On FEMA’s figures, Walnut Township faces less hazard damage per building than 66% of U.S. towns, mostly from river and rain flooding
On FEMA’s National Risk Index, Walnut Township gets a B+ for hazard risk: lower expected damage per building than 66% of U.S. towns. Most of that expected damage is river and rain flooding (77%). FEMA’s files show no paid flood insurance claims here.
Graded on FEMA’s expected yearly building damage per dollar of building value (NRI v1.20, December 2025), weighted by where residents live; flood claims are shown, not graded. How hazard risk is graded
What Walnut Township faces
Each hazard’s share of the building damage FEMA expects here, and how its rate compares with the rest of the country.
River and rain flooding
Earthquakes
Hail
Shares are of FEMA’s expected building damage, the measure the grade uses; ranks compare each hazard’s building-damage rate with all 85,154 U.S. census tracts. In FEMA’s terms, river and rain flooding is FEMA’s “Inland Flooding” (rivers and streams overflowing their banks, or rain overwhelming drainage). FEMA defines coastal flooding as high or rising tides and storm surge, so surge damage is counted there. Drought isn’t listed: FEMA counts its losses in crops only.
What’s behind Walnut Township’s grade
River and rain flooding is 77% of the building damage FEMA expects in Walnut Township, and Walnut Township’s rate of river and rain flooding damage is higher than 50% of U.S. census tracts. Next is earthquakes at 10% (higher than 74% of U.S. census tracts).
B+ lower expected damage per building than 66% of U.S. towns (21,298).
Walnut Township’s residents live in 2 census tracts; FEMA’s figures are combined by where they live.
In dollars, FEMA expects about $527K a year in losses across Walnut Township: $291K to buildings, the rest to people and crops.
Does Walnut Township flood? No paid flood claims on record
FEMA’s records show no paid flood insurance claims in Walnut Township. That’s not a promise: most homes don’t carry flood insurance, so small floods go unrecorded.
Walnut Township isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Montgomery County.The storms Walnut Township remembers
None of the 18 disasters declared for Montgomery County shows FEMA aid or repair money reaching Walnut Township itself in FEMA’s records, so these are its biggest flood-claim years.
Montgomery County has had 18 natural disasters declared by the President since 1953, most often severe storms, then winter storms. Not counted: the 2005 Hurricane Katrina evacuee emergency, which covered counties that took in evacuees.
Walnut Township and its neighbors
Walnut Township is 4th of the 5 graded towns here, from least expected damage per building to most. Tap a town to see its hazards.
| Town | Hazard risk | Mostly (buildings) | Flood claims |
|---|---|---|---|
| Jackson Township | Aless damage than 86% | river and rain flooding | — |
| Union Township | A−less damage than 81% | river and rain flooding | 10 |
| Franklin Township | B+less damage than 68% | river and rain flooding | 1 |
| Walnut Township | B+less damage than 66% | river and rain flooding | 0 |
| Clark Township | B+less damage than 66% | river and rain flooding | 5 |
| Linnsburg | — | 56 residents; we grade 1,000+ | |
Hazard risk = FEMA’s expected yearly building damage per dollar of building value, vs. the 21,298 U.S. towns we grade; the map is shaded by fifths of the same scale. Flood claims = paid federal flood insurance claims on record.
Get ready for what Walnut Township faces
A short kit for the hazards that drive the building damage here, what to check before you buy, and where neighbors get alerts.
- Turn around at flooded roads: a foot of moving water can carry off a car.
- Flood insurance usually takes 30 days to start, so buy it before the forecast.
- Keep papers and medicines up high, in a grab-and-go bag.
- Drop, cover and hold on.
- Strap tall furniture and the water heater to the wall.
- Know how to shut off the gas.
- Park in a garage or under cover when storms are forecast.
- Stay away from windows while it falls.
- Photograph roof and car damage for your insurer.
- Look up the address on FEMA’s flood map.
- Ask the seller or landlord whether it has ever flooded, and what flood insurance costs there.
- Get a flood insurance quote early: policies usually start 30 days after you buy.
Know where neighbors sign up for alerts? Add it to the Handbook so everyone has it.
Questions about natural hazards in Walnut Township
Is Walnut Township at risk for natural disasters?
On FEMA’s National Risk Index, Walnut Township has lower expected damage per building than 66% of U.S. towns: B+ for hazard risk. Most of the expected damage is river and rain flooding (77%) and earthquakes (10%). This is FEMA’s model of an average year for today’s buildings, not a forecast.
Is Walnut Township in a flood zone?
Flood zones are drawn street by street, so the answer depends on the address: look it up on FEMA’s flood map. In Montgomery County, 17% of homes in mapped flood zones carry federal flood insurance, and 0.2% of all homes do.
How much is flood insurance in Walnut Township?
FEMA’s Community Rating System list shows no discount for Walnut Township’s flood program. Premiums depend on the building; policies usually start 30 days after you buy, so get a quote early.
Is Walnut Township at risk from river and rain flooding?
It is the largest share of the building damage FEMA expects here (77%), and Walnut Township’s rate for it is higher than 50% of U.S. census tracts.
Storm stories
Memories, warnings and help from neighbors in Walnut Township.
Sources: FEMA National Risk Index v1.20 (December 2025), census-tract table, combined by where Walnut Township’s residents lived in the 2020 census; OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Homes: Census ACS 2020–24. Preparedness tips: Ready.gov. FEMA’s model is an average of expected damage, not a forecast. How hazard risk is graded.