Photo: Nyttend · Public domainStorms, floods and disasters in Anderson Township
Anderson Township isn’t graded for hazard risk: FEMA’s tract figures aren’t matched to Anderson Township yet. Flood insurance has paid 71 claims here since 1980.
What Anderson Township faces
Each hazard’s share of the building damage FEMA expects here, and how its rate compares with the rest of the country.
River and rain flooding
Tornadoes
Earthquakes
Shares are of FEMA’s expected building damage, the measure the grade uses; ranks compare each hazard’s building-damage rate with all 85,154 U.S. census tracts. In FEMA’s terms, river and rain flooding is FEMA’s “Inland Flooding” (rivers and streams overflowing their banks, or rain overwhelming drainage). FEMA defines coastal flooding as high or rising tides and storm surge, so surge damage is counted there. Drought isn’t listed: FEMA counts its losses in crops only.
Does Anderson Township flood? Sometimes: 71 flood claims since 1980
Every paid claim on a federal flood insurance policy in Anderson Township, from FEMA’s records.
- The 2026-08-Indiana-Flooding16 claims · $411K
Anderson Township isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Madison County.6 federal disasters brought FEMA money to Anderson Township
Disasters that paid out in Anderson Township itself (aid to households or repair grants to Anderson Township), newest first, with that year’s flood claims.
- 2026Severe Storms, Straight-line Winds, Tornadoes, and Flooding893 households applied for aid$6.7M aid approved16 flood claims paid that year
- 2008Severe Storms, Flooding, and Tornadoes50 households applied for aid$32K aid approved
- 2005Severe Winter Storms and Flooding732 households applied for aid$446K aid approved1 flood claim paid that year
- 2004Severe Storms, Tornadoes, and Flooding51 households applied for aid$34K aid approved
- 2003Severe Storms, Tornadoes, and Flooding316 households applied for aid$425K aid approved
- 2003Severe Storms, Tornadoes, and Flooding48 households applied for aid$94K aid approved
Madison County has had 19 natural disasters declared by the President since 1953, most often severe storms, then winter storms. Not counted: the 2005 Hurricane Katrina evacuee emergency, which covered counties that took in evacuees.
Old photos of Anderson Township after a storm or flood belong in the town’s history. Add one, or share what you remember below.
Add to the Anderson Township archive →Anderson Township and its neighbors
How expected damage per building compares across the town line. Tap a town to see its hazards.
| Town | Hazard risk | Mostly (buildings) | Flood claims |
|---|---|---|---|
| Anderson | B+less damage than 71% | river and rain flooding | 70 |
| Union Township | B+less damage than 67% | river and rain flooding | 4 |
| Lafayette Township | B+less damage than 67% | river and rain flooding | 2 |
| Stony Creek Township | Bless damage than 62% | river and rain flooding | 3 |
| Fall Creek Township | Bless damage than 60% | river and rain flooding | 13 |
Hazard risk = FEMA’s expected yearly building damage per dollar of building value, vs. the 21,298 U.S. towns we grade; the map is shaded by fifths of the same scale. Flood claims = paid federal flood insurance claims on record.
Get ready for what Anderson Township faces
A short kit for the hazards that drive the building damage here, what to check before you buy, and where neighbors get alerts.
- Turn around at flooded roads: a foot of moving water can carry off a car.
- Flood insurance usually takes 30 days to start, so buy it before the forecast.
- Keep papers and medicines up high, in a grab-and-go bag.
- Pick your spot now: the lowest floor, an inside room, no windows.
- A watch means be ready; a warning means take cover now.
- Keep shoes and a flashlight by the bed.
- Drop, cover and hold on.
- Strap tall furniture and the water heater to the wall.
- Know how to shut off the gas.
- Look up the address on FEMA’s flood map.
- Ask the seller or landlord whether it has ever flooded, and what flood insurance costs there.
- Get a flood insurance quote early: policies usually start 30 days after you buy.
Know where neighbors sign up for alerts? Add it to the Handbook so everyone has it.
Questions about natural hazards in Anderson Township
Does Anderson Township flood?
Flood insurance has paid 71 claims in Anderson Township since 1980, $1.4M in all. The most claims came from 2026-08-Indiana-Flooding (16).
Is Anderson Township in a flood zone?
Flood zones are drawn street by street, so the answer depends on the address: look it up on FEMA’s flood map. In Madison County, 14% of homes in mapped flood zones carry federal flood insurance, and 0.4% of all homes do.
How much is flood insurance in Anderson Township?
FEMA’s Community Rating System list shows no discount for Anderson Township’s flood program. Premiums depend on the building; policies usually start 30 days after you buy, so get a quote early.
What was the biggest storm in Anderson Township?
By FEMA money that reached Anderson Township, Severe Storms, Straight-line Winds, Tornadoes, and Flooding (2026): 893 households applied for aid, $6.7M approved. By flood claims, 2026-08-Indiana-Flooding: 16 paid, $411K.
Storm stories
Memories, warnings and help from neighbors in Anderson Township.
Sources: FEMA National Risk Index v1.20 (December 2025), census-tract table, combined by where Anderson Township’s residents lived in the 2020 census; OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Homes: Census ACS 2020–24. Preparedness tips: Ready.gov. FEMA’s model is an average of expected damage, not a forecast. How hazard risk is graded.