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ISS-64 Simonton Lake, Indiana
ISS-64 Simonton Lake, Indiana
Indiana›Elkhart County

Simonton LakeIN

A town of 4,248.

4 bordering townsMap →
Photo: NASA · Public domain
Photo of Simonton Lake

Simonton Lake, IN · Photo: NASA · Public domain · Source ↗

What should you know before moving to Simonton Lake?

Simonton Lake's standout: natural-hazard risk is low. Overall it grades C, 509th of 585 graded towns in Indiana. Its weakest subject is health: CDC estimates put its residents' health behind 80% of the country. Only 75 of Indiana’s 1,098 towns score lower on history. Simonton Lake's public schools trail 77% of Indiana towns on state tests and graduation. Among 593 Indiana towns, just 6 have a lower share of working residents who work in town than Simonton Lake.

What makes Simonton Lake stand out

Where Simonton Lake beats most towns.

A commuter town

99% of working residents leave Simonton Lake for work

Where Simonton Lake’s working residents go each day. Line width shows the share.

41% → Elkhart Elkhart 41% 7% → Mishawaka Mishawaka 7% 7% → South Bend South Bend 7% 6% → Goshen Goshen 6% 4% → Cleveland Township Cleveland Township 4% 4% → Bristol Bristol 4% Simonton Lake · 1% stay
299jobs based in Simonton Lake
1%of working residents work in town
7 mimedian commute distance

Census LEHD 2023

How Simonton Lake grades

Each subject compared with towns across the country (schools within Indiana), ordered by how far Simonton Lake is from typical.

How grading works
Character Graded, but not part of the overall grade.
Described, not graded Taste, not quality: snow or an older crowd is neither good nor bad.

How TownRatings grades towns →

Nearby attractions

Notre Dame Stadium and 12 more within 40 miles

Museums, parks, gardens and other places to visit around Simonton Lake. Close and well known come first.

All 31 attractions →
Sources: National Park Service · ski areas © OpenSkiMap / OpenStreetMap contributors · Wikidata · Wikipedia readership · photos via Wikimedia Commons
Photo credits

Notre Dame Stadium: Tysto, Public domain · Grotto of Our Lady of Lourdes, Notre Dame: Know1one1, CC BY-SA 3.0 · Air Zoo: User:my name, CC BY-SA 3.0 · Fort St. Joseph: Chris Light (talk), CC BY-SA 3.0 · Warren Dunes State Park: hakkun, CC BY-SA 3.0 · Studebaker National Museum: Unknown, Public domain

Getting set up

Moving to Simonton Lake: who provides what

Simonton Lake is unincorporated, so Elkhart County and regional agencies provide most services.

PowerIndiana Michigan Power17.2¢/kWh · EIA 2025HIFLD · EIA
WaterElkhart Public Works and UtilitiesNo health-based violations in 5 years · EPAEPA
Internet6 providers100% of addresses get 100/20 MbpsFCC
Trash & county servicesElkhart CountyElkhart County provides services here
SchoolsElkhart Community SchoolsWhich school depends on your addressNCES
Register to voteOnlineIn Indiana you can register online until 29 days before Election Day, in person until 29 days before Election Day, or by mail (postmarked 29 days before).vote.gov
Who runs elections hereElkhart County Circuit Court ClerkElkhart County; contacts on the Handbook page.FVAP, Sep 2025
ZIP code4651446514 100%Census 2020

EPA SDWIS (Oct 9, 2026) · HIFLD + EIA-861 2025 · Census 2020 ZCTAs · NCES 2024–25 · registration: vote.gov, updated Nov 18, 2024.

The data

Ordered by what stands out in Simonton Lake.

Simonton Lake carries less natural-hazard risk than nearly all of Indiana (mostly inland flooding) and sends most of its workers to Elkhart and beyond.

Natural hazardsHazard risk grade A+

Natural hazards: very low risk in Simonton Lake, mostly inland flooding

FEMA rates its natural-hazard risk lower than 96% of Indiana towns, with expected losses of about $164 per resident a year; that rating is what its A+ for hazard risk is built on.

The risk rating from FEMA for Simonton Lake comes to 7 of 100, below both the Indiana town median (38 of 100) and the median of U.S. towns (44 of 100). FEMA puts 44% of the town’s expected hazard losses down to inland flooding, and 25% to cold waves.

7risk score of 100
FEMA risk score
7Very low riskLowerHigher
Inland floodingCold wavesTornadoes

FEMA National Risk Index · OpenFEMA

HealthC−

Simonton Lake earns a C− for health

In Simonton Lake, just over two in five adults have high blood pressure, and 15% have diabetes. Simonton Lake: 44% of adults have obesity, against 39% in Indiana’s towns and 35% across U.S. towns. Also worth knowing: for adults in the town, the share who report frequent physical distress is 16%.

