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Indiana›Whitley County

Tri-LakesIN

A town of 1,025.

Is Tri-Lakes a good place to live?

Tri-Lakes’ best subject grade is an A for incomes; its weakest is a D for walkability. Tri-Lakes’ median age is 54.1 years, where Indiana’s towns sit at 39.4 years and U.S. towns at 40.5 years. On incomes, just 91 of Indiana’s 1,096 towns do better. Tri-Lakes has fewer than 2,500 residents, so it gets subject grades but no overall grade.

What makes Tri-Lakes stand out

Where Tri-Lakes beats most towns.

Small town

1,025 people, and everyone knows the way

In a town this size, neighbors are the best guide. Ask them anything.

Nearby towns
Thorncreek TownshipNoble TownshipSmith TownshipThorncreek TownshipNoble TownshipSmith TownshipTri-Lakes

How Tri-Lakes grades

Each subject compared with towns across the country (schools within Indiana), ordered by how far Tri-Lakes is from typical.

How grading works

Character Graded, but not part of the overall grade.
Described, not graded Taste, not quality: snow or an older crowd is neither good nor bad.

How TownRatings grades towns →

Getting set up

Moving to Tri-Lakes: who provides what

Tri-Lakes is unincorporated, so Whitley County and regional agencies provide most services.

PowerIndiana Michigan Power17.2¢/kWh · EIA 2025HIFLD · EIA
Internet7 providers100% of addresses get 100/20 MbpsFCC
Trash & county servicesWhitley CountyWhitley County provides services here
SchoolsWhitley County Consolidated SchoolsWhich school depends on your addressNCES
Register to voteOnlineIn Indiana you can register online until 29 days before Election Day, in person until 29 days before Election Day, or by mail (postmarked 29 days before).vote.gov
Who runs elections hereWhitley County Circuit Court ClerkWhitley County; contacts on the Handbook page.FVAP, Sep 2025
ZIP code4672546725 100%Census 2020

EPA SDWIS (Oct 9, 2026) · HIFLD + EIA-861 2025 · Census 2020 ZCTAs · NCES 2024–25 · registration: vote.gov, updated Nov 18, 2024.

The data

Ordered by what stands out in Tri-Lakes.

Natural hazardsHazard risk grade A

Inland flooding leads a very low hazard risk in Tri-Lakes

Expected storm and flood damage is lower than in 85% of U.S. communities.

15risk score of 100
FEMA risk score
15Very low riskLowerHigher
Inland floodingTornadoesStrong wind

FEMA National Risk Index · OpenFEMA

Work & commuteJobs & income grade A

Tri-Lakes has 0.3 jobs for every working resident, so most commute out

Most working residents leave Tri-Lakes for work: only 2% work in town. Tri-Lakes’ median household income is $115,000, above both Indiana’s towns ($71,000) and U.S. towns ($80,000). Since 2013, Tri-Lakes has lost 36 jobs, to 152 in 2023.

2%work in town
Tri-LakesIndiana townsU.S. towns
Median household income$115,000$71,000$80,000
Below the poverty line4.7%10%9.6%
Average trip to work29 minutes24 minutes25 minutes
Working residents who work in town1.9%11%8%

Where working residents work

In Tri-Lakes2%
Fort Wayne28%
Columbia City11%
Warsaw7%
Union Township7%
18 mi
median commute distance
152
jobs based in Tri-Lakes
A commuter town
jobs vs. working residents
D
Walkability grade: more walkable than 8% of U.S. towns

Census LEHD 2023 · ACS

Climate

In Tri-Lakes, expect four seasons and pleasant summers

Tri-Lakes has chilly winters and pleasant summers. The July high in Tri-Lakes is 83°F.

21″snow a winter

Typical low → high °F

Winter20–35°
Spring38–59°
Summer60–81°
Fall42–62°
Oct 17
typical first frost
Apr 27
typical last frost
+1.1°
vs. the 20th-century average

NOAA U.S. Climate Normals, 1991–2020

HealthB−

Residents of Tri-Lakes are less healthy than 53% of U.S. towns

Tri-Lakes beats the Indiana average on 10 of 32 CDC measures and trails it on 4. 32% of adults sleep under 7 hours in Tri-Lakes. Among 590 Indiana towns, just 4 have a higher share of adults who had a checkup this year than Tri-Lakes.

47%healthier than U.S. townsB−Health Grade
Tri-LakesIndiana townsU.S. towns
Sleep under 7 hours (CDC PLACES)32%37%36%
High blood pressure (CDC PLACES)42%39%35%
Feel lonely (CDC PLACES)29%32%33%
Yearly checkup (CDC PLACES)83%80%79%
32 measures vs. Indiana
10 better18 too close to call4 worse
What stands outTri-LakesIN
Fewer adults facing food insecurity10%14.7%
Fewer adults facing a utility shut-off5.8%8.4%
More adults who have had cancer11.4%8.3%
Parkview Whitley Hospital
7.2 mi away · emergency room
1 of 3
care shortages: mental health

CDC PLACES 2025 · modeled estimates for adults · CMS · HRSA

OutdoorsD

Conserved land covers 0.7% of Tri-Lakes

0.0 miles of trail in 1 park or preserve.

0.7%conserved
0.7%
conserved · 19 of 2,562 acres
0.0 mi
of trails · 0 per sq mi
Biggest places to walkTrailsAcres
1. Tri-Lakes Community Park—5

Trails & parks © OpenStreetMap contributors · Conserved land: USGS PAD-US

HousingCost of living grade B

Tri-Lakes stands out in Indiana and nationally, with more of its households who own their home

98% of Tri-Lakes households own their home.

$360Kmedian sale price
2
homes sold in May

Census ACS, 2020–24 · Zillow Home Value Index · Redfin Data Center

Keep exploring

Everything we know about Tri-Lakes

16pages on Tri-Lakes
After high school

Colleges nearby

None within 15 miles of Tri-Lakes; the nearest are

A commuter town

98% of working residents leave Tri-Lakes for work

Where Tri-Lakes’s working residents go each day. Line width shows the share.

28% → Fort Wayne Fort Wayne 28% 11% → Columbia City Columbia City 11% 7% → Warsaw Warsaw 7% 7% → Union Township Union Township 7% 2% → Thorncreek Township Thorncreek Township 2% 2% → Churubusco Churubusco 2% Tri-Lakes · 2% stay
152jobs based in Tri-Lakes
2%of working residents work in town
18 mimedian commute distance

Census LEHD 2023

Questions about Tri-Lakes

Short answers, built from the data on this page.

Is Tri-Lakes, IN expensive?

The typical home is worth about $324,000, 26% above the Indiana typical home. Cost of living, which also weighs rents, property taxes and how many households pay 30% or more of their income for housing, grades B.