On FEMA’s figures, Burlington Township faces about as much hazard damage per building as the typical U.S. town, mostly from river and rain flooding
On FEMA’s National Risk Index, Burlington Township gets a B for hazard risk: lower expected damage per building than 55% of U.S. towns. Most of that expected damage is river and rain flooding (76%), then tornadoes (13%). Flood insurance has paid 3 claims here since 2003.
Graded on FEMA’s expected yearly building damage per dollar of building value (NRI v1.20, December 2025), weighted by where residents live; flood claims are shown, not graded. How hazard risk is graded
What Burlington Township faces
Each hazard’s share of the building damage FEMA expects here, and how its rate compares with the rest of the country.
River and rain flooding
Tornadoes
Hail
Shares are of FEMA’s expected building damage, the measure the grade uses; ranks compare each hazard’s building-damage rate with all 85,154 U.S. census tracts. In FEMA’s terms, river and rain flooding is FEMA’s “Inland Flooding” (rivers and streams overflowing their banks, or rain overwhelming drainage). FEMA defines coastal flooding as high or rising tides and storm surge, so surge damage is counted there. Drought isn’t listed: FEMA counts its losses in crops only.
What’s behind Burlington Township’s grade
River and rain flooding is 76% of the building damage FEMA expects in Burlington Township, and Burlington Township’s rate of river and rain flooding damage is higher than 58% of U.S. census tracts. Next is tornadoes at 13% (higher than 86% of U.S. census tracts).
B lower expected damage per building than 55% of U.S. towns (21,298).
All of Burlington Township’s residents live in one census tract; the figures are that tract’s.
In dollars, FEMA expects about $687K a year in losses across Burlington Township: $396K to buildings, the rest to people and crops.
Does Burlington Township flood? Rarely: 3 flood claims since 2003
Every paid claim on a federal flood insurance policy in Burlington Township, from FEMA’s records: 3.7 per 1,000 homes, more than 53% of the 13,809 U.S. towns with a flood insurance record.
Burlington Township isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Carroll County.The storms Burlington Township remembers
None of the 14 disasters declared for Carroll County shows FEMA aid or repair money reaching Burlington Township itself in FEMA’s records, so these are its biggest flood-claim years.
- 20032 flood claims paidThe year of Severe Storms, Tornadoes, and Flooding, declared for Carroll County
- 20131 flood claims paidNo declaration for the county that year
Carroll County has had 14 natural disasters declared by the President since 1953, most often winter storms, then severe storms. Not counted: the 2005 Hurricane Katrina evacuee emergency, which covered counties that took in evacuees.
Old photos of Burlington Township after a storm or flood belong in the town’s history. Add one, or share what you remember below.
Add to the Burlington Township archive →Burlington Township and its neighbors
Burlington Township is 2nd of the 2 graded towns here, from least expected damage per building to most. Tap a town to see its hazards.
| Town | Hazard risk | Mostly (buildings) | Flood claims |
|---|---|---|---|
| Ervin Township | Bless damage than 56% | river and rain flooding | 3 |
| Burlington Township | Bless damage than 55% | river and rain flooding | 3 |
| Warren Township | — | 433 residents; we grade 1,000+ | |
| Democrat Township | — | 840 residents; we grade 1,000+ | |
| Carrollton Township | — | 692 residents; we grade 1,000+ | |
Hazard risk = FEMA’s expected yearly building damage per dollar of building value, vs. the 21,298 U.S. towns we grade; the map is shaded by fifths of the same scale. Flood claims = paid federal flood insurance claims on record.
Get ready for what Burlington Township faces
A short kit for the hazards that drive the building damage here, what to check before you buy, and where neighbors get alerts.
- Turn around at flooded roads: a foot of moving water can carry off a car.
- Flood insurance usually takes 30 days to start, so buy it before the forecast.
- Keep papers and medicines up high, in a grab-and-go bag.
- Pick your spot now: the lowest floor, an inside room, no windows.
- A watch means be ready; a warning means take cover now.
- Keep shoes and a flashlight by the bed.
- Park in a garage or under cover when storms are forecast.
- Stay away from windows while it falls.
- Photograph roof and car damage for your insurer.
- Look up the address on FEMA’s flood map.
- Ask the seller or landlord whether it has ever flooded, and what flood insurance costs there.
- Get a flood insurance quote early: policies usually start 30 days after you buy.
Know where neighbors sign up for alerts? Add it to the Handbook so everyone has it.
Questions about natural hazards in Burlington Township
Is Burlington Township at risk for natural disasters?
On FEMA’s National Risk Index, Burlington Township has lower expected damage per building than 55% of U.S. towns: B for hazard risk. Most of the expected damage is river and rain flooding (76%) and tornadoes (13%). The figures are for the one census tract the town shares with its neighbors. This is FEMA’s model of an average year for today’s buildings, not a forecast.
Does Burlington Township flood?
Flood insurance has paid 3 claims in Burlington Township since 2003, $57K in all, or 3.7 per 1,000 homes, more than 53% of U.S. towns with a flood insurance record.
Is Burlington Township in a flood zone?
Flood zones are drawn street by street, so the answer depends on the address: look it up on FEMA’s flood map. In Carroll County, 21% of homes in mapped flood zones carry federal flood insurance, and 1.9% of all homes do.
How much is flood insurance in Burlington Township?
FEMA’s Community Rating System list shows no discount for Burlington Township’s flood program. Premiums depend on the building; policies usually start 30 days after you buy, so get a quote early.
Is Burlington Township at risk from river and rain flooding?
It is the largest share of the building damage FEMA expects here (76%), and Burlington Township’s rate for it is higher than 58% of U.S. census tracts.
Storm stories
Memories, warnings and help from neighbors in Burlington Township.
Sources: FEMA National Risk Index v1.20 (December 2025), census-tract table, combined by where Burlington Township’s residents lived in the 2020 census; OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Homes: Census ACS 2020–24. Preparedness tips: Ready.gov. FEMA’s model is an average of expected damage, not a forecast. How hazard risk is graded.