LucerneIN

With 141 residents, this town was settled in 1891.

Population

141

Census survey, 2020–24

Settled

1891

135 years ago

Is Lucerne a good place to live?

Lucerne’s mean commuting time is 17 minutes, below both the Indiana town median (24 minutes) and the median of U.S. towns (25 minutes). Lucerne has fewer than 1,000 residents, too few for fair grades; the figures below are still real.

Small town

141 people, and everyone knows the way

In a town this size, neighbors are the best guide. Ask them anything.

Nearby towns

Harrison Township · 0 mi Royal Center · 5 mi Bethlehem Township · 5 mi Noble Township · 5 mi Wayne Township · 6 mi Boone Township · 6 mi

The data

Ordered by what stands out in Lucerne.

Climate

Lucerne has four seasons and pleasant summers

19″snow a winter

The range runs from 17° on a January night to 84° on a July afternoon, with about 19 inches of snow a winter.

Typical low → high °F

Winter20–36°

Spring39–61°

Summer61–82°

Fall42–63°

Oct 23

typical first frost

Apr 20

typical last frost

+1.2°

vs. the 20th-century average

Full pageLucerne’s climate pageOpen the full Climate page

A year of weatherJuly highs 84°, January lows 17°Rain & snow19″ of snow a winter · 41 inches of rain and snow a year Heating & coolingMostly a heating bill Then and now+1.2° vs. the 20th century · Warmer than the 20th-century average

NOAA U.S. Climate Normals, 1991–2020

Housing

The typical home in Lucerne: about $212K

$212KZillow home value

85% of households own their home in Lucerne. Home values are up 5.2% over the year to September 2026.

Typical home value

Lucerne$212K

Indiana$257K

+5.2%

value change, 1 year

Full pageLucerne’s housing & cost-of-living pageOpen the full Housing & cost-of-living page

Prices over the yearsUp 5.2% in a year Years of income to buyYears of income to buy RentsRents

Census ACS, 2020–24 · Zillow Home Value Index · Redfin Data Center

Natural hazards

Top of a low hazard risk in Lucerne: inland flooding

35risk score of 100

Expected losses in Lucerne break down as 49% from inland flooding and 13% from cold waves. Compared with 65% of U.S. communities, expected storm and flood damage in the town is lower. Households here have drawn federal disaster aid in 4 declared disasters, most recently in 2026.

FEMA risk score

Inland floodingCold wavesTornadoes

federal disasters paid out here

Full pageLucerne’s hazards pageOpen the full Hazards page

What it facesLow risk Flood claims0 paid flood claims · No paid flood claims on record Past disasters4 federal disasters · Paid out in Lucerne Get ready0.5 events a year, on average · Ready for inland flooding

FEMA disaster declarations and aid · FEMA National Risk Index · OpenFEMA

Outdoors