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Milford, Kosciusko County, Indiana (1919)Photo: Internet Archive Book Images · Public domain
Milford Public Library

Milford’s library lends 8.6 print items per resident, against a typical 3.8 for libraries its size

Milford Public Library serves 4,903 people in and around Milford. Last year it lent 55K books, movies and e-books and logged 8,400 visits.

101 North Main Street, Milford 46542 · about 48 hours a week
C+Civic lifeAhead of 40% of U.S. towns. Nonprofits and volunteering.
Borrowed a year
55K
11.1 per resident
Visits a year
8,400
1.7 per resident · Below typical (3)
Programs & events
172
about 3 a week · 2,045 attended
Cardholders
26%
1,275 cards
Open
48 hrs
a week at this branch
In brief

What Milford’s library is like

More than half the print loans are for kids

Children’s books and media are 65% of print loans, and kids’ borrowing per resident is higher than at 94% of similar-size libraries. Kids & programs ↓

People borrow more than they stay

Borrowing per resident is higher than at 87% of similar-size libraries, but visits are lower than at 74%. People come in, pick up their books and go. How it compares ↓

Most programs are for young children

80% of the 172 programs last year were for ages 11 and under, including about 1.9 a week for ages 0–5. Kids & programs ↓

Big on e-books and audiobooks

Digital borrowing runs 2.5 e-items per resident, against a typical 1, higher than at 85% of similar-size libraries. It’s 23% of all loans. What people borrow ↓

This summary is written from the numbers on this page. Numbers are the library’s own report to the Public Libraries Survey, fiscal year 2024; Milford Public Library serves 4,903 people in and around Milford, and its numbers cover all of them.

Civic life grade

What’s behind Milford’s civic life grade

On community nonprofits and volunteering, Milford is ahead of 40% of U.S. towns. Milford is graded on two of the three inputs. The share of younger adults in volunteering groups holds the grade up; Milford’s count of community nonprofits pulls it down.

C+
Civic lifeA character grade: shown, never part of Milford’s overall grade.
All U.S. towns we grade (17,556)Ahead of 40%
FewerMore
U.S. towns with similar incomes, $39K–$65K (5,447)Ahead of 38%

Most U.S. towns with similar household incomes ($39K–$65K) score higher, so income alone doesn’t account for it.

Civic life counts registered nonprofits, library visits and online volunteering groups, so it can miss civic life that runs through congregations, mutual aid or neighbors looking out for each other.

How sure. Graded on two inputs, so a change in either one moves the letter more than it would with three. Milford is small (1,686 residents), so a few dozen organizations or visits move its per-resident figures; the volunteering share is a 2022 estimate from Facebook users aged 25–44.

Library visits: IMLS Public Libraries Survey, FY2024. Nonprofits: IRS Exempt Organizations Business Master File, October 2026. Volunteering: Social Capital Atlas (Opportunity Insights), from data by Meta Platforms, Inc.; Chetty et al., Nature 2022. How TownRatings grades civic life →

Places to belong

5 community nonprofits are registered in Milford

3.0 per 1,000 residents, against a U.S. town median of 3.7. The largest group: civic groups, clubs & veterans.

Community nonprofits, by kind

Arts & culture00.24 per 1,000 · U.S. towns 0.24
Youth, sports & recreation10.42 per 1,000 · U.S. towns 0.52
Civic groups, clubs & veterans21.08 per 1,000 · U.S. towns 0.74
Human services10.84 per 1,000 · U.S. towns 0.59
Education00.24 per 1,000 · U.S. towns 0.43
Health00.00 per 1,000 · U.S. towns 0.16
Environment & animals00.24 per 1,000 · U.S. towns 0.17

Counted from the IRS list of tax-exempt organizations by mailing address (fractions where a ZIP code spans towns). Congregations are counted apart (2 here), since whether a church registers depends on its denomination, not the town.

Volunteering

7.9%

7.9% of Milford’s Facebook users aged 25–44 belong to a volunteering or activism group, against 9.1% in the typical Indiana town and 7.5% nationally.

Volunteering: Social Capital Atlas (Opportunity Insights), from data by Meta Platforms, Inc.; Chetty et al., Nature 2022. ZIP-code figures, weighted by where Milford’s residents live; 2022.

★ What stands out · Kids & programs

About 3 kids’ programs a week

Story times, clubs, classes and events, across the whole system, by who they’re for.

Schools in Milford →

Programs last year by age group

Ages 0–599
Ages 6–1138
Teens5
Adults27
All ages3
Little ones
1.9

story times and programs a week for ages 0–5, on average.

