Photo: Adam Moss · CC BY-SA 2.0On FEMA’s figures, Tinley Park faces about as much hazard damage per building as the typical U.S. town, mostly from river and rain flooding
On FEMA’s National Risk Index, Tinley Park gets a B− for hazard risk: higher expected damage per building than 51% of U.S. towns, #338 of 768 in Illinois. Most of that expected damage is river and rain flooding (84%), then tornadoes (11%). Flood insurance has paid 37 claims here since 1978.
Graded on FEMA’s expected yearly building damage per dollar of building value (NRI v1.20, December 2025), weighted by where residents live; flood claims are shown, not graded. How hazard risk is graded
What stands out about Tinley Park’s natural hazards
From FEMA’s model and FEMA’s records, below.
What Tinley Park faces
Each hazard’s share of the building damage FEMA expects here, and how its rate compares with the rest of the country.
River and rain flooding
Tornadoes
Shares are of FEMA’s expected building damage, the measure the grade uses; ranks compare each hazard’s building-damage rate with all 85,154 U.S. census tracts. In FEMA’s terms, river and rain flooding is FEMA’s “Inland Flooding” (rivers and streams overflowing their banks, or rain overwhelming drainage). FEMA defines coastal flooding as high or rising tides and storm surge, so surge damage is counted there. Drought isn’t listed: FEMA counts its losses in crops only.
What’s behind Tinley Park’s grade
River and rain flooding is 84% of the building damage FEMA expects in Tinley Park, and Tinley Park’s rate of river and rain flooding damage is higher than 69% of U.S. census tracts. Next is tornadoes at 11% (higher than 81% of U.S. census tracts).
B− #338 of 768 in Illinois; higher expected damage per building than 51% of U.S. towns (21,298).
Tinley Park’s residents live in 14 census tracts; FEMA’s figures are combined by where they live.
The typical Illinois town has higher expected damage than 54% of U.S. towns; within the state, Tinley Park has less expected damage per building than 56% of Illinois towns.
In dollars, FEMA expects about $27.7M a year in losses across Tinley Park: $15.8M to buildings, the rest to people and crops.
Does Tinley Park flood? Sometimes: 37 flood claims since 1978
Every paid claim on a federal flood insurance policy in Tinley Park, from FEMA’s records: 1.6 per 1,000 homes, fewer than 67% of the 13,809 U.S. towns with a flood insurance record.
- Hurricane Ike2 claims · $12K
- The Mid-spring storms2 claims · $17K
Tinley Park is in FEMA’s Community Rating System (class 6) for its flood-proofing work.
Insurance rates: Cook County.11 federal disasters brought FEMA money to Tinley Park
Disasters that paid out in Tinley Park itself (aid to households or repair grants to the Village of Tinley Park), newest first, with that year’s flood claims.
- 2024Severe Storms, Tornadoes, Straight-line Winds, and Floodng122 households applied for aid$236K aid approved
- 2023Severe Storms and Flooding27 households applied for aid$37K aid approved
- 2023Severe Storms and Flooding150 households applied for aid$136K aid approved
- 2013Severe Storms, Straight-line Winds, and Flooding63 households applied for aid$98K aid approved2 flood claims paid that year
- 2011Severe Winter Storm and Snowstorm$57K to the Village of Tinley Park for repairs
- 2010Severe Storms and Flooding68 households applied for aid$98K aid approved
Show all 11
- 2008Severe Storms and Flooding45 households applied for aid$38K aid approved$23K to the Village of Tinley Park for repairs2 flood claims paid that year
- 2007Severe Storms and Flooding$86K to the Village of Tinley Park for repairs
- 2005Hurricane Katrina Evacuation$14K to the Village of Tinley Park for repairs
- 2000Illinois Winter Snow Storms$38K to the Village of Tinley Park for repairs
- 1999Il-winter Storm 1/1/99$19K to the Village of Tinley Park for repairs
Its 2 counties have had 26 natural disasters declared by the President since 1953, most often severe storms, then floods. Not counted: the 2005 Hurricane Katrina evacuee emergency, which covered counties that took in evacuees.
