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Indiana›Dearborn County

Clay TownshipDearborn County, IN

A town of 2,881. 89% more nonprofits per person than the typical Indiana town.

Is Clay Township a good place to live?

Clay Township gives you more for your money than most places: homes are within reach, about $169K for a typical one, or 2.1 years of the Cincinnati metro’s $81K median household income. It grades B− overall, ranked 369th of 585 in Indiana. Clay Township’s average trip to work is 35 minutes, above both Indiana’s towns (24 minutes) and U.S. towns (25 minutes). Clay Township's civic life (library use, community groups, volunteering) is stronger than in 84% of U.S. towns.

What makes Clay Township stand out

Where Clay Township beats most towns.

A commuter town

93% of working residents leave Clay Township for work

Where Clay Township’s working residents go each day. Line width shows the share.

11% → Lawrenceburg Lawrenceburg 11% 6% → Cincinnati Cincinnati 6% 5% → Dillsboro Dillsboro 5% 4% → Indianapolis Indianapolis 4% 4% → Aurora Aurora 4% 4% → Greendale Greendale 4% Clay Township · 7% stay
443jobs based in Clay Township
7%of working residents work in town
21 mimedian commute distance

Census LEHD 2023

How Clay Township grades

Each subject compared with towns across the country (schools within Indiana), ordered by how far Clay Township is from typical.

How grading works
Character Graded, but not part of the overall grade.
Described, not graded Taste, not quality: snow or an older crowd is neither good nor bad.

How TownRatings grades towns →

Atlas of Dearborn County, Indiana - to which is added a map of the state of Indiana, also an outline and rail road map …
Atlas of Dearborn County, Indiana - to which is added a map of the state of Indiana, also an outline and rail road map …, 1875
Clay Township’s story

Clay Township in pictures

The archive holds 2 old photos and papers going back to 1875 and 3 maps from 1958 on.

Explore the history →
Getting set up

Moving to Clay Township: who provides what

Who provides power, water and the rest in Clay Township, and how to reach them.

The full setup list →
PowerDuke Energy15.0¢/kWh · EIA 2025HIFLD · EIA
WaterDillsboro Water WorksNo health-based violations in 5 years · EPAEPA
Internet6 providers99% of addresses get 100/20 MbpsFCC
Trash & dumpNot on file yetWe don’t have Clay Township’s trash rules yet
SchoolsSouth Dearborn Community School CorporationWhich school depends on your addressNCES
Register to voteOnlineIn Indiana you can register online until 29 days before Election Day, in person until 29 days before Election Day, or by mail (postmarked 29 days before).vote.gov
Who runs elections hereDearborn County Circuit Court ClerkDearborn County; contacts on the Handbook page.FVAP, Jun 2023
ZIP codes47018, 47001, 4703247018 85% · 47001 12% · 47032 3%Census 2020

EPA SDWIS (Oct 9, 2026) · HIFLD + EIA-861 2025 · Census 2020 ZCTAs · NCES 2024–25 · registration: vote.gov, updated Nov 18, 2024.

The data

Ordered by what stands out in Clay Township.

Work & commuteJobs & income grade C+

Most of Clay Township’s workers commute out: the town has 0.3 jobs for each of them

29% of working residents cross a state line to work, Cincinnati among the top destinations. The average commute for its 1,321 working residents takes 34.9 minutes, against 24.1 across Indiana.

Most working residents leave Clay Township for work: only 7% work in town. 13% of residents live below the poverty line in Clay Township. The top destinations are Lawrenceburg (11%), Cincinnati (6%) and Dillsboro (5%).

7%work in town
Clay TownshipIndiana townsU.S. towns
Below the poverty line13%10%9.6%
Median household income$63,000$71,000$80,000
Working residents who work in town7%11%8%

Where working residents work

In Clay Township7%
Lawrenceburg11%
Cincinnati6%
Dillsboro5%
Indianapolis4%
21 mi
median commute distance
443
jobs based in Clay Township
A commuter town
jobs vs. working residents
C+
Walkability grade: more walkable than 43% of U.S. towns

Census LEHD 2023 · ACS

SchoolsC+

Clay Township’s schools rank behind 63% of Indiana districts

Its public schools are run by South Dearborn Community School Corp. Its one school is below.

37%of IN districts it outscoresC+School Grade
SchoolLevelStudentsLetter
Dillsboro Elementary SchoolLargest public elementary schoolGrades K–6Grades K–6267A−

NCES · EDFacts · graded within IN on state tests and graduation

HealthC

Residents of Clay Township are less healthy than 69% of U.S. towns

Clay Township beats the Indiana average on 3 of 32 CDC measures and trails it on 6. 18% of Clay Township adults smoke cigarettes.

31%healthier than U.S. townsCHealth Grade
Clay TownshipIndiana townsU.S. towns
Smoke cigarettes (CDC PLACES)18%17%14%
High blood pressure (CDC PLACES)40%39%35%
Diabetes (CDC PLACES)14%13%12%
Feel lonely (CDC PLACES)31%32%33%
32 measures vs. Indiana
3 better23 too close to call6 worse
What stands outClay TownshipIN
Fewer adults facing housing insecurity9.7%11.2%
Fewer adults facing a utility shut-off7.3%8.4%
More adults with COPD9.7%8.1%
St. Elizabeth Dearborn Hospital
11.6 mi away · emergency room
1 of 3
care shortages: mental health
47th
percentile among IN towns

CDC PLACES 2025 · modeled estimates for adults · CMS · HRSA

Climate

Clay Township has four seasons and pleasant summers

Clay Township has chilly winters and warm summers. July afternoons reach 85°, January nights drop to 23° and about 16 inches of snow falls in a winter.

