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Elkhart, Indiana - Main Street
Indiana›Elkhart County
Photo: Publichall · CC BY-SA 3.0
Photo of Elkhart

Elkhart, IN · Photo: Publichall · CC BY-SA 3.0 · Source ↗

Is Elkhart a good place to live?

Elkhart gives you more for your money than most places: homes are within reach, about $230K for a typical one, or 3.4 years of the Elkhart metro’s $69K median household income. It grades C overall, 514th of 585 graded towns in Indiana. The low prices come with trade-offs. CDC estimates put its residents' health behind 92% of the country and its schools rank behind 77% of the state's. On the plus side, natural-hazard risk is low. History is its standout character grade: an A, better than 93% of U.S. towns, with 15 places on the National Register. 41% of working residents work locally in Elkhart, where Indiana’s towns sit at 11% and U.S. towns at 8%. On walkability, just 97 of Indiana’s 1,097 towns do better. Its National Register listings include Albert R. Beardsley House and Bridge Street Bridge.

What makes Elkhart stand out

Where Elkhart beats most towns, and one thing worth knowing.

Albert R. Beardsley House
Albert R. Beardsley House · National Register of Historic Places
Elkhart’s story

187 years in pictures

Its 15 National Register listings are more than in 95% of Indiana towns with a listing.

Census counts: 1,439 in 1860, 53,923 in 2020. The archive holds 20 old photos and papers going back to 1910 and 3 maps from 1961 on.

  • 1839Elkhart is settled
Explore the history →

How Elkhart grades

Each subject compared with towns across the country (schools within Indiana), ordered by how far Elkhart is from typical.

How grading works

Character Graded, but not part of the overall grade.
Described, not graded Taste, not quality: snow or an older crowd is neither good nor bad.

How TownRatings grades towns →

Nearby attractions

Notre Dame Stadium and 11 more within 40 miles

Museums, parks, gardens and other places to visit around Elkhart. Close and well known come first.

All 33 attractions →
Sources: National Park Service · ski areas © OpenSkiMap / OpenStreetMap contributors · Wikidata · Wikipedia readership · photos via Wikimedia Commons
Photo credits

Notre Dame Stadium: Tysto, Public domain · Grotto of Our Lady of Lourdes, Notre Dame: Know1one1, CC BY-SA 3.0 · Fort St. Joseph: Chris Light (talk), CC BY-SA 3.0 · Studebaker National Museum: Unknown, Public domain · Warren Dunes State Park: hakkun, CC BY-SA 3.0

Getting set up

Moving to Elkhart: who provides what

Who provides power, water and the rest in Elkhart, and how to reach them.

The full setup list →
PowerIndiana Michigan Power17.2¢/kWh · EIA 2025HIFLD · EIA
WaterElkhart Public Works and UtilitiesNo health-based violations in 5 years · EPAEPA
Internet9 providers99% of addresses get 100/20 MbpsFCC
Trash & dumpBy addressTown’s hauler · day by addressTown site
SchoolsElkhart Community SchoolsWhich school depends on your addressNCES
Register to voteOnlineIn Indiana you can register online until 29 days before Election Day, in person until 29 days before Election Day, or by mail (postmarked 29 days before).vote.gov
Who runs elections hereElkhart County Circuit Court ClerkElkhart County; contacts on the Handbook page.FVAP, Sep 2025
ZIP codes46514, 46516, 4651746514 41% · 46516 40% · 46517 19%Census 2020

EPA SDWIS (Oct 9, 2026) · HIFLD + EIA-861 2025 · Census 2020 ZCTAs · NCES 2024–25 · registration: vote.gov, updated Nov 18, 2024.

The data

Ordered by what stands out in Elkhart.

Work & commuteJobs & income grade C+

About one in two working residents works right in Elkhart

53,476 jobs are based in Elkhart, 2.3 for every working resident, so most of the people who work here commute in.

18% of residents live below the poverty line in Elkhart. Since 2013, Elkhart has added 6,858 jobs, to 53,476 in 2023. The average trip to work in Elkhart is 19 minutes.

41%work in town
ElkhartIndiana townsU.S. towns
Below the poverty line18%10%9.6%
Average trip to work19 minutes24 minutes25 minutes
Work from home3.2%7.8%11%
Median household income$51,000$71,000$80,000

Where working residents work

In Elkhart41%
Goshen9%
Mishawaka5%
South Bend5%
Bristol4%
6 mi
median commute distance
53,476
jobs based in Elkhart
A job hub
jobs vs. working residents
A−
Walkability grade: more walkable than 76% of U.S. towns

Census LEHD 2023 · ACS

HealthD

Elkhart stands out in Indiana and nationally, with more of its adults who have obesity

47% of Elkhart adults have obesity. Elkhart beats the Indiana average on 1 of 32 CDC measures and trails it on 20. 15% of Elkhart adults have diabetes.

8%healthier than U.S. townsDHealth Grade
ElkhartIndiana townsU.S. towns
Obesity (CDC PLACES)47%39%35%
Food insecurity (CDC PLACES)25%14%14%
No health insurance, 18–64 (CDC PLACES)16%8.3%8.1%
Fair or poor health (CDC PLACES)27%21%19%
32 measures vs. Indiana
1 better11 too close to call20 worse
What stands outElkhartIN
Fewer adults who have had cancer6.7%8.3%
More uninsured adults16.2%8.9%
Elkhart General Hospital
2.2 mi away · emergency room
3 of 3
care shortages: primary care, dental, mental health
6th
percentile among IN towns

CDC PLACES 2025 · modeled estimates for adults · CMS · HRSA

Natural hazardsHazard risk grade A

Elkhart faces a very low natural-hazard risk, led by inland flooding

Expected storm and flood damage is lower than in 82% of U.S. communities. Since 1978, 82 flood insurance claims have been paid out in Elkhart.

