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Indiana›Steuben County

HamiltonIN

Is Hamilton a good place to live?

The best of Hamilton’s subject grades are a B for cost of living and history; the weakest is a C− for schools. Only 6 of the 594 Indiana towns we compare have a higher median age than Hamilton. Most errands need a car: it is less walkable than 73% of U.S. towns. Hamilton has fewer than 2,500 residents, so it gets subject grades but no overall grade.

What makes Hamilton stand out

Where Hamilton beats most towns.

How Hamilton grades

Each subject compared with towns across the country (schools within Indiana), ordered by how far Hamilton is from typical.

How grading works

Character Graded, but not part of the overall grade.
Described, not graded Taste, not quality: snow or an older crowd is neither good nor bad.

How TownRatings grades towns →

"Kersplash" at Cold Springs
"Kersplash" at Cold Springs, 1900
Hamilton’s story

182 years in pictures

Census counts: 387 in 1920, 1,529 in 2020. The archive holds 3 old photos and papers going back to 1900 and 4 maps from 1939 on.

  • 1844Hamilton is settled
Explore the history →
Getting set up

Moving to Hamilton: who provides what

Who provides power, water and the rest in Hamilton, and how to reach them.

The full setup list →
PowerNIPSCO22.1¢/kWh · EIA 2025HIFLD · EIA
WaterHamilton Water DepartmentNo health-based violations in 5 years · EPAEPA
Internet9 providers100% of addresses get 100/20 MbpsFCC
Trash & dumpNot on file yetWe don’t have Hamilton’s trash rules yet
SchoolsHamilton Community SchoolsWhich school depends on your addressNCES
Register to voteOnlineIn Indiana you can register online until 29 days before Election Day, in person until 29 days before Election Day, or by mail (postmarked 29 days before).vote.gov
Who runs elections hereSteuben County Circuit Court ClerkSteuben County; contacts on the Handbook page.FVAP, Sep 2025
ZIP code4674246742 100%Census 2020

EPA SDWIS (Oct 9, 2026) · HIFLD + EIA-861 2025 · Census 2020 ZCTAs · NCES 2024–25 · registration: vote.gov, updated Nov 18, 2024.

The data

Ordered by what stands out in Hamilton.

HousingCost of living grade B

Hamilton’s typical home value is about $370K

The typical Hamilton home is worth about $370,000, up 7.9% in a year, 44% above the Indiana typical home.

$370KZillow home value
HamiltonIndiana townsU.S. towns
Households that own their home71%76%73%
Median rent$1,013 a month$947 a month$1,185 a month

Typical home value

Hamilton$370K
Indiana$257K
+7.9%
value change, 1 year
4
homes sold in May

Zillow Home Value Index · Redfin Data Center

Natural hazardsHazard risk grade A−

Hamilton faces a low natural-hazard risk, led by inland flooding

Expected storm and flood damage is lower than in 80% of U.S. communities. One flood insurance claim has been paid in Hamilton since 1996.

20risk score of 100
FEMA risk score
20Low riskLowerHigher
Inland floodingTornadoesStrong wind
1
paid flood claims since 1996
2
federal disasters paid out here

FEMA flood insurance claims · FEMA National Risk Index · OpenFEMA

Who lives here

Fewer young adults than Indiana overall

Adults 18 to 34 are 13% of residents (23% statewide); people 65 and older are 27% of residents (17% statewide). 20% of residents are under 18 in Hamilton, below both Indiana’s towns (23%) and U.S. towns (22%). Hamilton has grown 2.1% since 2020, to 1,559 residents in the Census Bureau’s 2025 estimate.

52.7median age · IN 38.1
HamiltonIndiana townsU.S. towns
Aged 65 or older27%18%18%
Under 1820%23%22%
Bachelor’s degree or more, 25+25%22%29%
HamiltonIndianaUnited States

Ages · share of residents

Education · adults 25 and older

No diploma3%
High school36%
Some college23%
Associate’s14%
Bachelor’s16%
Graduate9%

Women and men · all residents

55% women, 45% men

That’s an even split within the survey’s margin of ±6.7 points. Across Indiana, 50.4% of residents are women.

Ages and education in Hamilton
HamiltonINU.S.
Under 1014.6%12.4%11.6%
10 to 175.2%10.9%10.3%
18 to 244%9.6%9.1%
25 to 348.5%13.1%13.7%
35 to 449.5%12.7%13.2%
45 to 5412.3%12%12.2%
55 to 6419%12.5%12.7%
65 to 7417%10.1%10.2%
75 and older9.8%6.7%7%
No diploma2.9%9.6%10.4%
High school35.7%32.5%26%
Some college22.7%19.3%19.1%
Associate’s13.9%9.1%8.8%
Bachelor’s15.9%18.7%21.6%
Graduate8.9%10.8%14.1%

Census population estimates, 2025 · U.S. Census Bureau · ACS 2020-2024 5-year estimates · in a town of 1,600, single groups can be off by several points

HealthC

Compared with most of Indiana and the rest of the country, more of Hamilton’s adults have high blood pressure

44% of adults have high blood pressure in Hamilton, above both the Indiana town median (39%) and the median of U.S. towns (35%). 16% of Hamilton adults have diabetes. Hamilton beats the Indiana average on 9 of 32 CDC measures and trails it on 8.