16″snow a winter

Typical low → high °F

Winter25–42°
Spring43–65°
Summer63–84°
Fall45–66°
Oct 29
typical first frost
Apr 17
typical last frost
+1.2°
vs. the 20th-century average

NOAA U.S. Climate Normals, 1991–2020

OutdoorsD

Clay Township has set aside 0% of its land for conservation

2.0 miles of trail in 0 parks and preserves.

#330for trails in IN
0%
conserved · 1 of 16,110 acres
2.0 mi
of trails · 0.1 per sq mi

Trails & parks © OpenStreetMap contributors · Conserved land: USGS PAD-US

Natural hazardsHazard risk grade B

Inland flooding leads a low hazard risk in Clay Township

Expected storm and flood damage is lower than in 64% of U.S. communities.

36risk score of 100
FEMA risk score
36Low riskLowerHigher
Inland floodingTornadoesCold waves

FEMA National Risk Index · OpenFEMA

Who lives here

Older than Indiana overall

People 65 and older are 23% of residents (17% statewide); children under 18 are 18% of residents (23% statewide). Clay Township’s median age is 46.3 years. 24% of adults 25 and older have a bachelor’s degree or more, vs 30% across Indiana.

46.3median age · IN 38.1
Clay TownshipIndiana townsU.S. towns
Median age46.3 years39.4 years40.5 years
Under 1818%23%22%
Aged 65 or older23%18%18%
Bachelor’s degree or more, 25+24%22%29%
Clay TownshipIndianaUnited States

Ages · share of residents

Education · adults 25 and older

No diploma10%
High school39%
Some college19%
Associate’s9%
Bachelor’s14%
Graduate10%

Women and men · all residents

50% women, 50% men

That’s an even split within the survey’s margin of ±4.1 points. Across Indiana, 50.4% of residents are women.

Ages and education in Clay Township
Clay TownshipINU.S.
Under 1014.2%12.4%11.6%
10 to 174%10.9%10.3%
18 to 248.7%9.6%9.1%
25 to 3413.9%13.1%13.7%
35 to 448.4%12.7%13.2%
45 to 548.1%12%12.2%
55 to 6420.1%12.5%12.7%
65 to 7410.2%10.1%10.2%
75 and older12.4%6.7%7%
No diploma10%9.6%10.4%
High school38.5%32.5%26%
Some college19%19.3%19.1%
Associate’s8.9%9.1%8.8%
Bachelor’s13.7%18.7%21.6%
Graduate10%10.8%14.1%

U.S. Census Bureau · ACS 2020-2024 5-year estimates · in a town of 2,900, single groups can be off by several points

Nearby attractions

Ark Encounter and 44 more within 40 miles

Museums, parks, gardens and other places to visit around Clay Township. Close and well known come first.

All 62 attractions →
Sources: National Park Service · ski areas © OpenSkiMap / OpenStreetMap contributors · Wikidata · Wikipedia readership · photos via Wikimedia Commons
Photo credits

Ark Encounter: OlinEJ, CC0 · Creation Museum: Creashin at English Wikipedia, Public domain · Paycor Stadium: JonRidinger, CC BY-SA 4.0 · Great American Ball Park: Eric Kilby profile at Flickr website, CC BY-SA 2.0 · Nippert Stadium: Ben Levin, CC BY-SA 4.0 · TQL Stadium: Cornfield948, CC BY-SA 3.0

Keep exploring

Everything we know about Clay Township

18pages on Clay Township
After high school

Colleges nearby

None within 15 miles of Clay Township; the nearest are

About Clay Township

Township in Indiana, United States

Clay Township is one of fourteen townships in Dearborn County, Indiana. As of the 2010 census, its population was 2,966 and it contained 1,271 housing units.

From Wikipedia, licensed CC BY-SA 4.0 · facts via Wikidata (CC0)

Area
25 sq mi
Elevation
869 ft

Clay Township’s neighbors

7 towns share a border with Clay Township.

Explore the map →
How the neighbors grade
TownIN rankOverallCostSafetySchoolsHealth
Clay Township#369B−A—C+C
Sparta Township#569DC+—C+C
Caesar Creek Township——————
Union Township——————
Pike Township——————
Washington Township——A+—C+C
Washington Township——B—BC+
Brown Township——B+—B+C

Washington Township, Washington Township and Brown Township have fewer than 2,500 residents, so they get subject grades but no overall grade. Clay Township, Sparta Township, Washington Township, Washington Township and Brown Township report no FBI crime data of their own. Caesar Creek Township, Union Township and Pike Township aren’t graded (fewer than 1,000 residents, or not enough data). Compare Clay Township with a neighbor →

Questions about Clay Township

Short answers, built from the data on this page.

Is Clay Township, IN a good place to live?

Clay Township grades B− overall, better than 50% of U.S. towns and #369 of 585 in Indiana. It grades C for health and C+ for schools.

Is Clay Township, IN expensive?

Not for the area. Cost of living, which also weighs rents, property taxes and how many households pay 30% or more of their income for housing, grades A.