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AHistory
History · Waterloo

Waterloo’s post office opened in 1818, and 11% of its homes were built before 1940

More historic than 86% of U.S. towns · #120 of 768 in Illinois. What drives it

3 places in town are on the National Register, among them a historic district with 236 buildings. Below: 13 old photos and papers, maps from 1888 on, and the census since 1850.

1818first post office
3on the National Register
11%homes built before 1940
13old photos & papers
1famous people
From Waterloo’s archive · credits on each photo
Quick answers

How Waterloo began

When was Waterloo founded?

1818

The Waterloo post office opened in 1818, the earliest record of the town by name.

First census: 791 in 18502020 census: 11,013208 years

How historic is Waterloo?

A

More historic than 86% of U.S. towns, on its age, its old homes and the National Register.

What drives the grade ↓
Founding year: the first Waterloo post office (Blevins & Helbock, CC0).The full story ↓
History grade

What drives Waterloo’s History grade

On its age, its old homes and the National Register, Waterloo is more historic than 86% of U.S. towns, #120 of 768 in Illinois. Its National Register listings hold the grade up; its share of homes from before 1940 pulls it down.

A
HistoryA character grade: shown, never part of Waterloo’s overall grade.
All U.S. towns we grade (21,289)Ahead of 86%
NewerOlder
Illinois towns of 2,500+ (768)Ahead of 84%

Few Illinois towns list much on the Register (a typical Illinois town has 0.5 per 10,000 residents, the U.S. 2.4), so Waterloo’s 213 sits above most of its state (97% of Illinois towns have fewer) while its 237 historic buildings outnumber those of 94% of U.S. towns.

How sure. Graded on any two of the three inputs instead, the letter would range from B to A. The pre-1940 share is a Census survey estimate (±3.6 points). The founding year is the first post office, not a stated founding date.

Founding year: the first post office (other dates in Quick answers). Homes: Census ACS 2020–24. National Register: National Park Service, May 2026 list; each listing counted once (boundary changes and added documentation belong to their listing), and a historic district counts its contributing buildings. How TownRatings grades history →

What stands out about Waterloo’s past

Read from the archive, the National Register and the record. The page puts what stands out first.

★ What stands out · On the National Register

3 listings protect 237 historic buildings

The country’s official list of buildings and places worth saving.

places listed
3
National Historic Landmarks
0
none yet
historic buildings protected
237
each building in a district counts
first listed
1977
Peterstown House
BuildingsDistrictsStructures

Architectural styles listings

Federal1
German Street House1
Italianate1
Greek Revival1
Second Empire1
Neo-Classical1

National Park Service, National Register of Historic Places. Photos from Wikimedia Commons, credited on each place’s page.

Every building

Waterloo, building by building, 1888–1913

Fire insurance maps drew every building, what it was made of and what it was used for, so insurers could price the risk of fire. Pick a year, then a sheet.

Waterloo fire insurance map, 1888, sheet 11888Sheet 1 of 2
Edition
BrickWoodStone

Sanborn Map Company, via the Library of Congress. Editions published in 1930 or earlier, which are in the public domain.

By decade

Waterloo, decade by decade

One decade in the archive so far: the 1930s. Scroll each row; tap a photo for its story.

The story

How Waterloo came to be

From Wikipedia’s history of Waterloo.

Read it all →

Waterloo's history dates back to the 18th century, with the French being the first Europeans to settle in the area. The site was ideal because of its elevation; the proximity of the Mississippi River Valley brought frequent flooding to the lowlands. It was also close to Fort de Chartres, a French stronghold. They named their settlement Bellefontaine (originally La Belle Fontaine), meaning "beautiful spring". This name related to a spring of water a mile south of the site of Waterloo, a frequent campsite on journeys between Kaskaskia, Cahokia, and St. Louis. France had long since abandoned the area, as it had been ceded to Britain in the wake of the Seven Years' War in 1763 and had since been unoccupied. But while the outpost was included in the territory surrendered by France, Louis XV famously mourned the loss of Waterloo.

Text from Wikipedia, licensed CC BY-SA 4.0.

From the old history books

What they wrote about Waterloo, 1904–1913

Passages that mention Waterloo, cut from the printed page as they were published.

68. Members. § 1. That the Fire Department of the City of Waterloo shall consist of the members now composing the same, and such new members as shall from time to time be elected thereto by the members thereof, under such regulations as they shall prescribe; Provided, however, that at no time shall…
The Waterloo city code1904Read the page →
Read the text

68. Members. § 1. That the Fire Department of the City of Waterloo shall consist of the members now composing the same, and such new members as shall from time to time be elected thereto by the members thereof, under such regulations as they shall prescribe; Provided, however, that at no time shall the membership thereof be less than ten active members, residents of the City of Waterloo, and of the age of not less than eighteen years. And should the membership thereof at any time become reduced to less than ten, and the Department neglect or

Text read by machine from the scan; it may contain errors.
219. Corporate Seal. § 1 That the Corporate Seal of the City of Waterloo shall be in a circular form with the words "City of Waterloo, Monroe Co., Ill ," in the ©xterior circle; and a vignette representing an ear of corn in the interior circle, which seal shall be used in all cases where required b…
The Waterloo city code1904Read the page →
Read the text

219. Corporate Seal. § 1 That the Corporate Seal of the City of Waterloo shall be in a circular form with the words "City of Waterloo, Monroe Co., Ill ," in the ©xterior circle; and a vignette representing an ear of corn in the interior circle, which seal shall be used in all cases where required by law or ordinance. But in no case shall the impression of the corporate seal be binding upon the City, unless it is authorized by law or the ordinances of said City and is attested by the official signature of the City Clerk.

