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Monroe County Courthouse, WaterlooPhoto: Nyttend · Public domain
A−Health Grade
Health in Waterloo · CDC PLACES 2025

On CDC estimates, Waterloo is healthier than 82% of U.S. towns

Waterloo differs from Illinois on 11 of 32 measures CDC estimates: 9 better, 2 worse.

Modeled estimates for adults 18+, CDC’s own estimate for Waterloo. How CDC estimates town health

What stands out · In brief

What stands out about health in Waterloo

Cancer runs high in Waterloo

1 in 10 adults have had cancer (10.2%), vs 7.6% across Illinois. Conditions ↓

Fewer Waterloo adults struggle to make ends meet

Worries about food, housing, utility bills and getting around all run below Illinois. 1 in 11 adults worry about having enough food, vs 1 in 6 adults statewide. Everyday needs ↓

Nearly everyone in Waterloo is insured

Only 5.8% of adults 18–64 have no health insurance, vs 9.9% across Illinois. Checkups ↓

Written from the CDC, Medicare and HRSA data on this page. CDC PLACES 2025 release: modeled estimates for adults, not counts; “higher” and “lower” mean the Illinois figure falls outside Waterloo’s likely range; at the ends of CDC’s ranges the grade could be anywhere from B− to A+.

Health Grade

What’s behind Waterloo’s grade

On seven CDC estimates for adults, Waterloo is healthier than 82% of U.S. towns, #208 of 767 in Illinois. All seven estimates beat the typical U.S. town. The strongest is no exercise (fewer adults who get no exercise than 86% of towns); the weakest is obesity, still better than 57%.

A−Self-rated health15.2% · IL 18.6% · U.S. 19.4%
A−Physical distress12% · IL 12.2% · U.S. 13%
A−Mental distress15.4% · IL 15.6% · U.S. 15.9%
BObesity35.2% · IL 34% · U.S. 32.9%
A−Diabetes10.1% · IL 11.7% · U.S. 12%
A−Smoking11.4% smoke · IL 12.1% · U.S. 11.8%
AExercise19.4% · IL 23% · U.S. 24.7%
All U.S. towns we grade (21,250)Healthier than 82%
Less healthyHealthier
Illinois towns we grade (767)Healthier than 73%
U.S. towns with similar incomes, $74K–$123K (8,770)Healthier than 78%

Health estimates follow income closely across the country: towns with higher household incomes usually score higher (a correlation of 0.77 across 21,157 graded towns). Waterloo’s median household income is $98,711; among the 8,770 U.S. towns within 25% of that ($74K–$123K), it’s healthier than 78%, about where its income would put it.

A fairly firm grade. With every estimate at the unfavorable or the favorable end of CDC’s likely range, Waterloo could be anywhere from B− to A+.

How TownRatings grades health →

★ What stands out · Chronic conditions

Out of every 100 Waterloo adults…

Waterloo runs below IL on 1 of 12 conditions and above it on 2. Tap one to see it as people.

10 of every 100 Waterloo adults have had cancer
Illinois: 8 in 100 · worse · likely 9.1–11.2%
Better than ILWorseAbout the sameIllinois
Everyday needs

Making ends meet

Needs that shape health as much as any doctor visit: food, housing, utilities and a way to get around.

1 in 11
Waterloo adults worry about having enough food
8.8% · IL 15.9%
Better than IL
1 in 13
Waterloo adults worry about keeping their housing
7.9% · IL 13.2%
Better than IL
1 in 20
Waterloo adults were threatened with a utility shut-off
5% · IL 7.8%
Better than IL
1 in 19
Waterloo adults lack reliable transportation
5.2% · IL 8%
Better than IL

7.8% of Waterloo adults receive SNAP (food stamps), compared with 13.8% across Illinois.

Checkups & screenings

Keeping up with care

Share of Waterloo adults getting routine care. The full ring is 100%; the dark tick marks Illinois.

79%Yearly checkupIL 78%
68%Dentist visitIL 63%
89%Cholesterol checkIL 87%
68%Colon screeningIL 60%
72%MammogramIL 74%
78%Taking BP medsIL 76%
1 in 17
working-age adults has no health insurance
Waterloo 5.8% · Illinois 1 in 10 (9.9%)
Getting care

Care in and near Waterloo

1 community health center in Waterloo, plus the nearest just outside it.

