Storms, floods and disasters in Woodland Township
Woodland Township isn’t graded for hazard risk: Woodland Township has 338 residents; we grade towns of 1,000 or more. Flood insurance has paid 23 claims here since 1983.
What Woodland Township faces
Each hazard’s share of the building damage FEMA expects here, and how its rate compares with the rest of the country.
River and rain flooding
Tornadoes
Strong wind
Hail
Shares are of FEMA’s expected building damage, the measure the grade uses; ranks compare each hazard’s building-damage rate with all 85,154 U.S. census tracts. In FEMA’s terms, river and rain flooding is FEMA’s “Inland Flooding” (rivers and streams overflowing their banks, or rain overwhelming drainage). FEMA defines coastal flooding as high or rising tides and storm surge, so surge damage is counted there. Drought isn’t listed: FEMA counts its losses in crops only.
Does Woodland Township flood? Sometimes: 23 flood claims since 1983
Every paid claim on a federal flood insurance policy in Woodland Township, from FEMA’s records.
- The Mid-spring storms1 claim · $7K
Woodland Township isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Carroll County.4 federal disasters brought FEMA money to Woodland Township
Disasters that paid out in Woodland Township itself (aid to households or repair grants to Woodland Township), newest first, with that year’s flood claims.
- 2013Severe Storms, Straight-line Winds, and Flooding$23K to Woodland Township for repairs
- 2011Severe Winter Storm and Snowstorm$3K to Woodland Township for repairs1 flood claim paid that year
- 2006Snow$2K to Woodland Township for repairs
- 1999Il-winter Storm 1/1/99$2K to Woodland Township for repairs
Carroll County has had 13 natural disasters declared by the President since 1953, most often floods, then winter storms. Not counted: the 2005 Hurricane Katrina evacuee emergency, which covered counties that took in evacuees.
Old photos of Woodland Township after a storm or flood belong in the town’s history. Add one, or share what you remember below.
Add to the Woodland Township archive →Woodland Township and its neighbors
How expected damage per building compares across the town line. Tap a town to see its hazards.
| Town | Hazard risk | Mostly (buildings) | Flood claims |
|---|---|---|---|
| Mount Carroll | Bless damage than 59% | river and rain flooding | 4 |
| Mount Carroll Township | Bless damage than 56% | river and rain flooding | — |
| Freedom Township | — | 672 residents; we grade 1,000+ | |
| Washington Township | — | 341 residents; we grade 1,000+ | |
| Pleasant Valley Township | — | 261 residents; we grade 1,000+ | |
Hazard risk = FEMA’s expected yearly building damage per dollar of building value, vs. the 21,298 U.S. towns we grade; the map is shaded by fifths of the same scale. Flood claims = paid federal flood insurance claims on record.
Get ready for what Woodland Township faces
A short kit for the hazards that drive the building damage here, what to check before you buy, and where neighbors get alerts.
- Turn around at flooded roads: a foot of moving water can carry off a car.
- Flood insurance usually takes 30 days to start, so buy it before the forecast.
- Keep papers and medicines up high, in a grab-and-go bag.
- Pick your spot now: the lowest floor, an inside room, no windows.
- A watch means be ready; a warning means take cover now.
- Keep shoes and a flashlight by the bed.
- Trim dead limbs over the house and driveway.
- Tie down trash cans and outdoor furniture.
- Stay clear of downed lines and call the utility.
- Park in a garage or under cover when storms are forecast.
- Stay away from windows while it falls.
- Photograph roof and car damage for your insurer.
- Look up the address on FEMA’s flood map.
- Ask the seller or landlord whether it has ever flooded, and what flood insurance costs there.
- Get a flood insurance quote early: policies usually start 30 days after you buy.
Know where neighbors sign up for alerts? Add it to the Handbook so everyone has it.
Questions about natural hazards in Woodland Township
Does Woodland Township flood?
Flood insurance has paid 23 claims in Woodland Township since 1983, $439K in all. The most claims came from Mid-spring storms (1).
Is Woodland Township in a flood zone?
Flood zones are drawn street by street, so the answer depends on the address: look it up on FEMA’s flood map. In Carroll County, 6% of homes in mapped flood zones carry federal flood insurance, and 0.1% of all homes do.
How much is flood insurance in Woodland Township?
FEMA’s Community Rating System list shows no discount for Woodland Township’s flood program. Premiums depend on the building; policies usually start 30 days after you buy, so get a quote early.
What was the biggest storm in Woodland Township?
By FEMA money that reached Woodland Township, Severe Storms, Straight-line Winds, and Flooding (2013): $23K to Woodland Township for repairs. By flood claims, Mid-spring storms: 1 paid, $7K.
Storm stories
Memories, warnings and help from neighbors in Woodland Township.
Sources: FEMA National Risk Index v1.20 (December 2025), census-tract table, combined by where Woodland Township’s residents lived in the 2020 census; OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Homes: Census ACS 2020–24. Preparedness tips: Ready.gov. FEMA’s model is an average of expected damage, not a forecast. How hazard risk is graded.