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Rochester
Indiana›Fulton County

RochesterIN

51% more nonprofits per person than the typical Indiana town.

Fulton County Courthouse · Photo: Kelly Donaldson · CC BY-SA 3.0
Photo of Rochester

Rochester, IN · Fulton County Courthouse · Photo: Kelly Donaldson · CC BY-SA 3.0

Is Rochester a good place to live?

Rochester gives you more for your money than most places: a typical home costs about $223K, 3.6 years of the county’s $61K median household income. It grades B− overall, ranked 352nd of 585 in Indiana. The low prices come with trade-offs. The median household income is $57K, and 18% of residents live below the poverty line, and CDC estimates put its residents' health behind 86% of the country. On the plus side, it has 9 miles of trail. History is its standout character grade: an A, better than 94% of U.S. towns, with 4 places on the National Register. 29% of working residents work locally in Rochester, above both Indiana’s towns (11%) and U.S. towns (8%). On walkability, just 34 of Indiana’s 1,097 towns do better. Rochester's civic life (library use, community groups, volunteering) is stronger than in 96% of U.S. towns.

What makes Rochester stand out

Where Rochester beats most towns.

John W. Smith House
John W. Smith House · National Register of Historic Places
Rochester’s story

191 years in pictures

Census counts: 283 in 1850, 6,270 in 2020. The archive holds 18 old photos and papers going back to 1994 and 3 maps from 1962 on.

4 places on the National Register of Historic Places.

  • 1835Rochester is settled
Explore the history →

How Rochester grades

Each subject compared with towns across the country (schools within Indiana), ordered by how far Rochester is from typical.

How grading works
Character Graded, but not part of the overall grade.
Described, not graded Taste, not quality: snow or an older crowd is neither good nor bad.

How TownRatings grades towns →

Getting set up

Moving to Rochester: who provides what

Who provides power, water and the rest in Rochester, and how to reach them.

The full setup list →
PowerDuke Energy15.0¢/kWh · EIA 2025HIFLD · EIA
WaterRochester Water DepartmentNo health-based violations in 5 years · EPAEPA
Internet3 providers100% of addresses get 100/20 MbpsFCC
Trash & dumpNot on file yetWe don’t have Rochester’s trash rules yet
SchoolsRochester Community School CorporationWhich school depends on your addressNCES
Register to voteOnlineIn Indiana you can register online until 29 days before Election Day, in person until 29 days before Election Day, or by mail (postmarked 29 days before).vote.gov
Who runs elections hereFulton County Circuit Court ClerkFulton County; contacts on the Handbook page.FVAP, Sep 2017
ZIP code4697546975 100%Census 2020

EPA SDWIS (Oct 9, 2026) · HIFLD + EIA-861 2025 · Census 2020 ZCTAs · NCES 2024–25 · registration: vote.gov, updated Nov 18, 2024.

The data

Ordered by what stands out in Rochester.

Rochester trades lower home prices for longer drives to work and is one of Indiana’s best towns for the outdoors.

OutdoorsA

Rochester stands out in Indiana and nationally, with trail density higher than most

Its A for the outdoors ranks #6 of 593 in Indiana.

The trail density in Rochester is 1.7 miles per square mile. The biggest park or preserve is City Park, at 37 acres. 9.4 miles of trail in 8 parks and preserves.

#8for trails in IN
RochesterIndiana townsU.S. towns
Miles of trail per square mile1.7 miles per square mile0.20.4
Conserved land5.9%1.9%4.3%
5.9%
conserved · 214 of 3,617 acres
9.4 mi
of trails · 1.6 per sq mi
Biggest places to walkTrailsAcres
1. Hospital Trails Park1.3 mi30
2. City Park0.3 mi37
3. Blacketor Park0.3 mi30

Trails & parks © OpenStreetMap contributors · Conserved land: USGS PAD-US

HealthD

Rochester earns a D for health

16% of adults report frequent physical distress in Rochester. Rochester beats the Indiana average on 0 of 32 CDC measures and trails it on 7. 19% of adults smoke cigarettes in Rochester.

