Photo: Nyttend · Public domainMore hazard damage per building is expected in Greenville Township than in 60% of U.S. towns, mostly from river and rain flooding
On FEMA’s National Risk Index, Greenville Township gets a C+ for hazard risk: higher expected damage per building than 60% of U.S. towns, #492 of 593 in Indiana. Most of that expected damage is river and rain flooding (78%), then tornadoes (14%). Flood insurance has paid 1 claim here since 2014.
Graded on FEMA’s expected yearly building damage per dollar of building value (NRI v1.20, December 2025), weighted by where residents live; flood claims are shown, not graded. How hazard risk is graded
What Greenville Township faces
Each hazard’s share of the building damage FEMA expects here, and how its rate compares with the rest of the country.
River and rain flooding
Tornadoes
Shares are of FEMA’s expected building damage, the measure the grade uses; ranks compare each hazard’s building-damage rate with all 85,154 U.S. census tracts. In FEMA’s terms, river and rain flooding is FEMA’s “Inland Flooding” (rivers and streams overflowing their banks, or rain overwhelming drainage). FEMA defines coastal flooding as high or rising tides and storm surge, so surge damage is counted there. Drought isn’t listed: FEMA counts its losses in crops only.
What’s behind Greenville Township’s grade
River and rain flooding is 78% of the building damage FEMA expects in Greenville Township, and Greenville Township’s rate of river and rain flooding damage is higher than 71% of U.S. census tracts. Tornadoes add 14%, at a rate in the top 8% of U.S. census tracts.
C+ #492 of 593 in Indiana; higher expected damage per building than 60% of U.S. towns (21,298).
Greenville Township’s residents live in 3 census tracts; FEMA’s figures are combined by where they live.
The typical Indiana town has lower expected damage than 60% of U.S. towns; within the state, Greenville Township has more expected damage per building than 83% of Indiana towns.
In dollars, FEMA expects about $3.4M a year in losses across Greenville Township: $1.9M to buildings, the rest to people and crops.
Does Greenville Township flood? Rarely: 1 flood claim since 2014
Every paid claim on a federal flood insurance policy in Greenville Township, from FEMA’s records: 0.4 per 1,000 homes, fewer than 93% of the 13,809 U.S. towns with a flood insurance record.
Greenville Township isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Floyd County.The storms Greenville Township remembers
None of the 14 disasters declared for Floyd County shows FEMA aid or repair money reaching Greenville Township itself in FEMA’s records, so these are its biggest flood-claim years.
- 20141 flood claims paidNo declaration for the county that year
Floyd County has had 14 natural disasters declared by the President since 1953, most often severe storms, then floods. Not counted: the 2005 Hurricane Katrina evacuee emergency, which covered counties that took in evacuees.
Old photos of Greenville Township after a storm or flood belong in the town’s history. Add one, or share what you remember below.
Add to the Greenville Township archive →Greenville Township and its neighbors
Greenville Township is 4th of the 8 graded towns here, from least expected damage per building to most. Tap a town to see its hazards.
| Town | Hazard risk | Mostly (buildings) | Flood claims |
|---|---|---|---|
| Lafayette Township | C+more damage than 56% | river and rain flooding | 4 |
| Morgan Township | C+more damage than 58% | river and rain flooding | — |
| Georgetown Township | C+more damage than 59% | river and rain flooding | 12 |
| Greenville Township | C+more damage than 60% | river and rain flooding | 1 |
| Galena | C+more damage than 63% | river and rain flooding | — |
| Wood Township | Cmore damage than 70% | river and rain flooding | 5 |
| Jackson Township | Cmore damage than 71% | river and rain flooding | — |
| Jackson Township | C−more damage than 79% | river and rain flooding | — |
Hazard risk = FEMA’s expected yearly building damage per dollar of building value, vs. the 21,298 U.S. towns we grade; the map is shaded by fifths of the same scale. Flood claims = paid federal flood insurance claims on record.
Get ready for what Greenville Township faces
A short kit for the hazards that drive the building damage here, what to check before you buy, and where neighbors get alerts.
- Turn around at flooded roads: a foot of moving water can carry off a car.
- Flood insurance usually takes 30 days to start, so buy it before the forecast.
- Keep papers and medicines up high, in a grab-and-go bag.
- Pick your spot now: the lowest floor, an inside room, no windows.
- A watch means be ready; a warning means take cover now.
- Keep shoes and a flashlight by the bed.
- Look up the address on FEMA’s flood map.
- Ask the seller or landlord whether it has ever flooded, and what flood insurance costs there.
- Get a flood insurance quote early: policies usually start 30 days after you buy.
Know where neighbors sign up for alerts? Add it to the Handbook so everyone has it.
Questions about natural hazards in Greenville Township
Is Greenville Township at risk for natural disasters?
On FEMA’s National Risk Index, Greenville Township has higher expected damage per building than 60% of U.S. towns: C+ for hazard risk, #492 of 593 in Indiana. Most of the expected damage is river and rain flooding (78%) and tornadoes (14%). This is FEMA’s model of an average year for today’s buildings, not a forecast.
Does Greenville Township flood?
Flood insurance has paid 1 claim in Greenville Township since 2014, $7K in all, or 0.4 per 1,000 homes, fewer than 93% of U.S. towns with a flood insurance record.
Is Greenville Township in a flood zone?
Flood zones are drawn street by street, so the answer depends on the address: look it up on FEMA’s flood map. In Floyd County, 23% of homes in mapped flood zones carry federal flood insurance, and 0.5% of all homes do.
How much is flood insurance in Greenville Township?
FEMA’s Community Rating System list shows no discount for Greenville Township’s flood program. Premiums depend on the building; policies usually start 30 days after you buy, so get a quote early.
Is Greenville Township at risk from river and rain flooding?
It is the largest share of the building damage FEMA expects here (78%), and Greenville Township’s rate for it is higher than 71% of U.S. census tracts.
Storm stories
Memories, warnings and help from neighbors in Greenville Township.
Sources: FEMA National Risk Index v1.20 (December 2025), census-tract table, combined by where Greenville Township’s residents lived in the 2020 census; OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Homes: Census ACS 2020–24. Preparedness tips: Ready.gov. FEMA’s model is an average of expected damage, not a forecast. How hazard risk is graded.