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Mishawaka-indiana-st-joe-riverPhoto: Tysto · Public domain
The Osceola handbook

Living in Osceola, IN: what to set up and who to call

Mishawaka Utilities has a clean five-year EPA record, but its latest lead result, 7.1 ppb, was higher than 95% of similar systems’ (the action level is 15). For emergencies, Osceola is closest to Saint Joseph Regional Medical Center, 4 miles away.

I’m new in town

What to set up in Osceola, and who provides it. Tap an answer for the details and where they come from.

Home services

Power, water and internet

Who to call to start service at a new address in Osceola.

Electricity

Power comes from Indiana Michigan Power

Indiana Michigan Power (Indiana Michigan Power Co), an investor-owned utility, serves all of Osceola. Its homes paid an average of 17.2¢ per kWh in 2025, about $146 a month (its average across Indiana).

Service territory: HIFLD Electric Retail Service Territories (map dated Aug 2023). Prices and customers: EIA-861, 2025.

Drinking water · reported to EPA

Water comes from Mishawaka Utilities

Mishawaka Utilities supplies Osceola: about 55% of residents live in its service area. About 45% of homes are outside any mapped community water system, most likely on private wells, which EPA doesn’t regulate. It draws ground water and serves 49,675 people in all.

No health-based violations reported to EPA in the five years to October 2026, like 83% of the 3,525 systems serving 10,001–50,000 people.

Lead, 90th percentile7.1 ppb
015 ppb action level20

The latest lead result on file, the 90th percentile of homes sampled in Jan 2024–Dec 2026, was 7.1 ppb, below the 15 ppb action level that applied. The highest in five years was 8.9 ppb. That’s higher than 95% of similar systems’ latest results.

The system’s full record: EPA ECHO report

EPA SDWIS via Envirofacts (violations pulled Oct 9, 2026) and ECHO (lead samples, 2026Q3); service area: EPA Community Water System Service Area Boundaries v3.0. Violations are counted by the start of their compliance period. IN5271009.

Internet

8 home internet providers serve Osceola

100% of 1,166 addresses can get 100/20 Mbps; 98% can get fiber.

ProviderTechnologyAddressesFastest (Mbps)
XfinityCable99%2,000/250
Surf InternetFiber53%8,000/8,000
MetronetFiber51%5,120/5,120
AT&TFixed wireless, DSL48%100/20
VerizonFixed wireless94%300/20
Mercury FiberFixed wireless93%150/20

FCC National Broadband Map, as of December 2025. Availability as providers report it, not speeds people get.

Trash & recycling

We don’t have Osceola’s trash rules yet

Pickup rules, the dump and recycling in Osceola.

Trash, recycling and bulk pickupNot on fileOpenStreetMap lists no public drop-off in Osceola or within 5 miles (as of Oct 9, 2026); map coverage varies by town.
Schools

Where your child goes to school

Public school districts and the school path by grade.

Osceola kids go to
PK–511 elementary schoolsDepends on your address
6–83 middle schoolsDepends on your address
9–12Penn High Schoolin Mishawaka

Osceola is in Penn-Harris-Madison School Corporation.

A+School gradeSee Schools →

U.S. Department of Education, NCES Common Core of Data, 2024–25. Enrollment rules and registration are the district’s.

Government & voting

Town hall and registering to vote

Who to call, and how to register.

Town HallBudget, officials, electionsOsceola’s government in one page
Who runs elections hereSt. Joseph Election and Voter Registration OfficeElections here are run by St. Joseph County (county election office). 227 W. Jefferson Blvd. 4th Floor, South Bend, IN 46601 · (574) 235-9635FVAP, Sep 2025
Register to voteOnlineIn Indiana you can register online until 29 days before Election Day, in person until 29 days before Election Day, or by mail (postmarked 29 days before).vote.govCheck your registration and polling placeindianavoters.in.govThe state’s voter lookup

Election office: FVAP local election office directory, updated Sep 2025; jurisdictions: EAC EAVS 2024. Registration rules and links: vote.gov, updated Nov 18, 2024.

ZIP codes & area codes

Osceola is in ZIP code 46561

ZIP codes where Osceola residents live, with the share of the town in each.

ZIPPost office nameShare of OsceolaZIP’s residents in Osceola
46561Osceola, IN100%18%
Area code574Wikidata

Census 2020 ZIP Code Tabulation Areas, by census block; post office names: GeoNames (CC BY 4.0). ZIPs created since 2020 are missing.

Everyday places

Getting around, the ER and the library

One line each; the subject pages have the rest.

ER: CMS hospital data. Library: IMLS Public Libraries Survey, FY2024.

Questions about living in Osceola

Who supplies Osceola’s drinking water, and has it had violations?

Mishawaka Utilities (EPA ID IN5271009). It reported no health-based violations to EPA in the five years to October 2026; 83% of systems its size had none. Its latest lead 90th percentile was 7.1 ppb (Jan 2024–Dec 2026), against a 15 ppb action level.

Who provides electricity in Osceola?

Indiana Michigan Power (Indiana Michigan Power Co), an investor-owned utility. Its homes paid about 17.2¢ per kWh in 2025 (EIA).

What internet providers serve Osceola?

Xfinity, Surf Internet, Metronet, AT&T, Verizon, Mercury Fiber (FCC, as of December 2025).

What ZIP codes are in Osceola?

46561. Census 2020 ZIP Code Tabulation Areas.

What school district is Osceola in?

Penn-Harris-Madison School Corporation.

How do I register to vote in Osceola?

In Indiana you can register online until 29 days before Election Day, in person until 29 days before Election Day, or by mail (postmarked 29 days before). Elections here are run by the St. Joseph Election and Voter Registration Office. Check your registration at indianavoters.in.gov.

Sources & dates

Every answer above names its source. Here they are with their dates.

  • Water: EPA SDWIS (Envirofacts, pulled Oct 9, 2026), ECHO SDWA 2026Q3, EPA CWS Service Area Boundaries v3.0.
  • Power: HIFLD Electric Retail Service Territories (map Aug 2023); EIA-861 final 2025.
  • Trash: OpenStreetMap, Geofabrik extract of Oct 9, 2026. © OpenStreetMap contributors (ODbL).
  • ZIP codes: Census 2020 ZCTA relationship files; GeoNames postal codes (CC BY 4.0).
  • Schools: NCES Common Core of Data, 2024–25.
  • Registration: vote.gov, updated Nov 18, 2024 (read Oct 10, 2026). Official sites and area codes: Wikidata.
  • Election office: FVAP local election office directory (fetched Oct 10, 2026; each record dated), EAC EAVS 2024 jurisdictions; registration and lookup links from vote.gov’s state data, checked Oct 10, 2026.
  • Internet: FCC National Broadband Map, as of December 2025.