20%healthier than U.S. townsC−Health Grade
Simonton LakeIndiana townsU.S. towns
Obesity (CDC PLACES)44%39%35%
High blood pressure (CDC PLACES)42%39%35%
Diabetes (CDC PLACES)15%13%12%
Frequent physical distress (CDC PLACES)16%15%14%
32 measures vs. Indiana
0 better22 too close to call10 worse
What stands outSimonton LakeIN
More older adults who have lost all their teeth19.9%15.4%
More adults with COPD10%8.1%
More adults with heart disease8.2%6.8%
Elkhart General Hospital
2.2 mi away · emergency room
3 of 3
care shortages: primary care, dental, mental health
30th
percentile among IN towns

CDC PLACES 2025 · modeled estimates for adults · CMS · HRSA

Work & commuteJobs & income grade B+

About two in five of Simonton Lake’s working residents commute to Elkhart

Simonton Lake has 299 jobs for its 2,227 working residents: even if every job went to a resident, most would still commute out.

For most workers, Simonton Lake is a place to come home to: only 1% work in town. Between 2013 and 2023, jobs in the town rose by 72, to 299. The average trip to work for Simonton Lake comes to 20 minutes. The median commute is under 7 miles.

1%work in town
Simonton LakeIndiana townsU.S. towns
Average trip to work20 minutes24 minutes25 minutes
Below the poverty line12%10%9.6%

Where working residents work

In Simonton Lake1%
Elkhart41%
Mishawaka7%
South Bend7%
Goshen6%
7 mi
median commute distance
299
jobs based in Simonton Lake
A commuter town
jobs vs. working residents
C+
Walkability grade: more walkable than 40% of U.S. towns

Census LEHD 2023 · ACS

Climate

Simonton Lake has four seasons and pleasant summers

Simonton Lake’s July high stands at 83°F.

37″snow a winter

Typical low → high °F

Winter20–34°
Spring37–59°
Summer60–81°
Fall42–62°
Oct 21
typical first frost
Apr 26
typical last frost
+1.4°
vs. the 20th-century average

NOAA U.S. Climate Normals, 1991–2020

Who lives here

Fewer adults under 35 in Simonton Lake than across Indiana

Adults 18 to 34 are 15% of residents (23% statewide); people 65 and older are 22% of residents (17% statewide). Simonton Lake’s midpoint age comes in at 47 years. Just over a fifth of adults 25 and older have a bachelor’s degree or more, vs 30% across Indiana.

47median age · IN 38.1
Simonton LakeIndiana townsU.S. towns
Median age47 years39.4 years40.5 years
Aged 65 or older22%18%18%
Bachelor’s degree or more, 25+21%22%29%
Simonton LakeIndianaUnited States

Ages · share of residents

Education · adults 25 and older

No diploma10%
High school35%
Some college27%
Associate’s8%
Bachelor’s11%
Graduate10%

Women and men · all residents

53% women, 47% men

That’s an even split within the survey’s margin of ±4 points. Across Indiana, 50.4% of residents are women.

Ages and education in Simonton Lake
Simonton LakeINU.S.
Under 1010.1%12.4%11.6%
10 to 1712.5%10.9%10.3%
18 to 246.4%9.6%9.1%
25 to 348.5%13.1%13.7%
35 to 449.8%12.7%13.2%
45 to 5412.4%12%12.2%
55 to 6418%12.5%12.7%
65 to 7411.9%10.1%10.2%
75 and older10.5%6.7%7%
No diploma9.8%9.6%10.4%
High school34.6%32.5%26%
Some college27.3%19.3%19.1%
Associate’s7.8%9.1%8.8%
Bachelor’s10.5%18.7%21.6%
Graduate10%10.8%14.1%

U.S. Census Bureau · ACS 2020-2024 5-year estimates · in a town of 4,200, single groups can be off by several points

HousingCost of living grade B−

The median home in Simonton Lake sells for about $210K

On the market in Simonton Lake: a median 4 days to sell. In Simonton Lake, three in five sales closed above the list price. Its rent at the middle of the market is $1,108 a month.

$210Kmedian sale price
Market temperature
BalancedA seller's marketBuyer’sSeller’s
4
days on market
100.4%
sale-to-list price
5
homes sold in May

Census ACS, 2020–24 · Zillow Home Value Index · Redfin Data Center

Keep exploring

Everything we know about Simonton Lake

15pages on Simonton Lake
After high school

Colleges nearby

4 within 15 miles of the center of Simonton Lake

About Simonton Lake

Census-designated place in Indiana, United States

Simonton Lake is a census-designated place (CDP) in Elkhart County, Indiana, United States. As of the 2020 census, Simonton Lake had a population of 4,710.

From Wikipedia, licensed CC BY-SA 4.0 · facts via Wikidata (CC0)

Area
4.0 sq mi
Elevation
787 ft
Area code
574

Simonton Lake’s neighbors

4 towns share a border with Simonton Lake.

Explore the map →
How the neighbors grade
TownIN rankOverallCostSafetySchoolsHealth
Simonton Lake#509CB−—C−C−
Elkhart#514CB+—C−D
Osolo Township#539C−B−—C−C−

Simonton Lake, Elkhart and Osolo Township report no FBI crime data of their own. Compare Simonton Lake with a neighbor →

Questions about Simonton Lake

Short answers, built from the data on this page.

Is Simonton Lake, IN a good place to live?

Simonton Lake grades C overall, better than 26% of U.S. towns and #509 of 585 in Indiana. It grades C− for health and C− for schools. Health is its weak spot, with a C−.

Is Simonton Lake, IN expensive?

The typical home is worth about $267,000, 4% above the Indiana typical home. Cost of living, which also weighs rents, property taxes and how many households pay 30% or more of their income for housing, grades B−.