Otter LakeIN
Some 216 people live in this town, in Indiana.
Is Otter Lake a good place to live?
No town among the 594 in Indiana we compare has a higher owner-occupancy rate than Otter Lake. Otter Lake has fewer than 1,000 residents, too few for fair grades; the figures below are still real.
216 people, and everyone knows the way
In a town this size, neighbors are the best guide. Ask them anything.
The data
Ordered by what stands out in Otter Lake.
Most working residents commute out of Otter Lake
The top destinations are Fort Wayne (14%), Angola (13%) and Butler (4%). 3.2% of residents live below the poverty line in Otter Lake, below both the Indiana town median (10%) and the median of U.S. towns (9.6%). The typical journey to work for Otter Lake is 29 minutes. Half the trips to work are shorter than 17 miles.
| Otter Lake | Typical Indiana town | Typical U.S. town | |
|---|---|---|---|
| Below the poverty line | 3.2% | 10% | 9.6% |
| Average trip to work | 29 minutes | 24 minutes | 25 minutes |
Where working residents work
Census LEHD 2023 · ACS
Fewer children than Indiana overall
Otter Lake’s median age is 48.4 years, where Indiana’s towns sit at 39.4 years and U.S. towns at 40.5 years. Children under 18 are 15% of residents (23% statewide); adults 35 to 64 are 46% of residents (37% statewide). 21% of adults 25 and older hold at least a bachelor’s degree, against 30% across Indiana.
| Otter Lake | Typical Indiana town | Typical U.S. town | |
|---|---|---|---|
| Median age | 48.4 years | 39.4 years | 40.5 years |
| Bachelor’s degree or more, 25+ | 21% | 22% | 29% |
Ages · share of residents
Education · adults 25 and older
Women and men · all residents
51% women, 49% men
That’s an even split within the survey’s margin of ±7.2 points. Across Indiana, 50.4% of residents are women.
| Otter Lake | IN | U.S. | |
|---|---|---|---|
| Under 10 | 2.8% | 12.4% | 11.6% |
| 10 to 17 | 12% | 10.9% | 10.3% |
| 18 to 24 | 6.5% | 9.6% | 9.1% |
| 25 to 34 | 9.3% | 13.1% | 13.7% |
| 35 to 44 | 9.3% | 12.7% | 13.2% |
| 45 to 54 | 34.3% | 12% | 12.2% |
| 55 to 64 | 1.9% | 12.5% | 12.7% |
| 65 to 74 | 19.9% | 10.1% | 10.2% |
| 75 and older | 4.2% | 6.7% | 7% |
| No diploma | 0% | 9.6% | 10.4% |
| High school | 60% | 32.5% | 26% |
| Some college | 13.5% | 19.3% | 19.1% |
| Associate’s | 5.3% | 9.1% | 8.8% |
| Bachelor’s | 18.2% | 18.7% | 21.6% |
| Graduate | 2.9% | 10.8% | 14.1% |
U.S. Census Bureau · ACS 2020-2024 5-year estimates · in a town of 200, single groups can be off by several points
Four seasons and pleasant summers in Otter Lake
The town’s typical July afternoon high is 83°F.
Typical low → high °F
NOAA U.S. Climate Normals, 1991–2020
Top of a moderate hazard risk in Otter Lake: inland flooding
FEMA expects less storm and flood damage in Otter Lake than in nearly three fifths of U.S. communities. Of the losses FEMA expects locally, 58% come from inland flooding and 15% from tornadoes.
FEMA National Risk Index · OpenFEMA
Everything we know about Otter Lake
Moving to Otter Lake: who provides what
Who provides power, water and the rest in Otter Lake, and how to reach them.
EPA SDWIS (Oct 9, 2026) · HIFLD + EIA-861 2025 · Census 2020 ZCTAs · NCES 2024–25 · registration: vote.gov, updated Nov 18, 2024.
100% of working residents leave Otter Lake for work
Where Otter Lake’s working residents go each day. Line width shows the share.
Census LEHD 2023
Colleges nearby
2 within 15 miles of the center of Otter Lake
About 4 of every 100 Otter Lake residents are enrolled in college, against 6 across Indiana.
Questions about Otter Lake
Short answers, built from the data on this page.
Is Otter Lake, IN a good place to live?
Otter Lake has fewer than 1,000 residents, too few for fair grades; the figures below are still real. Some 216 people live in this town, in Indiana.
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