14%healthier than U.S. townsDHealth Grade
RochesterIndiana townsU.S. towns
Frequent physical distress (CDC PLACES)16%15%14%
Smoke cigarettes (CDC PLACES)19%17%14%
High blood pressure (CDC PLACES)41%39%35%
Diabetes (CDC PLACES)15%13%12%
32 measures vs. Indiana
0 better25 too close to call7 worse
What stands outRochesterIN
More adults with COPD10.7%8.1%
More adults with heart disease8.6%6.8%
More adults who have had a stroke4.3%3.5%
Woodlawn Hospital
0.1 mi away · emergency room
3 of 3
care shortages: primary care, dental, mental health
18th
percentile among IN towns

CDC PLACES 2025 · modeled estimates for adults · CMS · HRSA

Natural hazardsHazard risk grade A

Very low risk in Rochester, with inland flooding at the top

Expected storm and flood damage is lower than in 86% of U.S. communities. Since 1981, 19 flood insurance claims have been paid out in Rochester.

14risk score of 100
FEMA risk score
14Very low riskLowerHigher
Inland floodingTornadoesCold waves
19
paid flood claims since 1981
6
federal disasters paid out here

FEMA flood insurance claims · FEMA National Risk Index · OpenFEMA

Climate

In Rochester, expect four seasons and pleasant summers

Rochester has chilly, snowy winters and pleasant summers. July afternoons reach 84°, January nights drop to 18° and about 30 inches of snow falls in a winter.

30″snow a winter

Typical low → high °F

Winter20–35°
Spring39–60°
Summer60–82°
Fall42–63°
Oct 21
typical first frost
Apr 23
typical last frost
+1.4°
vs. the 20th-century average

NOAA U.S. Climate Normals, 1991–2020

Work & commuteJobs & income grade D

A job hub: Rochester has 1.5 jobs for every working resident and draws in 3,014 commuters

About one in 3 of Rochester’s working residents works in town. Rochester’s average trip to work is 21 minutes. The top destinations are Warsaw (5%), Rochester Township (4%) and Plymouth (4%).

29%work in town
RochesterIndiana townsU.S. towns
Average trip to work21 minutes24 minutes25 minutes
Median household income$57,000$71,000$80,000

Where working residents work

In Rochester29%
Warsaw5%
Rochester Township4%
Plymouth4%
Indianapolis3%
21 mi
median commute distance
3,779
jobs based in Rochester
Balanced
jobs vs. working residents
A
Walkability grade: more walkable than 87% of U.S. towns

Census LEHD 2023 · ACS

HousingCost of living grade A

Rochester earns an A for cost of living

Homes are within reach (about $223K for the typical one, A for cost of living), but half of working residents commute more than 21 miles.

Typical home values rose 7.6% in the year to September 2026. 66% of Rochester households own their home.

$223KZillow home value
RochesterIndiana townsU.S. towns
Households that own their home66%76%73%
Median rent$867 a month$947 a month$1,185 a month

Typical home value

Rochester$223K
Indiana$257K
+7.6%
value change, 1 year

Census ACS, 2020–24 · Zillow Home Value Index · Redfin Data Center

Keep exploring

Everything we know about Rochester

19pages on Rochester
After high school

Colleges nearby

None within 15 miles of Rochester; the nearest are

Get outside

9 miles of trails in Rochester

5.9% of the town is conserved land, across 8 parks and preserves.

Map of trails and conserved land in RochesterConservedTrails
1
Hospital Trails Park1.3 mi of trails · 30 acres
Directions
2
City Park0.3 mi of trails · 37 acres
3
Blacketor Park0.3 mi of trails · 30 acres
Trails © OpenStreetMap contributors · USGS PAD-US

Landmarks

4 places in Rochester on the National Register of Historic Places.

All landmarks →

Famous people from Rochester

7 notable people were born in Rochester.

See all 7 →

About Rochester

City in Fulton County, Indiana

Official town website ↗

Rochester is a city in and the county seat of Fulton County, Indiana, United States. The population was 6,270 at the 2020 census.

From Wikipedia, licensed CC BY-SA 4.0 · facts via Wikidata (CC0)

Established
1835
Area
5.8 sq mi
Elevation
781 ft
ZIP code
46975
Area code
574

Questions about Rochester

Short answers, built from the data on this page.

Is Rochester, IN a good place to live?

Rochester grades B− overall, better than 52% of U.S. towns and #352 of 585 in Indiana. It grades D for health and B− for schools. Jobs & income is its weak spot, with a D.

Is Rochester, IN expensive?

Not for the area. Cost of living, which also weighs rents, property taxes and how many households pay 30% or more of their income for housing, grades A.

What is Rochester, IN known for?

7 notable people were born here, including Nicole Anderson and Elmo Lincoln.