Old photos of Tinley Park after a storm or flood belong in the town’s history. Add one, or share what you remember below.
Add to the Tinley Park archive →Tinley Park and its neighbors
Tinley Park is 3rd of the 7 graded towns here, from least expected damage per building to most. Tap a town to see its hazards.
| Town | Hazard risk | Mostly (buildings) | Flood claims |
|---|---|---|---|
| Orland Park | Bless damage than 56% | river and rain flooding | 53 |
| Frankfort | B−less damage than 53% | river and rain flooding | 13 |
| Tinley Park | B−more damage than 51% | river and rain flooding | 37 |
| Frankfort Square | B−more damage than 53% | river and rain flooding | 1 |
| Mokena | B−more damage than 54% | river and rain flooding | 5 |
| Rich Township | C+more damage than 56% | river and rain flooding | 125 |
| Bremen Township | Cmore damage than 75% | river and rain flooding | 314 |
Hazard risk = FEMA’s expected yearly building damage per dollar of building value, vs. the 21,298 U.S. towns we grade; the map is shaded by fifths of the same scale. Flood claims = paid federal flood insurance claims on record.
Get ready for what Tinley Park faces
A short kit for the hazards that drive the building damage here, what to check before you buy, and where neighbors get alerts.
- Turn around at flooded roads: a foot of moving water can carry off a car.
- Flood insurance usually takes 30 days to start, so buy it before the forecast.
- Keep papers and medicines up high, in a grab-and-go bag.
- Pick your spot now: the lowest floor, an inside room, no windows.
- A watch means be ready; a warning means take cover now.
- Keep shoes and a flashlight by the bed.
- Look up the address on FEMA’s flood map.
- Ask the seller or landlord whether it has ever flooded, and what flood insurance costs there.
- Get a flood insurance quote early: policies usually start 30 days after you buy.
- Tinley Park residents get 20% off flood insurance.
Know where neighbors sign up for alerts? Add it to the Handbook so everyone has it.
Questions about natural hazards in Tinley Park
Is Tinley Park at risk for natural disasters?
On FEMA’s National Risk Index, Tinley Park has higher expected damage per building than 51% of U.S. towns: B− for hazard risk, #338 of 768 in Illinois. Most of the expected damage is river and rain flooding (84%) and tornadoes (11%). This is FEMA’s model of an average year for today’s buildings, not a forecast.
Does Tinley Park flood?
Flood insurance has paid 37 claims in Tinley Park since 1978, $113K in all, or 1.6 per 1,000 homes, fewer than 67% of U.S. towns with a flood insurance record. The most claims came from Hurricane Ike (2).
Is Tinley Park in a flood zone?
Flood zones are drawn street by street, so the answer depends on the address: look it up on FEMA’s flood map. In Cook County, 32% of homes in mapped flood zones carry federal flood insurance, and 0.5% of all homes do.
How much is flood insurance in Tinley Park?
Tinley Park is in FEMA’s Community Rating System (class 6), which takes 20% off federal flood insurance policies for its flood-proofing work. Premiums depend on the building; policies usually start 30 days after you buy, so get a quote early.
What was the biggest storm in Tinley Park?
By FEMA money that reached Tinley Park, Severe Storms, Tornadoes, Straight-line Winds, and Floodng (2024): 122 households applied for aid, $236K approved. By flood claims, Hurricane Ike: 2 paid, $12K.
Is Tinley Park at risk from river and rain flooding?
It is the largest share of the building damage FEMA expects here (84%), and Tinley Park’s rate for it is higher than 69% of U.S. census tracts.
Storm stories
Memories, warnings and help from neighbors in Tinley Park.
Sources: FEMA National Risk Index v1.20 (December 2025), census-tract table, combined by where Tinley Park’s residents lived in the 2020 census; OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Homes: Census ACS 2020–24. Preparedness tips: Ready.gov. FEMA’s model is an average of expected damage, not a forecast. How hazard risk is graded.