34%healthier than U.S. townsCHealth Grade
HamiltonIndiana townsU.S. towns
High blood pressure (CDC PLACES)44%39%35%
Diabetes (CDC PLACES)16%13%12%
Yearly checkup (CDC PLACES)83%80%79%
Binge drink (CDC PLACES)14%16%16%
32 measures vs. Indiana
9 better15 too close to call8 worse
What stands outHamiltonIN
Fewer uninsured adults6.5%8.9%
Fewer adults facing food insecurity11.1%14.7%
More adults who have had cancer11.5%8.3%
Cameron Health
7.7 mi away · emergency room
1 of 3
care shortages: mental health

CDC PLACES 2025 · modeled estimates for adults · CMS · HRSA

Climate

Four seasons and pleasant summers in Hamilton

Hamilton has chilly, snowy winters and pleasant summers. July afternoons reach 83°, January nights drop to 17° and about 39 inches of snow falls in a winter.

39″snow a winter

Typical low → high °F

Winter20–34°
Spring38–59°
Summer59–81°
Fall42–62°
Oct 16
typical first frost
Apr 30
typical last frost
+1.2°
vs. the 20th-century average

NOAA U.S. Climate Normals, 1991–2020

Work & commuteJobs & income grade B−

Hamilton has 1.2 jobs for every working resident, and 849 people commute in

Most working residents leave Hamilton for work: only 6% work in town. Jobs based in Hamilton grew to 890 in 2023, 197 more than in 2013. Hamilton’s average trip to work is 28 minutes.

6%work in town
HamiltonIndiana townsU.S. towns
Average trip to work28 minutes24 minutes25 minutes
Below the poverty line7.3%10%9.6%
Working residents who work in town5.6%11%8%
Median household income$70,000$71,000$80,000

Where working residents work

In Hamilton6%
Angola14%
Fort Wayne14%
Auburn7%
Elkhart5%
15 mi
median commute distance
890
jobs based in Hamilton
Balanced
jobs vs. working residents
C
Walkability grade: more walkable than 27% of U.S. towns

Census LEHD 2023 · ACS

OutdoorsD

Conserved land covers 0.1% of Hamilton

0.0 miles of trail in 1 park or preserve.

0.1%conserved
0.1%
conserved · 1 of 1,941 acres
0.0 mi
of trails · 0 per sq mi
Biggest places to walkTrailsAcres
1. Robb Hidden Canyon Preserve—1

Trails & parks © OpenStreetMap contributors · Conserved land: USGS PAD-US

Nearby attractions

Auburn Cord Duesenberg Automobile Museum and 9 more within 40 miles

Museums, parks, gardens and other places to visit around Hamilton. Close and well known come first.

All 21 attractions →
Sources: National Park Service · ski areas © OpenSkiMap / OpenStreetMap contributors · Wikidata · Wikipedia readership · photos via Wikimedia Commons
Photo credits

Auburn Cord Duesenberg Automobile Museum: Michael Walter, a.k.a. Cuppysfriend, CC BY-SA 3.0 · Fort Wayne Children's Zoo: Momoneymoproblemz, CC BY-SA 3.0 · Fort Wayne Museum of Art: Momoneymoproblemz, CC BY-SA 3.0 · Foellinger-Freimann Botanical Conservatory: Diego Delso, CC BY-SA 3.0 · Slayton Arboretum: Brother Atticus, CC0

Keep exploring

Everything we know about Hamilton

19pages on Hamilton
After high school

Colleges nearby

2 within 15 miles of the center of Hamilton

About Hamilton

Town in Indiana, United States

Official town website ↗

Hamilton is a town located on the border of Steuben County, Indiana and DeKalb County, Indiana. In Steuben County, it is in Otsego Township, and in DeKalb County it is in Franklin Township. The population was 1,529 at the 2020 census.

From Wikipedia, licensed CC BY-SA 4.0 · facts via Wikidata (CC0)

Area
3.0 sq mi
Elevation
902 ft
ZIP code
46742

Questions about Hamilton

Short answers, built from the data on this page.

Is Hamilton, IN expensive?

That is 4.9 years of the area's median household income ($74,911 across the Angola, IN area). Cost of living, which also weighs rents, property taxes and how many households pay 30% or more of their income for housing, grades B.