HNearest ERRed Bud Regional HospitalRed Bud · 12.4 miDirections →
★Best rated nearbyMemorial Hospital★★★★★ · 16.0 miDirections →
+Low-cost careSouthern Illinois Healthcare FoundationWaterloo · 0.9 mi · sliding-scale feesDirections →
0.9 mi
Southern Illinois Healthcare Foundation
4 sites · nearest in Waterloo
Sliding-scale feesIn Waterloo
Directions to nearest
12.4 mi
Red Bud Regional Hospital
Red Bud · ★★★★★
ERRural critical access
13.3 mi
Compass Health
4 sites · nearest in Herculaneum
Sliding-scale fees
Directions to nearest
14.2 mi
Mercy Hospital Jefferson
Crystal City · ★★★★★
ER
16 mi
Memorial Hospital
Belleville · ★★★★★
ER
16.1 mi
Touchette Regional Hospital
Centreville · not rated
ER
✓ Primary careWaterloo is not a shortage area
✓ Dental careWaterloo is not a shortage area
✓ Mental healthNo HRSA shortage area covers Waterloo itself

Hospitals: Medicare overall star ratings, 1–5. Community health centers charge on a sliding scale by income. Distances are straight-line from the center of Waterloo; ≈ marks a hospital located by its town, not its street. Shortage areas: HRSA Health Professional Shortage Areas (a “population” designation covers specific residents, such as those with low incomes).

Habits

Everyday habits, side by side with Illinois

Share of adults, with the Illinois figure marked.

Get no exercise 19.4%IL 23%
Sleep under 7 hours 34.7%IL 35.4%
Binge drink 18.8%IL 17.8%
Smoke cigarettes 11.4%IL 12.1%
0%10%20%30%40%
Waterloo, betterWaterloo, worseAbout the sameIllinois
Where Waterloo gets moving

1.6 miles of trails across 7 parks and preserves

Parks & trails →
Mind & connection

How Waterloo adults are doing

About the same as Illinois on each measure.

1 in 3Waterloo adults feel lonely
31.2% · IL 33.5% · About the same as IL
1 in 5Waterloo adults lack social or emotional support
21.8% · IL 25.4% · About the same as IL
1 in 5Waterloo adults have been diagnosed with depression
21.7% · IL 19.8% · About the same as IL
1 in 6Waterloo adults are in frequent mental distress
15.4% · IL 15.6% · About the same as IL
The one neighbors can help with

1 in 3 Waterloo adults feel lonely. A hello is a start.

Groups are the easiest way in: a walking group, a book club, your street.

Find a group →

If you or someone you know is struggling, call or text 988, the Suicide & Crisis Lifeline. It’s free, confidential and open 24/7.

Around town

Waterloo and the towns around it

How health changes across the town line.

Health next door

TownHealthObesityDiabetesSmokingFigures from
WaterlooA−35.2%10.1%11.4%CDC place

Same-state neighbors only, ordered by length of shared border.

Disability

Living with a disability

Shown without a better/worse judgment.

26.8%

of Waterloo adults live with a disability (Illinois 27.6%). Walking or climbing stairs is the most common.

Walking or climbing stairs12.1%
Thinking or memory11.5%
Hearing7%
Errands alone6.8%
Vision3.6%
Dressing or bathing2.9%
Illinois

Every CDC estimate for Waterloo

Share of adults, 40 measures, with CDC’s likely range.

On the 32 measures below that have a better and a worse direction, Waterloo is better than Illinois on 9 and worse on 2; on the rest, the Illinois figure falls inside Waterloo’s likely range, so we call them about the same. Disability and SNAP are described, not compared as better or worse.

