Fitzpatrick House · Photo: Teemu08 at en.wikipedia · CC BY-SA 3.0Less hazard damage per building is expected in Romeoville than in 89% of U.S. towns, mostly from river and rain flooding
On FEMA’s National Risk Index, Romeoville gets an A for hazard risk: lower expected damage per building than 89% of U.S. towns, #25 of 768 in Illinois. Most of that expected damage is river and rain flooding (71%), then tornadoes (22%). Flood insurance has paid 6 claims here since 1979.
Graded on FEMA’s expected yearly building damage per dollar of building value (NRI v1.20, December 2025), weighted by where residents live; flood claims are shown, not graded. How hazard risk is graded
What Romeoville faces
Each hazard’s share of the building damage FEMA expects here, and how its rate compares with the rest of the country.
River and rain flooding
Tornadoes
Earthquakes
Shares are of FEMA’s expected building damage, the measure the grade uses; ranks compare each hazard’s building-damage rate with all 85,154 U.S. census tracts. In FEMA’s terms, river and rain flooding is FEMA’s “Inland Flooding” (rivers and streams overflowing their banks, or rain overwhelming drainage). FEMA defines coastal flooding as high or rising tides and storm surge, so surge damage is counted there. Drought isn’t listed: FEMA counts its losses in crops only.
What’s behind Romeoville’s grade
River and rain flooding is 71% of the building damage FEMA expects in Romeoville, and Romeoville’s rate of river and rain flooding damage is lower than 73% of U.S. census tracts. Next is tornadoes at 22% (higher than 82% of U.S. census tracts).
A #25 of 768 in Illinois; lower expected damage per building than 89% of U.S. towns (21,298).
Romeoville’s residents live in 12 census tracts; FEMA’s figures are combined by where they live.
The typical Illinois town has higher expected damage than 54% of U.S. towns; within the state, Romeoville has less expected damage per building than 97% of Illinois towns.
In dollars, FEMA expects about $15.8M a year in losses across Romeoville: $8.9M to buildings, the rest to people and crops.
Does Romeoville flood? Rarely: 6 flood claims since 1979
Every paid claim on a federal flood insurance policy in Romeoville, from FEMA’s records: 0.4 per 1,000 homes, fewer than 91% of the 13,809 U.S. towns with a flood insurance record.
- The Mid-spring storms1 claim · $1K
Romeoville isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Will County.8 federal disasters brought FEMA money to Romeoville
Disasters that paid out in Romeoville itself (aid to households or repair grants to the Village of Romeoville), newest first, with that year’s flood claims.
- 2024Severe Storms, Tornadoes, Straight-line Winds, and Floodng113 households applied for aid$147K aid approved
- 2013Severe Storms, Straight-line Winds, and Flooding54 households applied for aid$123K aid approved1 flood claim paid that year
- 2011Severe Winter Storm and Snowstorm$75K to the Village of Romeoville for repairs
- 2008Severe Storms and Flooding26 households applied for aid$12K aid approved
- 2007Severe Storms and Flooding3 households applied for aid$203 aid approved
- 2004Severe Storms and Tornadoes1 households applied for aid$696 aid approved
Show all 8
- 2000Illinois Winter Snow Storms$28K to the Village of Romeoville for repairs
- 1999Il-winter Storm 1/1/99$21K to the Village of Romeoville for repairs
Will County has had 16 natural disasters declared by the President since 1953, most often severe storms, then floods. Not counted: the 2005 Hurricane Katrina evacuee emergency, which covered counties that took in evacuees.
Old photos of Romeoville after a storm or flood belong in the town’s history. Add one, or share what you remember below.
Add to the Romeoville archive →Romeoville and its neighbors
Romeoville is 2nd of the 5 graded towns here, from least expected damage per building to most. Tap a town to see its hazards.
| Town | Hazard risk | Mostly (buildings) | Flood claims |
|---|---|---|---|
| Crest Hill | Aless damage than 91% | river and rain flooding | 6 |
| Romeoville | Aless damage than 89% | river and rain flooding | 6 |
| Bolingbrook | A−less damage than 83% | river and rain flooding | 38 |
| Woodridge | A−less damage than 83% | river and rain flooding | 14 |
| Lemont | B+less damage than 73% | river and rain flooding | 6 |
Hazard risk = FEMA’s expected yearly building damage per dollar of building value, vs. the 21,298 U.S. towns we grade; the map is shaded by fifths of the same scale. Flood claims = paid federal flood insurance claims on record.
Get ready for what Romeoville faces
A short kit for the hazards that drive the building damage here, what to check before you buy, and where neighbors get alerts.
- Turn around at flooded roads: a foot of moving water can carry off a car.
- Flood insurance usually takes 30 days to start, so buy it before the forecast.
- Keep papers and medicines up high, in a grab-and-go bag.
- Pick your spot now: the lowest floor, an inside room, no windows.
- A watch means be ready; a warning means take cover now.
- Keep shoes and a flashlight by the bed.
- Drop, cover and hold on.
- Strap tall furniture and the water heater to the wall.
- Know how to shut off the gas.
- Look up the address on FEMA’s flood map.
- Ask the seller or landlord whether it has ever flooded, and what flood insurance costs there.
- Get a flood insurance quote early: policies usually start 30 days after you buy.
Know where neighbors sign up for alerts? Add it to the Handbook so everyone has it.
Questions about natural hazards in Romeoville
Is Romeoville at risk for natural disasters?
On FEMA’s National Risk Index, Romeoville has lower expected damage per building than 89% of U.S. towns: A for hazard risk, #25 of 768 in Illinois. Most of the expected damage is river and rain flooding (71%) and tornadoes (22%). This is FEMA’s model of an average year for today’s buildings, not a forecast.
Does Romeoville flood?
Flood insurance has paid 6 claims in Romeoville since 1979, $48K in all, or 0.4 per 1,000 homes, fewer than 91% of U.S. towns with a flood insurance record. The most claims came from Mid-spring storms (1).
Is Romeoville in a flood zone?
Flood zones are drawn street by street, so the answer depends on the address: look it up on FEMA’s flood map. In Will County, 23% of homes in mapped flood zones carry federal flood insurance, and 0.5% of all homes do.
How much is flood insurance in Romeoville?
FEMA’s Community Rating System list shows no discount for Romeoville’s flood program. Premiums depend on the building; policies usually start 30 days after you buy, so get a quote early.
What was the biggest storm in Romeoville?
By FEMA money that reached Romeoville, Severe Storms, Tornadoes, Straight-line Winds, and Floodng (2024): 113 households applied for aid, $147K approved. By flood claims, Mid-spring storms: 1 paid, $1K.
Is Romeoville at risk from river and rain flooding?
It is the largest share of the building damage FEMA expects here (71%), and Romeoville’s rate for it is lower than 73% of U.S. census tracts.
Storm stories
Memories, warnings and help from neighbors in Romeoville.
Sources: FEMA National Risk Index v1.20 (December 2025), census-tract table, combined by where Romeoville’s residents lived in the 2020 census; OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Homes: Census ACS 2020–24. Preparedness tips: Ready.gov. FEMA’s model is an average of expected damage, not a forecast. How hazard risk is graded.