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St Elmo, IL
Illinois›Fayette County

St. ElmoIL

A town of 1,213, settled in 1869.

Photo: TCP04 · CC BY 4.0
Photo of St. Elmo

St. Elmo, IL · Photo: TCP04 · CC BY 4.0 · Source ↗

Is St. Elmo a good place to live?

The best of St. Elmo’s subject grades is an A for cost of living; the weakest is a D− for incomes. 28% of residents live below the poverty line in St. Elmo, against 8.4% in Illinois’ towns and 9.6% across U.S. towns. Only 18 of Illinois’ 1,285 towns score lower on incomes. St. Elmo's schools rank behind 69% of the state's. St. Elmo has fewer than 2,500 residents, so it gets subject grades but no overall grade.

What makes St. Elmo stand out

Where St. Elmo beats most towns.

Small town

1,213 people, and everyone knows the way

In a town this size, neighbors are the best guide. Ask them anything.

Nearby towns

How St. Elmo grades

Each subject compared with towns across the country (schools within Illinois), ordered by how far St. Elmo is from typical.

How grading works

St.

Character Graded, but not part of the overall grade.
Described, not graded Taste, not quality: snow or an older crowd is neither good nor bad.

How TownRatings grades towns →

St Elmo 00368
St Elmo 00368, 2010
St. Elmo’s story

157 years in pictures

Census counts: 273 in 1870, a peak of 2,290 in 1940, 1,254 in 2020. The archive holds 7 old photos and papers going back to 2009 and 3 maps from 1941 on.

  • 1869St. Elmo is settled
Explore the history →
Getting set up

Moving to St. Elmo: who provides what

Who provides power, water and the rest in St. Elmo, and how to reach them.

The full setup list →
PowerAmeren Illinois Company16.7¢/kWh · EIA 2025HIFLD · EIA
WaterSt Elmo water systemNo health-based violations in 5 years · EPAEPA
Internet7 providers100% of addresses get 100/20 MbpsFCC
Trash & dumpNot on file yetWe don’t have St. Elmo’s trash rules yet
SchoolsSt. Elmo Community Unit School District 202Which school depends on your addressNCES
Register to voteOnlineIn Illinois you can register online until 16 days before Election Day, in person up to and including Election Day, or by mail (postmarked 28 days before).vote.gov
Who runs elections hereFayette County ClerkFayette County; contacts on the Handbook page.FVAP, Jun 2025
ZIP code6245862458 100%Census 2020

EPA SDWIS (Oct 9, 2026) · HIFLD + EIA-861 2025 · Census 2020 ZCTAs · NCES 2024–25 · registration: vote.gov, updated Sep 12, 2025.

The data

Ordered by what stands out in St. Elmo.

HousingCost of living grade A

The typical home in St. Elmo is valued at about $128K

The typical St. At $762 a month, St. Elmo’s median rent is where Illinois’ towns sit at $1,129 a month and U.S. towns at $1,185 a month. Typical home values fell 6% in the year to September 2026.

$128KZillow home value
St. ElmoIllinois townsU.S. towns
Median rent$762 a month$1,129 a month$1,185 a month
Households that own their home82%75%73%

Typical home value

St. Elmo$128K
Illinois$296K
−6%
value change, 1 year

Census ACS, 2020–24 · Zillow Home Value Index · Redfin Data Center

HealthC−

Health in St. Elmo trails 82% of U.S. towns

18% of adults smoke cigarettes in St. Elmo. Elmo beats the Illinois average on 0 of 32 CDC measures and trails it on 15. 16% of adults report frequent physical distress in St. Elmo.

18%healthier than U.S. townsC−Health Grade
St. ElmoIllinois townsU.S. towns
Smoke cigarettes (CDC PLACES)18%13%14%
Frequent physical distress (CDC PLACES)16%13%14%
Frequent mental distress (CDC PLACES)19%17%17%
Fair or poor health (CDC PLACES)23%18%19%
32 measures vs. Illinois
0 better17 too close to call15 worse
What stands outSt. ElmoIL
More older adults who have lost all their teeth23%10.3%
More adults with COPD10.5%6.3%
More smokers18.3%12.1%
Fayette County Hospital
13.7 mi away · emergency room
3 of 3
care shortages: primary care, dental, mental health

CDC PLACES 2025 · modeled estimates for adults · CMS · HRSA

Climate

In St. Elmo, expect four seasons and pleasant summers

St. Elmo’s July high is 87°F. Elmo has chilly winters and warm summers.

16″snow a winter

Typical low → high °F

Winter24–40°
Spring44–64°
Summer64–85°
Fall45–67°
Oct 24
typical first frost
Apr 3
typical last frost
+1.0°
vs. the 20th-century average

NOAA U.S. Climate Normals, 1991–2020

Work & commuteJobs & income grade D−

St. Elmo has 1.4 jobs for every working resident, and 673 people commute in

Most working residents leave St. The median household income in St. Elmo is $45,000. Since 2013, St. Elmo has added 284 jobs, to 734 in 2023.

11%work in town
St. ElmoIllinois townsU.S. towns
Median household income$45,000$83,000$80,000
Average trip to work23 minutes26 minutes25 minutes
Working residents who work in town11%8.3%8%

Where working residents work

In St. Elmo11%
Effingham16%
Vandalia6%
Altamont3%
Springfield3%
21 mi
median commute distance
734
jobs based in St. Elmo
Balanced
jobs vs. working residents
B
Walkability grade: more walkable than 58% of U.S. towns

Census LEHD 2023 · ACS

Safety

Crime reported in St. Elmo

Elmo's reported crime rate is well below Illinois's. Most reported incidents are property crimes, mainly thefts. Violent crime is rare: 3 reported in 2025.

St. ElmoIllinois townsU.S. towns
Violent crimes per 1,000 (2025)2.4 per 1,000 residents11.6
Property crimes per 1,000 (2025)6.5 per 1,000 residents7.99.9

Violent crime per 1,000 residents

St. Elmo2.4
Illinois2.6
U.S.3.3

Property crime per 1,000 residents

St. Elmo6.5
Illinois15.6
U.S.15.5
3
violent crimes reported in 2025
8
property crimes reported in 2025

FBI crime data, 2025 · crimes reported to police

Natural hazardsHazard risk grade C

St. Elmo faces a high natural-hazard risk, led by inland flooding

Expected storm and flood damage is higher than in 60% of U.S. communities.

60risk score of 100
FEMA risk score
60High riskLowerHigher
Inland floodingEarthquakesCold waves
1
federal disasters paid out here

FEMA National Risk Index · OpenFEMA

Keep exploring

Everything we know about St. Elmo

18pages on St. Elmo
After high school

Colleges nearby

None within 15 miles of St. Elmo; the nearest are

A shrinking town

St. Elmo has shrunk 15% since 2010

1,426 counted in 2010 and 1,254 in 2020; an estimated 1,213 in 2025.

1,4262010
1,2542020
1,2132025 est.

U.S. Census 2010 & 2020 counts · Census Bureau estimate, July 1, 2025

About St. Elmo

City in Illinois, United States

St. Elmo or Saint Elmo is a city in Fayette County, Illinois, United States. The population was 1,254 at the 2020 census. St. Elmo was established in 1871.

From Wikipedia, licensed CC BY-SA 4.0 · facts via Wikidata (CC0)

Established
1871
Area
1.2 sq mi
Elevation
614 ft
ZIP code
62458
Area code
618

Questions about St. Elmo

Short answers, built from the data on this page.

Is St. Elmo, IL expensive?

Not for the area. Cost of living, which also weighs rents, property taxes and how many households pay 30% or more of their income for housing, grades A.