White Hall Foundry · Photo: Boscophotos · CC BY-SA 3.0FEMA expects about as much hazard damage per building in White Hall as in the typical U.S. town, mostly from river and rain flooding
On FEMA’s National Risk Index, White Hall gets a B− for hazard risk: higher expected damage per building than 55% of U.S. towns. Most of that expected damage is river and rain flooding (72%). Flood insurance has paid 9 claims here since 1979.
Graded on FEMA’s expected yearly building damage per dollar of building value (NRI v1.20, December 2025), weighted by where residents live; flood claims are shown, not graded. How hazard risk is graded
What White Hall faces
Each hazard’s share of the building damage FEMA expects here, and how its rate compares with the rest of the country.
River and rain flooding
Tornadoes
Earthquakes
Hail
Shares are of FEMA’s expected building damage, the measure the grade uses; ranks compare each hazard’s building-damage rate with all 85,154 U.S. census tracts. In FEMA’s terms, river and rain flooding is FEMA’s “Inland Flooding” (rivers and streams overflowing their banks, or rain overwhelming drainage). FEMA defines coastal flooding as high or rising tides and storm surge, so surge damage is counted there. Drought isn’t listed: FEMA counts its losses in crops only.
What’s behind White Hall’s grade
River and rain flooding is 72% of the building damage FEMA expects in White Hall, and White Hall’s rate of river and rain flooding damage is higher than 62% of U.S. census tracts. Strong wind adds 4%, at a rate in the top 9% of U.S. census tracts.
B− higher expected damage per building than 55% of U.S. towns (21,298).
White Hall’s residents live in 2 census tracts; FEMA’s figures are combined by where they live.
In dollars, FEMA expects about $907K a year in losses across White Hall: $393K to buildings, the rest to people and crops.
Does White Hall flood? Rarely: 9 flood claims since 1979
Every paid claim on a federal flood insurance policy in White Hall, from FEMA’s records: 8.2 per 1,000 homes, more than 70% of the 13,809 U.S. towns with a flood insurance record.
White Hall isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Greene County.1 federal disaster brought FEMA money to White Hall
Disasters that paid out in White Hall itself (aid to households or repair grants to the City of White Hall), newest first, with that year’s flood claims.
- 2006Tornadoes and Severe Storms1 households applied for aid$858 to the City of White Hall for repairs
Greene County has had 16 natural disasters declared by the President since 1953, most often severe storms, then floods. Not counted: the 2005 Hurricane Katrina evacuee emergency, which covered counties that took in evacuees.
Old photos of White Hall after a storm or flood belong in the town’s history. Add one, or share what you remember below.
Add to the White Hall archive →Get ready for what White Hall faces
A short kit for the hazards that drive the building damage here, what to check before you buy, and where neighbors get alerts.
- Turn around at flooded roads: a foot of moving water can carry off a car.
- Flood insurance usually takes 30 days to start, so buy it before the forecast.
- Keep papers and medicines up high, in a grab-and-go bag.
- Pick your spot now: the lowest floor, an inside room, no windows.
- A watch means be ready; a warning means take cover now.
- Keep shoes and a flashlight by the bed.
- Drop, cover and hold on.
- Strap tall furniture and the water heater to the wall.
- Know how to shut off the gas.
- Park in a garage or under cover when storms are forecast.
- Stay away from windows while it falls.
- Photograph roof and car damage for your insurer.
- Look up the address on FEMA’s flood map.
- Ask the seller or landlord whether it has ever flooded, and what flood insurance costs there.
- Get a flood insurance quote early: policies usually start 30 days after you buy.
Know where neighbors sign up for alerts? Add it to the Handbook so everyone has it.
Questions about natural hazards in White Hall
Is White Hall at risk for natural disasters?
On FEMA’s National Risk Index, White Hall has higher expected damage per building than 55% of U.S. towns: B− for hazard risk. Most of the expected damage is river and rain flooding (72%) and tornadoes (9%). This is FEMA’s model of an average year for today’s buildings, not a forecast.
Does White Hall flood?
Flood insurance has paid 9 claims in White Hall since 1979, $23K in all, or 8.2 per 1,000 homes, more than 70% of U.S. towns with a flood insurance record.
Is White Hall in a flood zone?
Flood zones are drawn street by street, so the answer depends on the address: look it up on FEMA’s flood map. In Greene County, 7% of homes in mapped flood zones carry federal flood insurance, and 0.2% of all homes do.
How much is flood insurance in White Hall?
FEMA’s Community Rating System list shows no discount for White Hall’s flood program. Premiums depend on the building; policies usually start 30 days after you buy, so get a quote early.
What was the biggest storm in White Hall?
By FEMA money that reached White Hall, Tornadoes and Severe Storms (2006): 1 households applied for aid, $0 approved, and $858 to the City of White Hall for repairs.
Is White Hall at risk from river and rain flooding?
It is the largest share of the building damage FEMA expects here (72%), and White Hall’s rate for it is higher than 62% of U.S. census tracts.
Storm stories
Memories, warnings and help from neighbors in White Hall.
Sources: FEMA National Risk Index v1.20 (December 2025), census-tract table, combined by where White Hall’s residents lived in the 2020 census; OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Homes: Census ACS 2020–24. Preparedness tips: Ready.gov. FEMA’s model is an average of expected damage, not a forecast. How hazard risk is graded.