Adults who…WaterlooILU.S.vs IL
Overall health
Fair or poor health15.2%13–17.618.6%19.4%Better
Frequent physical distress (physical health not good 14+ days a month)12%10.5–13.812.2%13%About the same
Frequent mental distress (mental health not good 14+ days a month)15.4%13.3–17.515.6%15.9%About the same
Conditions
Obesity35.2%26.9–44.134%32.9%About the same
Diabetes10.1%8.6–11.811.7%12%About the same
High blood pressure34%29.6–38.533%34.4%About the same
High cholesterol (adults screened in 5 years)37.3%32.6–42.135.4%37.1%About the same
Arthritis27.8%24.3–31.524.2%25.3%Worse
Asthma10.1%8.8–11.59.9%9.9%About the same
Cancer, other than skin cancer10.2%9.1–11.27.6%7.9%Worse
Coronary heart disease6.1%5.4–6.95.9%6.4%About the same
COPD6.4%5.5–7.46.3%6.3%About the same
Stroke3.1%2.8–3.53.3%3.4%About the same
Lost all teeth (ages 65+)7.3%5.7–9.110.3%12.3%Better
Habits
Smoke cigarettes11.4%9.4–13.512.1%11.8%About the same
No exercise outside work19.4%15.6–23.423%24.7%About the same
Binge drinking18.8%15.3–22.517.8%15.4%About the same
Sleep under 7 hours34.7%27.6–42.135.4%36%About the same
Checkups and coverage
No health insurance (ages 18–64)5.8%4.6–7.19.9%11%Better
Checkup in the past year79.3%75.5–82.777.8%77.4%About the same
Dentist visit in the past year68.3%64.5–71.963.4%63.2%Better
Cholesterol check in 5 years89%87.3–90.687.4%87.1%About the same
Taking blood pressure medicine (adults with high blood pressure)77.5%74.1–80.475.7%76.5%About the same
Colorectal cancer screening (ages 45–75)67.5%61.9–72.660.2%65.5%Better
Mammogram in 2 years (women 50–74)71.8%62.6–79.773.5%76.4%About the same
Mind and connection
Ever told they have depression21.7%18.1–25.619.8%20.6%About the same
Feel lonely31.2%26.2–36.833.5%32.5%About the same
Lack social and emotional support21.8%18.2–25.625.4%23.6%About the same
Everyday needs
Worried about having enough food8.8%7.1–10.615.9%15%Better
Worried about keeping housing7.9%6.5–9.413.2%12%Better
Threatened with a utility shut-off5%4.1–5.87.8%7.6%Better
Lack reliable transportation5.2%4.5–6.18%7.9%Better
Received SNAP (food stamps)7.8%6.3–9.513.8%11.6%Lower
Disability
Any disability26.8%22.8–3127.6%30.1%About the same
Difficulty walking or climbing stairs12.1%10.3–14.212.8%13.6%About the same
Difficulty concentrating or remembering11.5%9.9–13.212.6%13.9%About the same
Hearing difficulty7%6.1–7.96.2%6.7%About the same
Vision difficulty3.6%3.2–4.14.8%5.4%Lower
Difficulty doing errands alone6.8%5.9–7.87.6%7.9%About the same
Difficulty dressing or bathing2.9%2.5–3.23.5%3.8%Lower

Each figure is the share of adults 18+ unless the label says otherwise; small numbers after it are CDC’s likely range (95% interval). “About the same” means the Illinois figure falls inside that range.

Questions about health in Waterloo

Is Waterloo a healthy place to live?

On seven CDC estimates for adults, Waterloo is healthier than 82% of U.S. towns: A− for health, #208 of 767 in Illinois. Among U.S. towns with similar household incomes it’s healthier than 78%. These are modeled estimates of who lives there, not a measure of local care or habits alone.

What is the obesity rate in Waterloo?

CDC estimates 35.2% of adults have obesity, likely between 26.9% and 44.1%, against 34% across Illinois and 32.9% nationally.

What hospital is closest to Waterloo?

Red Bud Regional Hospital in Red Bud, 12.4 miles in a straight line from Waterloo’s center point, is the nearest general hospital with an emergency room; Medicare rates it 4 of 5 stars.

How many people in Waterloo have no health insurance?

CDC estimates 5.8% of adults ages 18–64 have no health insurance (likely 4.6–7.1%), against 9.9% across Illinois.

How accurate are these numbers?

They’re modeled estimates: CDC applies national survey answers to each area’s age, sex, race and education mix, so they describe who lives in Waterloo more than anything measured there. At the ends of CDC’s ranges the grade could be anywhere from B− to A+.

Neighbors talk health

Doctors taking patients, urgent care, staying active in Waterloo.

Town Square →
Ask your neighbors

Health estimates: CDC PLACES: Local Data for Better Health, 2025 release. The Illinois figure combines its counties, weighted by adult population. Hospitals and star ratings: Medicare Care Compare (CMS). Health centers and shortage areas: HRSA. The Health Grade is our own summary of CDC’s estimates, not an official rating. Ages: U.S. Census Bureau, American Community Survey. Town boundaries: U.S. Census Bureau. This page isn’t medical advice. In an emergency, call 911.