Text read by machine from the scan; it may contain errors.
Wellington had fixed his head-quarters in the village of Waterloo, lying in a small clearing on the southern skirt of the forest of Soignies, and almost surrounded by its tall trees. Thither came and went the orderlies from the Prussians at Wavre, and from the army in front, and from the detachment…
Waterloo, the downfall of the first Napoleon1913 · page 173Read the page →
Read the text

Wellington had fixed his head-quarters in the village of Waterloo, lying in a small clearing on the southern skirt of the forest of Soignies, and almost surrounded by its tall trees. Thither came and went the orderlies from the Prussians at Wavre, and from the army in front, and from the detachment on the right flank. It was a busy night.

Text read by machine from the scan; it may contain errors.
Waterloo, church of, rolls of the killed at Waterloo there, 233. Waterloo, the village of, 178.
Waterloo, the downfall of the first Napoleon1913 · page 344Read the page →
Read the text

Waterloo, church of, rolls of the killed at Waterloo there, 233. Waterloo, the village of, 178.

Text read by machine from the scan; it may contain errors.

Scans and text from the Internet Archive. Books published in 1930 or earlier, which are in the public domain.

Timeline

Waterloo, 1818 to 1933

Woven from the archive, old maps, post office records, the National Register and the people born here.

  1. 19th century
  2. 1818Post officeThe Waterloo post office opens
  3. 20th century
  4. 1900Born hereOlga Hartman is born here
  5. 1910On the mapFirst mapped by the U.S. Geological Survey
  6. 1933In the archiveFACADE - Stone House
On the map

Waterloo on the map, 1910 to 1991

Every edition of the U.S. Geological Survey’s map of Waterloo. Tap a year, or press play to watch the town change.

Waterloo on the 1910 USGS mapWaterloo on the 1954 USGS mapWaterloo on the 1968 USGS mapWaterloo on the 1974 USGS mapWaterloo on the 1991 USGS map1910Waterloo sheet · 1:62,500

U.S. Geological Survey historical topographic maps (public domain), via Esri’s collection of the scans. The red ring marks the center of Waterloo.

Then & now

Stand where they stood

No then-and-now pairs yet. Take a photo from the same spot as an old one and they appear here side by side.

FACADE - Stone House
Retake this viewFACADE - Stone House, 1933

Find the spot, match the angle, and add your photo. It becomes the first then-and-now pair on Waterloo’s page.

Retake this view · +15
People over time

Waterloo, census by census

02,0004,0006,0008,00010,00012,000185019001950200011,013

Grew from 791 people in 1850 to 11,013 in 2020, more than tenfold.

18 censuses, 1850–2020.

U.S. Census Bureau decennial counts, from the census table on Waterloo’s Wikipedia page.

Places that used to be

Places now gone and burying grounds

Waterloo’s post office has been open since 1818.

Gone or out of use
Holcomb Schoolschool
2cemeteries and burying grounds inside Waterloo
MooreSaint Paul Evangelical Burial Park

US Post Offices dataset (Blevins & Helbock, CC0). Places and cemeteries from the USGS Geographic Names Information System (2021).

Help out

Finish Waterloo’s story

Most archives stop around 1920. The photos from after that are in family albums, not libraries.

Decades since 1900 with photos
00s10s20s30s40s50s60s70s80s90s
1 of 10 decades. The empty ones are waiting for someone’s album.

Questions about Waterloo’s history

What year was Waterloo founded?

The Waterloo post office opened in 1818, the earliest record of the town by name (U.S. post office records).

How does Waterloo rank for history?

Waterloo is more historic than 86% of U.S. towns, #120 of 768 in Illinois. The History grade combines the town’s founding era, the share of homes built before 1940 and its National Register listings. It’s a character grade, so it isn’t part of the overall grade. How it works.

What is on the National Register in Waterloo?

Three places: the Peterstown House (listed 1977), the Waterloo Historic District (1978) and the Fountain Creek Bridge (1978).

How old are the homes in Waterloo?

11% of Waterloo’s homes were built before 1940 (Census estimate, ±3.6 points), against a typical 11% for an Illinois town; the median home was built in 1991.

Memory lane

What the archives can’t tell you, neighbors can.

Town Square →
Start a conversation
Sources

Where this page comes from

Founding dates: Wikidata, Wikipedia, the U.S. post office records of Blevins & Helbock (CC0) and the Census. Homes by year built: Census ACS 2020–24. National Register of Historic Places: National Park Service (list of May 22, 2026). Old photos, postcards and papers: Wikimedia Commons, the Library of Congress and other public archives, credited on each item’s page. Maps: U.S. Geological Survey historical topographic maps (via Esri) and Sanborn fire-insurance maps (Library of Congress). History text and census tables: Wikipedia (CC BY-SA 4.0). Places that used to be: USGS Geographic Names Information System (2021).

From Wikimedia Commons (16), the National Register of Historic Places (3), Wikipedia, Wikidata and Wikipedia for famous people, U.S. Geological Survey historical maps, U.S. Census counts (via Wikipedia), the US Post Offices dataset (Blevins & Helbock), the USGS Geographic Names Information System, Sanborn fire insurance maps (Library of Congress) and old county and town histories (Internet Archive). Archive images are copied here with their credits and licenses, shown on each photo’s page. Refreshed monthly.