Photo: ONUnicorn · CC BY-SA 4.0More hazard damage per building is expected in Jonesboro than in 74% of U.S. towns, mostly from river and rain flooding
On FEMA’s National Risk Index, Jonesboro gets a C for hazard risk: higher expected damage per building than 74% of U.S. towns. Most of that expected damage is river and rain flooding (79%), then tornadoes (13%). Flood insurance has paid 11 claims here since 1992.
Graded on FEMA’s expected yearly building damage per dollar of building value (NRI v1.20, December 2025), weighted by where residents live; flood claims are shown, not graded. How hazard risk is graded
What Jonesboro faces
Each hazard’s share of the building damage FEMA expects here, and how its rate compares with the rest of the country.
River and rain flooding
Tornadoes
Shares are of FEMA’s expected building damage, the measure the grade uses; ranks compare each hazard’s building-damage rate with all 85,154 U.S. census tracts. In FEMA’s terms, river and rain flooding is FEMA’s “Inland Flooding” (rivers and streams overflowing their banks, or rain overwhelming drainage). FEMA defines coastal flooding as high or rising tides and storm surge, so surge damage is counted there. Drought isn’t listed: FEMA counts its losses in crops only.
What’s behind Jonesboro’s grade
River and rain flooding is 79% of the building damage FEMA expects in Jonesboro, and Jonesboro’s rate of river and rain flooding damage is higher than 81% of U.S. census tracts. Tornadoes add 13%, at a rate in the top 5% of U.S. census tracts.
C higher expected damage per building than 74% of U.S. towns (21,298).
Jonesboro’s residents live in 2 census tracts; FEMA’s figures are combined by where they live.
In dollars, FEMA expects about $492K a year in losses across Jonesboro: $366K to buildings, the rest to people and crops.
Does Jonesboro flood? Sometimes: 11 flood claims since 1992
Every paid claim on a federal flood insurance policy in Jonesboro, from FEMA’s records: 13.4 per 1,000 homes, more than 79% of the 13,809 U.S. towns with a flood insurance record.
Jonesboro isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Grant County.2 federal disasters brought FEMA money to Jonesboro
Disasters that paid out in Jonesboro itself (aid to households or repair grants to the City of Jonesboro), newest first, with that year’s flood claims.
- 2008Severe Storms, Flooding, and Tornadoes3 households applied for aid$1K aid approved
- 2005Severe Winter Storms and Flooding51 households applied for aid$27K aid approved
Grant County has had 18 natural disasters declared by the President since 1953, most often severe storms, then winter storms. Not counted: the 2005 Hurricane Katrina evacuee emergency, which covered counties that took in evacuees.
Old photos of Jonesboro after a storm or flood belong in the town’s history. Add one, or share what you remember below.
Add to the Jonesboro archive →Jonesboro and its neighbors
Jonesboro is 2nd of the 2 graded towns here, from least expected damage per building to most. Tap a town to see its hazards.
| Town | Hazard risk | Mostly (buildings) | Flood claims |
|---|---|---|---|
| Gas City | Cmore damage than 67% | river and rain flooding | 1 |
| Jonesboro | Cmore damage than 74% | river and rain flooding | 11 |
Hazard risk = FEMA’s expected yearly building damage per dollar of building value, vs. the 21,298 U.S. towns we grade; the map is shaded by fifths of the same scale. Flood claims = paid federal flood insurance claims on record.
Get ready for what Jonesboro faces
A short kit for the hazards that drive the building damage here, what to check before you buy, and where neighbors get alerts.
- Turn around at flooded roads: a foot of moving water can carry off a car.
- Flood insurance usually takes 30 days to start, so buy it before the forecast.
- Keep papers and medicines up high, in a grab-and-go bag.
- Pick your spot now: the lowest floor, an inside room, no windows.
- A watch means be ready; a warning means take cover now.
- Keep shoes and a flashlight by the bed.
- Look up the address on FEMA’s flood map.
- Ask the seller or landlord whether it has ever flooded, and what flood insurance costs there.
- Get a flood insurance quote early: policies usually start 30 days after you buy.
Know where neighbors sign up for alerts? Add it to the Handbook so everyone has it.
Questions about natural hazards in Jonesboro
Is Jonesboro at risk for natural disasters?
On FEMA’s National Risk Index, Jonesboro has higher expected damage per building than 74% of U.S. towns: C for hazard risk. Most of the expected damage is river and rain flooding (79%) and tornadoes (13%). This is FEMA’s model of an average year for today’s buildings, not a forecast.
Does Jonesboro flood?
Flood insurance has paid 11 claims in Jonesboro since 1992, $96K in all, or 13.4 per 1,000 homes, more than 79% of U.S. towns with a flood insurance record. 2 properties have flooded more than once.
Is Jonesboro in a flood zone?
Flood zones are drawn street by street, so the answer depends on the address: look it up on FEMA’s flood map. In Grant County, 11% of homes in mapped flood zones carry federal flood insurance, and 0.2% of all homes do.
How much is flood insurance in Jonesboro?
FEMA’s Community Rating System list shows no discount for Jonesboro’s flood program. Premiums depend on the building; policies usually start 30 days after you buy, so get a quote early.
What was the biggest storm in Jonesboro?
By FEMA money that reached Jonesboro, Severe Winter Storms and Flooding (2005): 51 households applied for aid, $27K approved.
Is Jonesboro at risk from river and rain flooding?
It is the largest share of the building damage FEMA expects here (79%), and Jonesboro’s rate for it is higher than 81% of U.S. census tracts.
Storm stories
Memories, warnings and help from neighbors in Jonesboro.
Sources: FEMA National Risk Index v1.20 (December 2025), census-tract table, combined by where Jonesboro’s residents lived in the 2020 census; OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Homes: Census ACS 2020–24. Preparedness tips: Ready.gov. FEMA’s model is an average of expected damage, not a forecast. How hazard risk is graded.