18risk score of 100
FEMA risk score
18Very low riskLowerHigher
Inland floodingCold wavesTornadoes
82
paid flood claims since 1978
6
federal disasters paid out here

FEMA flood insurance claims · FEMA National Risk Index · OpenFEMA

OutdoorsC+

2.7% of Elkhart is conserved land

5.5 miles of trail in 19 parks and preserves. The biggest park or preserve is Studebaker Park, at 91 acres.

#234for trails in IN
ElkhartIndiana townsU.S. towns
Miles of trail per square mile0.2 miles per square mile0.20.4
Conserved land2.7%1.9%4.3%
2.7%
conserved · 515 of 18,824 acres
5.5 mi
of trails · 0.2 per sq mi
Biggest places to walkTrailsAcres
1. Lundquist Bicentennial Park0.3 mi6
2. Studebaker Park0.1 mi91
3. American Park—44

Trails & parks © OpenStreetMap contributors · Conserved land: USGS PAD-US

Climate

In Elkhart, expect four seasons and pleasant summers

Elkhart has chilly, snowy winters and pleasant summers. July afternoons reach 83°, January nights drop to 17° and about 37 inches of snow falls in a winter.

37″snow a winter

Typical low → high °F

Winter20–35°
Spring38–59°
Summer60–82°
Fall42–62°
Oct 21
typical first frost
Apr 26
typical last frost
+1.4°
vs. the 20th-century average

NOAA U.S. Climate Normals, 1991–2020

Safety

Violent crime in Elkhart is higher than in most of Indiana or the rest of the country

Elkhart’s violent crime rate is 10 per 1,000 residents. Only 7 of the 102 Indiana towns we compare have a higher property crime rate than Elkhart. Elkhart's reported crime rate is well above Indiana's.

ElkhartIndiana townsU.S. towns
Violent crimes per 1,000 (2024)10 per 1,000 residents1.41.7
Property crimes per 1,000 (2024)26 per 1,000 residents9.911.5

Violent crime per 1,000 residents

Elkhart10
Indiana3.5
U.S.3.6

Property crime per 1,000 residents

Elkhart26
Indiana15.1
U.S.17.7
531
violent crimes reported in 2024
1,387
property crimes reported in 2024

FBI crime data, 2024 · crimes reported to police

HousingCost of living grade B+

For cost of living, Elkhart earns a B+

Typical home values rose 6.1% in the year to September 2026.

$230KZillow home value
ElkhartIndiana townsU.S. towns
Households that own their home53%76%73%
Median rent$998 a month$946 a month$1,185 a month

Typical home value

Elkhart$230K
Indiana$257K
Market temperature
Seller’s marketA strong seller's marketBuyer’sSeller’s
16
days on market
99.9%
sale-to-list price
+6.1%
value change, 1 year
46
homes sold in May

Zillow Home Value Index · Redfin Data Center

Keep exploring

Everything we know about Elkhart

20pages on Elkhart
After high school

Colleges nearby

6 within 15 miles of the center of Elkhart

A job hub

Every workday, about 44,230 people come to Elkhart for work

Where Elkhart’s working residents go each day. Line width shows the share.

9% → Goshen Goshen 9% 5% → Mishawaka Mishawaka 5% 5% → South Bend South Bend 5% 4% → Bristol Bristol 4% 3% → Cleveland Township Cleveland Township 3% 2% → Middlebury Middlebury 2% Elkhart · 41% stay
53,476jobs based in Elkhart
41%of working residents work in town
6 mimedian commute distance

Census LEHD 2023

Landmarks

15 places in Elkhart on the National Register of Historic Places.

All landmarks →

Famous people from Elkhart

53 notable people were born in Elkhart.

See all 53 →

About Elkhart

City in Indiana, United States

Official town website ↗

Elkhart ( EL-kart) is a city in Elkhart County, Indiana, United States. The population was 53,923 at the 2020 census. The city is located 15 miles (24 km) east of South Bend, Indiana. It is the most populous city in the Elkhart–Goshen metropolitan area, which in turn is part of the South Bend–Elkhart–Mishawaka combined statistical area, in a region commonly known as Michiana.

From Wikipedia, licensed CC BY-SA 4.0 · facts via Wikidata (CC0)

Area
24 sq mi
Elevation
748 ft
ZIP code
46514, 46515, 46516
Area code
574

Elkhart’s neighbors

5 towns share a border with Elkhart.

Explore the map →
How the neighbors grade
TownIN rankOverallCostSafetySchoolsHealth
Elkhart#514CB+—C−D
Simonton Lake#509CB−—C−C−
Dunlap#343B−B−—C+C+
Concord Township#484CB+—CD
Baugo Township#319BB—A−D
Washington Township#555C−B−—C−C−

Elkhart, Simonton Lake, Dunlap, Concord Township, Baugo Township and Washington Township report no FBI crime data of their own. Compare Elkhart with a neighbor →

Questions about Elkhart

Short answers, built from the data on this page.

Is Elkhart, IN a good place to live?

Elkhart grades C overall, better than 25% of U.S. towns and #514 of 585 in Indiana. It grades D for health and C− for schools. Health is its weak spot, with a D.

Is Elkhart, IN expensive?

Not for the area. Cost of living, which also weighs rents, property taxes and how many households pay 30% or more of their income for housing, grades B+.

What is Elkhart, IN known for?

53 notable people were born here, including Shawn Kemp and Thomas Hampson.