Florally festooned cottage, 2016
Middlebury’s story
190 years in pictures
Census counts: 502 in 1880, 3,466 in 2020. The archive holds 12 old photos and papers going back to 2010 and 2 maps from 1961 on.
- 1836Middlebury is settled
MiddleburyIN
Trash day: WednesdayPopulation
3,752
2025 Census estimate · +1.7% since 2020
Typical home
$383K
+6.2% in a year
Household income
$75K
median
Median age
35.9
years
Jobs based here
7,253
A job hub
TownGrade
C−
#523 of 585 in IN
What should you know before moving to Middlebury?
Middlebury's standout: natural-hazard risk is low. Overall it grades C−, 523rd of 585 graded towns in Indiana. Its weakest subject is health: CDC estimates put its residents' health behind 83% of the country. On cost of living, just 40 of Indiana’s 1,096 towns do worse. Most errands need a car: it is less walkable than 88% of U.S. towns. The biggest park or preserve is Wesdorp Nature Preserve, at 35 acres.
What makes Middlebury stand out
Where Middlebury beats most towns.
Jobs vs. working residents
Jobs here7,253
Residents who work1,734
Work
4.2 jobs for every working resident
A regional job hub: more jobs per worker than 99% of U.S. towns
Census LEHD 2023.
Natural hazardsA+
Lower risk than 96% of U.S. communities
Very low risk of storm and flood damage
FEMA National Risk Index.
0historic places
History
Settled in 1836
A long history
A history going back 190 years.
A job hub
Every workday, about 6,911 people come to Middlebury for work
Where Middlebury’s working residents go each day. Line width shows the share.
7,253jobs based in Middlebury
20%of working residents work in town
9 mimedian commute distance
Census LEHD 2023
How Middlebury grades
Each subject compared with towns across the country (schools within Indiana), ordered by how far Middlebury is from typical.
Its grades run from A+ for hazard risk (better than 98% of comparable towns) to D for walkability (better than 12%), so the C− overall blends very different results.
Hazard riskinland flooding tops the listA+Open →WalkabilityEPA walkability 5.7 of 20; 6.7% of households have no car; 0% of workers walk, bike or ride transitDOpen →HealthGoshen Hospital 9.6 miles awayC−Open →SchoolsBeat 72% of Indiana districts on tests and graduationB+Open →Cost of livingCOpen →Jobs & income$75K median household incomeB−Open →
Character Graded, but not part of the overall grade.
Outdoors1 mile of trail; 1% conserved landCOpen →HistoryB−Open →Civic life3.5 community nonprofits per 1,000 residentsCOpen →
Described, not graded Taste, not quality: snow or an older crowd is neither good nor bad.
How TownRatings grades towns →
Getting set up
The full setup list →Moving to Middlebury: who provides what
Who provides power, water and the rest in Middlebury, and how to reach them.
PowerNIPSCO22.1¢/kWh · EIA 2025HIFLD · EIA
WaterMiddlebury Water DepartmentNo health-based violations in 5 years · EPAEPA
Internet8 providers100% of addresses get 100/20 MbpsFCC
Trash & dumpWednesdayTrash dayTown site
Register to voteOnlineIn Indiana you can register online until 29 days before Election Day, in person until 29 days before Election Day, or by mail (postmarked 29 days before).vote.govWho runs elections hereElkhart County Circuit Court ClerkElkhart County; contacts on the Handbook page.FVAP, Sep 2025
ZIP code4654046540 100%Census 2020
EPA SDWIS (Oct 9, 2026) · HIFLD + EIA-861 2025 · Census 2020 ZCTAs · NCES 2024–25 · registration: vote.gov, updated Nov 18, 2024.
The data
Ordered by what stands out in Middlebury.
Middlebury carries less natural-hazard risk than nearly all of Indiana (mostly inland flooding) and draws workers from Middlebury Township and beyond.
Work & commuteJobs & income grade B−
About one in five working residents works right in Middlebury
7,253 jobs are based in Middlebury, 4.2 for every working resident, so most of the people who work here commute in. The average commute takes 16.9 minutes, against 24.1 across Indiana.
