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C+Hazard risk
Natural hazards in Jackson Township · FEMA

FEMA expects more hazard damage per building in Jackson Township than in 62% of U.S. towns, mostly from river and rain flooding

On FEMA’s National Risk Index, Jackson Township gets a C+ for hazard risk: higher expected damage per building than 62% of U.S. towns. Most of that expected damage is river and rain flooding (79%), then tornadoes (10%). Flood insurance has paid 1 claim here since 2019.

River and rain flooding 79%Tornadoes 10%Earthquakes 5%

Graded on FEMA’s expected yearly building damage per dollar of building value (NRI v1.20, December 2025), weighted by where residents live; flood claims are shown, not graded. How hazard risk is graded

more than 62%of U.S. townsLess damageMoreExpected yearly damage per dollar of building, vs. the 21,298 U.S. towns we grade
Hazard risk
C+
in Indiana · higher than 62% of U.S. towns
Main hazard
River and rain flooding
79% of expected building damage
Flood claims
1
paid since 2019 · $8K
Flood claims per home
1 per 1,000
fewer than 75% of U.S. towns
By hazard

What Jackson Township faces

Each hazard’s share of the building damage FEMA expects here, and how its rate compares with the rest of the country.

River and rain flooding

79%of expected building damage
Above average · higher than 73% of U.S. census tracts
Recorded about 3 times a year in the area

Tornadoes

10%of expected building damage
Well above average · higher than 85% of U.S. census tracts
Recorded about once every 15 years in the area

Earthquakes

5%of expected building damage
Above average · higher than 69% of U.S. census tracts
Smaller shares here
 Hail Strong wind Ice storms Wildfire Winter storms Landslides Lightning Hurricanes Cold waves Heat waves top 4%
FEMA models no building damage here
Coastal floodingAvalanchesTsunamisVolcanic activity
People, not buildings.Counting harm to people as well as buildings, FEMA’s model puts strong wind at 12% of Jackson Township’s expected losses. Strong wind does little damage to buildings (1.9%), so they aren’t part of the grade.

Shares are of FEMA’s expected building damage, the measure the grade uses; ranks compare each hazard’s building-damage rate with all 85,154 U.S. census tracts. In FEMA’s terms, river and rain flooding is FEMA’s “Inland Flooding” (rivers and streams overflowing their banks, or rain overwhelming drainage). FEMA defines coastal flooding as high or rising tides and storm surge, so surge damage is counted there. Drought isn’t listed: FEMA counts its losses in crops only.

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Hazard risk grade

What’s behind Jackson Township’s grade

River and rain flooding is 79% of the building damage FEMA expects in Jackson Township, and Jackson Township’s rate of river and rain flooding damage is higher than 73% of U.S. census tracts. Next is tornadoes at 10% (higher than 85% of U.S. census tracts).

Where Jackson Township sits
Jackson Township
Least damageMiddleMost damage

C+ higher expected damage per building than 62% of U.S. towns (21,298).

All of Jackson Township’s residents live in one census tract; the figures are that tract’s.

What drives the damage to buildings
River and rain flooding79%Tornadoes10%Earthquakes5%Everything else6%

In dollars, FEMA expects about $644K a year in losses across Jackson Township: $380K to buildings, the rest to people and crops.

Shared tract.All of Jackson Township’s 1,809 residents (2020 census) live in one census tract, which it shares with Owensburg CDP (402 residents). FEMA publishes its model by tract, so the rate and the hazard mix are the tract’s, the same for all of them. The flood claims below are the township’s own.
A shared figure. The grade describes the whole tract, not each street in it, and FEMA’s model is an average year for today’s buildings, not a record: the claims below are the record.

How TownRatings grades hazard risk →

Flood insurance claims

Does Jackson Township flood? Rarely: 1 flood claim since 2019

Every paid claim on a federal flood insurance policy in Jackson Township, from FEMA’s records: 1.2 per 1,000 homes, fewer than 75% of the 13,809 U.S. towns with a flood insurance record.

Paid flood claims, by year
2019: 1 claim2020: 0 claims2021: 0 claims2022: 0 claims2023: 0 claims2024: 0 claims2025: 0 claims2026: 0 claims2019
20192026
1
paid claims since 2019
$8K
paid to owners
0
homes flooded more than once
$8K
average claim
of homes in flood zones are insured
of all homes are insured
No community discount

Jackson Township isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Greene County.
Disasters

The storms Jackson Township remembers

None of the 16 disasters declared for Greene County shows FEMA aid or repair money reaching Jackson Township itself in FEMA’s records, so these are its biggest flood-claim years.

