KeystoneIN

Today 65 people live in this town, first settled in 1871.

Photo: Chris Flook · CC BY-SA 4.0

Population

Census survey, 2020–24

Settled

1871

155 years ago

Is Keystone a good place to live?

No town among the 594 in Indiana we compare has a higher share of homes lived in by their owners than Keystone. Keystone has fewer than 1,000 residents, too few for fair grades; the figures below are still real.

Keystone, Indiana, 2016

Keystone’s story

155 years in pictures

The archive holds 1 old photo or paper going back to 2016 and 2 maps from 1962 on.

1871Keystone is settled

Explore the history →

Small town

65 people, and everyone knows the way

In a town this size, neighbors are the best guide. Ask them anything.

Nearby towns

Chester Township · 2 mi Montpelier · 3 mi Harrison Township · 4 mi Poneto · 5 mi Jackson Township · 6 mi Nottingham Township · 7 mi

The data

Ordered by what stands out in Keystone.

Work & commute

Most of Keystone’s workers leave town for work

0%work in town

In Keystone, the typical household income is $56,000, where Indiana’s towns sit at $71,000 and U.S. towns at $80,000. Half commute less than 16 miles. The top destinations are Bluffton (23%), Fort Wayne (9%) and Chester Township (8%).

Where working residents work

In Keystone0%

Bluffton23%

Fort Wayne9%

Chester Township8%

Berne5%

16 mi

median commute distance

jobs based in Keystone

A commuter town

jobs vs. working residents

Full pageKeystone’s work & commute pageOpen the full Work & commute page

The jobs here0 jobs based here · A commuter town Where people work0% work in Keystone Commute timesCommute times How far they goHalf commute less than 16 miles

Census LEHD 2023 · ACS

Climate

Keystone has four seasons and pleasant summers

32″snow a winter

The range runs from 19° on a January night to 84° on a July afternoon, with about 32 inches of snow a winter.

Typical low → high °F

Winter22–36°

Spring40–61°

Summer62–82°

Fall43–64°

Oct 22

typical first frost

Apr 22

typical last frost

+1.2°

vs. the 20th-century average

Full pageKeystone’s climate pageOpen the full Climate page

A year of weatherJuly highs 84°, January lows 19°Rain & snow32″ of snow a winter · 41 inches of rain and snow a year Heating & coolingMostly a heating bill Then and now+1.2° vs. the 20th century · Warmer than the 20th-century average

NOAA U.S. Climate Normals, 1991–2020

Housing

A home in Keystone is worth about $213K, on Zillow’s estimate

$213KZillow home value

Home values are up 6.8% over the year to September 2026.

Typical home value

Keystone$213K

Indiana$257K

+6.8%

value change, 1 year

Full pageKeystone’s housing & cost-of-living pageOpen the full Housing & cost-of-living page

Prices over the yearsUp 6.8% in a year Years of income to buyA typical home costs 3.8 years of the town’s median household income RentsRents

Zillow Home Value Index · Redfin Data Center

Natural hazards

Moderate risk in Keystone, with inland flooding at the top

41risk score of 100

Compared with 59% of U.S. communities, expected storm and flood damage in Keystone is lower. Of the losses FEMA expects in the town, 55% come from inland flooding and 21% from tornadoes. Households locally have drawn federal disaster aid in 2 declared disasters, most recently in 2005.

FEMA risk score

Inland floodingTornadoesStrong wind

federal disasters paid out here

Full pageKeystone’s hazards pageOpen the full Hazards page

What it facesModerate risk Flood claims0 paid flood claims · No paid flood claims on record Past disasters2 federal disasters · Paid out in Keystone Get ready0.3 events a year, on average · Ready for inland flooding

FEMA disaster declarations and aid · FEMA National Risk Index · OpenFEMA

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