About one in 5 of Middlebury’s working residents works in town. Middlebury’s average trip to work is 17 minutes, where Indiana’s towns sit at 24 minutes and U.S. towns at 25 minutes. Jobs based in Middlebury grew to 7,253 in 2023, 2,020 more than in 2013.
20%work in town
| Middlebury | Indiana towns | U.S. towns | |
|---|---|---|---|
| Average trip to work | 17 minutes | 24 minutes | 25 minutes |
| Working residents who work in town | 20% | 11% | 8% |
| Below the poverty line | 15% | 10% | 9.6% |
Where working residents work
In Middlebury20%
Elkhart14%
Goshen11%
Middlebury Township8%
York Township7%
9 mi
median commute distance
7,253
jobs based in Middlebury
A job hub
jobs vs. working residents
D
Walkability grade: more walkable than 12% of U.S. towns
Census LEHD 2023 · ACS
Natural hazardsHazard risk grade A+
The FEMA risk score in Middlebury is lower than in most of Indiana or the rest of the country
FEMA rates its natural-hazard risk lower than 99% of Indiana towns; that rating is what its A+ for hazard risk is built on.
Middlebury’s FEMA risk score is 4 of 100, below both Indiana’s towns (38 of 100) and U.S. towns (44 of 100). Since 2008, 3 flood insurance claims have been paid out in Middlebury.
4risk score of 100
FEMA risk score
Inland floodingCold wavesTornadoes
3
paid flood claims since 2008
5
federal disasters paid out here
FEMA flood insurance claims · FEMA National Risk Index · OpenFEMA
HousingCost of living grade C
The typical home in Middlebury is valued at about $383K
The typical Middlebury home is worth about $383,000, up 6.2% in a year, 49% above the Indiana typical home.
$383KZillow home value
| Middlebury | Indiana towns | U.S. towns | |
|---|---|---|---|
| Median rent | $1,203 a month | $946 a month | $1,185 a month |
| Households that own their home | 73% | 76% | 73% |
Typical home value
Middlebury$383K
Indiana$257K
+6.2%
value change, 1 year
1
homes sold in May
Zillow Home Value Index · Redfin Data Center
#187for trails in IN
| Middlebury | Indiana towns | U.S. towns | |
|---|---|---|---|
| Conserved land | 0.7% | 1.9% | 4.3% |
| Miles of trail per square mile | 0.3 miles per square mile | 0.2 | 0.4 |
0.7%
conserved · 21 of 2,942 acres
1.2 mi
of trails · 0.3 per sq mi
| Biggest places to walk | Trails | Acres |
|---|---|---|
| 1. Riverbend Park | 0.5 mi | 16 |
| 2. Wesdorp Nature Preserve | — | 35 |
| 3. Krider Gardens | 0.1 mi | 4 |
Trails & parks © OpenStreetMap contributors · Conserved land: USGS PAD-US
HealthC−
For health, Middlebury earns a C−
16% of Middlebury adults report frequent physical distress. Middlebury beats the Indiana average on 0 of 32 CDC measures and trails it on 5. 42% of Middlebury adults have obesity.
17%healthier than U.S. townsC−Health Grade
| Middlebury | Indiana towns | U.S. towns | |
|---|---|---|---|
| Frequent physical distress (CDC PLACES) | 16% | 15% | 14% |
| Obesity (CDC PLACES) | 42% | 39% | 35% |
| Smoke cigarettes (CDC PLACES) | 19% | 17% | 14% |
| Frequent mental distress (CDC PLACES) | 19% | 18% | 17% |
32 measures vs. Indiana
0 better27 too close to call5 worse
| What stands out | Middlebury | IN |
|---|---|---|
| More older adults who have lost all their teeth | 21.6% | 15.4% |
| More adults with COPD | 10.4% | 8.1% |
| More adults in frequent physical distress | 16.3% | 13.8% |
Goshen Hospital
9.6 mi away · emergency room
3 of 3
care shortages: primary care, dental, mental health
23rd
percentile among IN towns
CDC PLACES 2025 · modeled estimates for adults · CMS · HRSA
Climate
In Middlebury, expect snowy winters and pleasant summers
Middlebury has chilly, snowy winters and pleasant summers. July afternoons reach 83°, January nights drop to 17° and about 45 inches of snow falls in a winter.
