Photo: Nyttend · Public domainFEMA expects about as much hazard damage per building in Rushville Township as in the typical U.S. town, mostly from river and rain flooding
On FEMA’s National Risk Index, Rushville Township gets a B− for hazard risk: lower expected damage per building than 53% of U.S. towns, #386 of 593 in Indiana. Most of that expected damage is river and rain flooding (71%), then tornadoes (16%). Flood insurance has paid 9 claims here since 1978.
Graded on FEMA’s expected yearly building damage per dollar of building value (NRI v1.20, December 2025), weighted by where residents live; flood claims are shown, not graded. How hazard risk is graded
What Rushville Township faces
Each hazard’s share of the building damage FEMA expects here, and how its rate compares with the rest of the country.
River and rain flooding
Tornadoes
Earthquakes
Shares are of FEMA’s expected building damage, the measure the grade uses; ranks compare each hazard’s building-damage rate with all 85,154 U.S. census tracts. In FEMA’s terms, river and rain flooding is FEMA’s “Inland Flooding” (rivers and streams overflowing their banks, or rain overwhelming drainage). FEMA defines coastal flooding as high or rising tides and storm surge, so surge damage is counted there. Drought isn’t listed: FEMA counts its losses in crops only.
What’s behind Rushville Township’s grade
River and rain flooding is 71% of the building damage FEMA expects in Rushville Township, and Rushville Township’s rate of river and rain flooding damage is higher than 55% of U.S. census tracts. Tornadoes add 16%, at a rate in the top 8% of U.S. census tracts.
B− #386 of 593 in Indiana; lower expected damage per building than 53% of U.S. towns (21,298).
Rushville Township’s residents live in 5 census tracts; FEMA’s figures are combined by where they live.
The typical Indiana town has lower expected damage than 60% of U.S. towns; within the state, Rushville Township has more expected damage per building than 65% of Indiana towns.
In dollars, FEMA expects about $2.8M a year in losses across Rushville Township: $2.1M to buildings, the rest to people and crops.
Does Rushville Township flood? Rarely: 9 flood claims since 1978
Every paid claim on a federal flood insurance policy in Rushville Township, from FEMA’s records: 2.6 per 1,000 homes, fewer than 55% of the 13,809 U.S. towns with a flood insurance record.
Rushville Township isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Rush County.The storms Rushville Township remembers
None of the 13 disasters declared for Rush County shows FEMA aid or repair money reaching Rushville Township itself in FEMA’s records, so these are its biggest flood-claim years.
- 19963 flood claims paidThe year of Blizzard of 96, declared for Rush County
- 19982 flood claims paidThe year of Severe Storms and Tornadoes, and Flooding, declared for Rush County
- 19781 flood claims paidNo declaration for the county that year
Rush County has had 13 natural disasters declared by the President since 1953, most often severe storms, then winter storms. Not counted: the 2005 Hurricane Katrina evacuee emergency, which covered counties that took in evacuees.
Old photos of Rushville Township after a storm or flood belong in the town’s history. Add one, or share what you remember below.
Add to the Rushville Township archive →Rushville Township and its neighbors
Rushville Township has the lowest expected damage per building of the 3 graded towns here. Tap a town to see its hazards.
| Town | Hazard risk | Mostly (buildings) | Flood claims |
|---|---|---|---|
| Rushville Township | B−less damage than 53% | river and rain flooding | 9 |
| Posey Township | B−less damage than 52% | river and rain flooding | — |
| Anderson Township | B−less damage than 50% | river and rain flooding | — |
| Walker Township | — | not graded yet | |
| Union Township | — | 922 residents; we grade 1,000+ | |
| Jackson Township | — | 179 residents; we grade 1,000+ | |
| Noble Township | — | 610 residents; we grade 1,000+ | |
| Orange Township | — | 289 residents; we grade 1,000+ | |
Hazard risk = FEMA’s expected yearly building damage per dollar of building value, vs. the 21,298 U.S. towns we grade; the map is shaded by fifths of the same scale. Flood claims = paid federal flood insurance claims on record.
Get ready for what Rushville Township faces
A short kit for the hazards that drive the building damage here, what to check before you buy, and where neighbors get alerts.
- Turn around at flooded roads: a foot of moving water can carry off a car.
- Flood insurance usually takes 30 days to start, so buy it before the forecast.
- Keep papers and medicines up high, in a grab-and-go bag.
- Pick your spot now: the lowest floor, an inside room, no windows.
- A watch means be ready; a warning means take cover now.
- Keep shoes and a flashlight by the bed.
- Drop, cover and hold on.
- Strap tall furniture and the water heater to the wall.
- Know how to shut off the gas.
- Look up the address on FEMA’s flood map.
- Ask the seller or landlord whether it has ever flooded, and what flood insurance costs there.
- Get a flood insurance quote early: policies usually start 30 days after you buy.
Know where neighbors sign up for alerts? Add it to the Handbook so everyone has it.
Questions about natural hazards in Rushville Township
Is Rushville Township at risk for natural disasters?
On FEMA’s National Risk Index, Rushville Township has lower expected damage per building than 53% of U.S. towns: B− for hazard risk, #386 of 593 in Indiana. Most of the expected damage is river and rain flooding (71%) and tornadoes (16%). This is FEMA’s model of an average year for today’s buildings, not a forecast.
Does Rushville Township flood?
Flood insurance has paid 9 claims in Rushville Township since 1978, $35K in all, or 2.6 per 1,000 homes, fewer than 55% of U.S. towns with a flood insurance record.
Is Rushville Township in a flood zone?
Flood zones are drawn street by street, so the answer depends on the address: look it up on FEMA’s flood map. In Rush County, 23% of homes in mapped flood zones carry federal flood insurance, and 0.4% of all homes do.
How much is flood insurance in Rushville Township?
FEMA’s Community Rating System list shows no discount for Rushville Township’s flood program. Premiums depend on the building; policies usually start 30 days after you buy, so get a quote early.
Is Rushville Township at risk from river and rain flooding?
It is the largest share of the building damage FEMA expects here (71%), and Rushville Township’s rate for it is higher than 55% of U.S. census tracts.
Storm stories
Memories, warnings and help from neighbors in Rushville Township.
Sources: FEMA National Risk Index v1.20 (December 2025), census-tract table, combined by where Rushville Township’s residents lived in the 2020 census; OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Homes: Census ACS 2020–24. Preparedness tips: Ready.gov. FEMA’s model is an average of expected damage, not a forecast. How hazard risk is graded.