  1. 20191 flood claims paidNo declaration for the county that year
Disasters declared, by decade
Paid out in Jackson TownshipGreene County only

Greene County has had 16 natural disasters declared by the President since 1953, most often severe storms, then floods. Not counted: the 2005 Hurricane Katrina evacuee emergency, which covered counties that took in evacuees.

Were you here?

Old photos of Jackson Township after a storm or flood belong in the town’s history. Add one, or share what you remember below.

Add to the Jackson Township archive →
Next door

Jackson Township and its neighbors

Jackson Township is 4th of the 4 graded towns here, from least expected damage per building to most. Tap a town to see its hazards.

Taylor Township: hazard risk C+Center Township: hazard risk C+Mitcheltree Township: not gradedPerry Township: hazard risk C+Taylor TownshipCenter TownshipMitcheltree TownshipPerry TownshipJackson Township
Lowest fifthSecondMiddleFourthHighest fifth
TownHazard riskMostly (buildings)Flood claims
Perry TownshipC+more damage than 57%river and rain flooding—
Taylor TownshipC+more damage than 60%river and rain flooding—
Center TownshipC+more damage than 62%river and rain flooding—
Jackson TownshipC+more damage than 62%river and rain flooding1
Mitcheltree Township—367 residents; we grade 1,000+

Hazard risk = FEMA’s expected yearly building damage per dollar of building value, vs. the 21,298 U.S. towns we grade; the map is shaded by fifths of the same scale. Flood claims = paid federal flood insurance claims on record.

Be ready

Get ready for what Jackson Township faces

A short kit for the hazards that drive the building damage here, what to check before you buy, and where neighbors get alerts.

When the river rises
  • Turn around at flooded roads: a foot of moving water can carry off a car.
  • Flood insurance usually takes 30 days to start, so buy it before the forecast.
  • Keep papers and medicines up high, in a grab-and-go bag.
More from Ready.gov ↗
Tornado warnings
  • Pick your spot now: the lowest floor, an inside room, no windows.
  • A watch means be ready; a warning means take cover now.
  • Keep shoes and a flashlight by the bed.
More from Ready.gov ↗
Earthquakes
  • Drop, cover and hold on.
  • Strap tall furniture and the water heater to the wall.
  • Know how to shut off the gas.
More from Ready.gov ↗
Before you buy or rent
  • Look up the address on FEMA’s flood map.
  • Ask the seller or landlord whether it has ever flooded, and what flood insurance costs there.
  • Get a flood insurance quote early: policies usually start 30 days after you buy.
When a storm is coming
Forecast and alertsWeather →911, the nearest ERSafety →

Know where neighbors sign up for alerts? Add it to the Handbook so everyone has it.

Questions about natural hazards in Jackson Township

Is Jackson Township at risk for natural disasters?

On FEMA’s National Risk Index, Jackson Township has higher expected damage per building than 62% of U.S. towns: C+ for hazard risk. Most of the expected damage is river and rain flooding (79%) and tornadoes (10%). The figures are for the one census tract the town shares with its neighbors. This is FEMA’s model of an average year for today’s buildings, not a forecast.

Does Jackson Township flood?

Flood insurance has paid 1 claim in Jackson Township since 2019, $8K in all, or 1.2 per 1,000 homes, fewer than 75% of U.S. towns with a flood insurance record.

Is Jackson Township in a flood zone?

Flood zones are drawn street by street, so the answer depends on the address: look it up on FEMA’s flood map. In Greene County, 14% of homes in mapped flood zones carry federal flood insurance, and 0.3% of all homes do.

How much is flood insurance in Jackson Township?

FEMA’s Community Rating System list shows no discount for Jackson Township’s flood program. Premiums depend on the building; policies usually start 30 days after you buy, so get a quote early.

Is Jackson Township at risk from river and rain flooding?

It is the largest share of the building damage FEMA expects here (79%), and Jackson Township’s rate for it is higher than 73% of U.S. census tracts.

Storm stories

Memories, warnings and help from neighbors in Jackson Township.

Town Square →
Start the conversation

Sources: FEMA National Risk Index v1.20 (December 2025), census-tract table, combined by where Jackson Township’s residents lived in the 2020 census; OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Homes: Census ACS 2020–24. Preparedness tips: Ready.gov. FEMA’s model is an average of expected damage, not a forecast. How hazard risk is graded.