45″snow a winter
Typical low → high °F
Winter20–34°
Spring38–59°
Summer60–81°
Fall42–62°
Oct 19
typical first frost
Apr 28
typical last frost
+1.4°
vs. the 20th-century average
NOAA U.S. Climate Normals, 1991–2020
Who lives here
More children than Indiana overall
Children under 18 are 31% of residents (23% statewide); adults 18 to 34 are 16% of residents (23% statewide). 14% of residents are 65 or older in Middlebury. 24% of adults 25 and older have a bachelor’s degree or more, vs 30% across Indiana.
35.9median age · IN 38.1
| Middlebury | Indiana towns | U.S. towns | |
|---|---|---|---|
| Aged 65 or older | 14% | 18% | 18% |
| Median age | 35.9 years | 39.5 years | 40.5 years |
| Bachelor’s degree or more, 25+ | 24% | 22% | 29% |
MiddleburyIndianaUnited States
Ages · share of residents
17%
Education · adults 25 and older
No diploma10%
High school36%
Some college20%
Associate’s10%
Bachelor’s11%
Graduate14%
Women and men · all residents
50% women, 50% men
That’s an even split within the survey’s margin of ±4 points. Across Indiana, 50.4% of residents are women.
| Middlebury | IN | U.S. | |
|---|---|---|---|
| Under 10 | 16.6% | 12.4% | 11.6% |
| 10 to 17 | 14.1% | 10.9% | 10.3% |
| 18 to 24 | 8.1% | 9.6% | 9.1% |
| 25 to 34 | 7.9% | 13.1% | 13.7% |
| 35 to 44 | 14.6% | 12.7% | 13.2% |
| 45 to 54 | 11.9% | 12% | 12.2% |
| 55 to 64 | 13.2% | 12.5% | 12.7% |
| 65 to 74 | 8% | 10.1% | 10.2% |
| 75 and older | 5.7% | 6.7% | 7% |
| No diploma | 10.4% | 9.6% | 10.4% |
| High school | 35.6% | 32.5% | 26% |
| Some college | 19.5% | 19.3% | 19.1% |
| Associate’s | 10.2% | 9.1% | 8.8% |
| Bachelor’s | 10.5% | 18.7% | 21.6% |
| Graduate | 13.8% | 10.8% | 14.1% |
U.S. Census Bureau · ACS 2020-2024 5-year estimates · in a town of 3,800, single groups can be off by several points
Keep exploring
Everything we know about Middlebury
18pages on Middlebury
The big questions
Out and about
The story
After high school
Colleges nearby
2 within 15 miles of the center of Middlebury
Goshen CollegeUniversity or college · Private nonprofit · Goshen9.6 mi$38,890 tuitionAnabaptist Mennonite Biblical SeminaryUniversity or college · Private nonprofit · Elkhart13.6 mi
About 5 of every 100 Middlebury residents are enrolled in college, about the same as Indiana.
About Middlebury
Town in Indiana, United States
Middlebury is a town in Middlebury Township, Elkhart County, Indiana, United States. It is located approximately 35 miles east of South Bend, 130 miles east of Chicago, Illinois, and 165 miles north of Indianapolis. Middlebury is nestled in Northern Indiana's Amish country. As of the 2020 census, Middlebury had a population of 3,466.
From Wikipedia, licensed CC BY-SA 4.0 · facts via Wikidata (CC0)
- Area
- 3.9 sq mi
- Elevation
- 833 ft
- ZIP code
- 46540
- Area code
- 574
Questions about Middlebury
Short answers, built from the data on this page.
Is Middlebury, IN a good place to live?
Middlebury grades C− overall, better than 24% of U.S. towns and #523 of 585 in Indiana. It grades C− for health and B+ for schools. Walkability is its weak spot, with a D.
Is Middlebury, IN expensive?
That is 5.6 years of the area's median household income ($68,561 across the Elkhart-Goshen, IN metro area). Cost of living, which also weighs rents, property taxes and how many households pay 30% or more of their income for housing, grades C.