27K
kids’ books & media borrowed
2,045
people at programs
172
programs
How it compares

Ahead of most similar-size libraries on 5 of 8 measures

Per resident, against libraries serving 2,500 to 10,000 people across the U.S.

Visits per resident 1.7 visits · typical 3Lower than 74%
Borrowing per resident 8.6 print items · typical 3.8Higher than 87%
Digital borrowing 2.5 e-items · typical 1Higher than 85%
Kids’ borrowing 5.6 kids’ items · typical 1.6Top 10%
Program attendance 0.4 attendees · typical 0.5Lower than 57%
Programs offered 35.1 per 1,000 residents · typical 34Higher than 51%
Cardholders 26% of residents · typical 42%Lower than 76%
Spending $68 per resident · typical $43Higher than 76%
Fewer per residentMore per resident
Size group

Milford Public Library serves 4,903 people, so it’s measured against U.S. libraries serving 2,500 to 10,000.

A year at the library

Every hour the doors are open, about 22 items go out

Fiscal year 2024, for the whole Milford Public Library system. The library’s own count.

8,400
visits
1.7 per resident
55K
loans, print + digital
11.1 per resident
172
programs & events
2,045 attended
1,275
library cards
26% of people served
Every open hour22items borrowed
Every week39people at a program
Every day2Wi-Fi sessions
4 staff (full-time equivalent)8 public computers
What people borrow

More than half the print loans are kids’ books

55K loans last year: print, kids’ and digital.

55Kloans
Books & media (adults) 27%Kids’ books & media 50%E-books, audio & streaming 23%
From your couch

12,450 e-books, e-audiobooks and streams last year. Borrow from home with your card, plus research databases: courses, journals, genealogy and more.

The building

Find it

Milford Public Library, 101 North Main Street, Milford.

48
hours open a week
8,522
square feet
With a card

No late fees. E-books and audiobooks from home. Loans renew on their own if no one’s waiting. Research databases: courses, journals, genealogy. Good at every Milford Public Library branch.

New in Milford? The Handbook →

Hours are the survey’s yearly average. Check the library’s own site for today’s hours.

What your card is worth

For every $1 it spends, the library lends about $2.38 worth

Set what you’d borrow in a month. It starts at what the average Milford cardholder borrows.

In a month I’d use…
Books$17 each
1
Kids’ books$12 each
2
E-books & audio$15 each
1
Movies & music$4 each
0
Programs & classes$10 a program
0
Computer & Wi-Fi$3 a session
0
Your card saves you about
$672
a year at retail prices · $56 a month

Who pays for it
$68 per resident a year

Typical for a library this size: $43. Operating budget $332K.

Local taxes 92%State 6%Gifts & other 2%

Last year the library lent and hosted about $788K worth of books, e-books, programs and Wi-Fi on a $332K budget.

Fine-free. No late fees on books returned late.

Retail prices are typical, rounded down: a new book $17, a kids’ book $12, an e-book or e-audiobook $15, a movie rental $4, a class or program $10, a computer or Wi-Fi session $3. The average cardholder’s month = the library’s yearly loans, attendance and Wi-Fi sessions ÷ its 1,275 cardholders ÷ 12.

How to read these numbers

What this data can and can’t tell you

From the Public Libraries Survey, fiscal year 2024.

  • System-wide. Milford Public Library serves 4,903 people in and around Milford, so the yearly numbers cover all of them, not just Milford.

Hours are the survey’s yearly average; libraries are compared with others serving about as many people. How TownRatings uses library figures →

Questions about the library and civic life in Milford

Does Milford have a public library?

Yes. Milford Public Library, 101 North Main Street, serves 4,903 people in and around Milford (the survey’s count) and is open about 48 hours a week, averaged over the year.

Is Milford Public Library fine-free? Does it lend e-books?

Yes to both: no late fees, and e-books, audiobooks and research databases with a card (the library’s 2024 survey report).

How busy is Milford’s library?

It logged 1.7 visits and lent 11.1 items per resident in 2024, against a typical 3 visits for libraries serving 2,500 to 10,000 people.

What is Milford’s civic life grade?

C+ Milford is ahead of 40% of U.S. towns on civic life. The grade combines library visits per resident, community nonprofits per 1,000 residents and the share of adults 25–44 in volunteering groups. It’s a character grade, so it isn’t part of the overall grade. How it works.

Book talk

Reading, story times and the library in Milford.

Town Square →
Start a conversation

Libraries: Institute of Museum and Library Services, Public Libraries Survey, fiscal year 2024. Each library reports its own numbers. Distances are straight-line from the town center. “What your card is worth” uses typical retail prices and is an estimate, not an official figure.