internet, Metronet, Kosciusko Connect, Mediacom Xtream (FCC, as of December 2025).

What ZIP codes are in Warsaw?

46580 (77%), 46582 (23%), by share of residents. Census 2020 ZIP Code Tabulation Areas.

What school district is Warsaw in?

Warsaw Community Schools.

How do I register to vote in Warsaw?

In Indiana you can register online until 29 days before Election Day, in person until 29 days before Election Day, or by mail (postmarked 29 days before). Elections here are run by the Kosciusko County Circuit Court Clerk. Check your registration at indianavoters.in.gov.

Sources & dates

Every answer above names its source. Here they are with their dates.

  • Water: EPA SDWIS (Envirofacts, pulled Oct 9, 2026), ECHO SDWA 2026Q3, EPA CWS Service Area Boundaries v3.0.
  • Power: HIFLD Electric Retail Service Territories (map Aug 2023); EIA-861 final 2025.
  • Trash: OpenStreetMap, Geofabrik extract of Oct 9, 2026. © OpenStreetMap contributors (ODbL).
  • ZIP codes: Census 2020 ZCTA relationship files; GeoNames postal codes (CC BY 4.0).
  • Schools: NCES Common Core of Data, 2024–25.
  • Registration: vote.gov, updated Nov 18, 2024 (read Oct 10, 2026). Official sites and area codes: Wikidata.
  • Election office: FVAP local election office directory (fetched Oct 10, 2026; each record dated), EAC EAVS 2024 jurisdictions; registration and lookup links from vote.gov’s state data, checked Oct 10, 2026.
  • Internet: FCC National Broadband Map, as of December 2025.