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–Not graded
Natural hazards in Pleasant Hill · FEMA

Storms, floods and disasters in Pleasant Hill

Pleasant Hill isn’t graded for hazard risk: Pleasant Hill has 970 residents; we grade towns of 1,000 or more. Flood insurance has paid 3 claims here since 1993.

Flood claims
3
paid since 1993 · $26K
Disasters paid out here
4
of 22 declared for Pike County
By hazard

What Pleasant Hill faces

Each hazard’s share of the building damage FEMA expects here, and how its rate compares with the rest of the country.

River and rain flooding

94%of expected building damage
Well above average · in the top 1% of U.S. census tracts
Recorded about once a year in the area
Smaller shares here
 Tornadoes Hail Earthquakes Strong wind Lightning top 0% Ice storms Hurricanes Wildfire Winter storms Cold waves Heat waves Landslides
FEMA models no building damage here
Coastal floodingAvalanchesTsunamisVolcanic activity
People, not buildings.Counting harm to people as well as buildings, FEMA’s model puts cold waves at 11% of Pleasant Hill’s expected losses. Cold waves do little damage to buildings (0.0%), so they aren’t part of the grade.

Shares are of FEMA’s expected building damage, the measure the grade uses; ranks compare each hazard’s building-damage rate with all 85,154 U.S. census tracts. In FEMA’s terms, river and rain flooding is FEMA’s “Inland Flooding” (rivers and streams overflowing their banks, or rain overwhelming drainage). FEMA defines coastal flooding as high or rising tides and storm surge, so surge damage is counted there. Drought isn’t listed: FEMA counts its losses in crops only.

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Pleasant Hill flood? Rarely: 3 flood claims since 1993

Every paid claim on a federal flood insurance policy in Pleasant Hill, from FEMA’s records.

Paid flood claims, by year
1993: 2 claims1994: 0 claims1995: 0 claims1996: 0 claims1997: 0 claims1998: 0 claims1999: 0 claims2000: 0 claims2001: 0 claims2002: 1 claim2003: 0 claims2004: 0 claims2005: 0 claims2006: 0 claims2007: 0 claims2008: 0 claims2009: 0 claims2010: 0 claims2011: 0 claims2012: 0 claims2013: 0 claims2014: 0 claims2015: 0 claims2016: 0 claims2017: 0 claims2018: 0 claims2019: 0 claims2020: 0 claims2021: 0 claims2022: 0 claims2023: 0 claims2024: 0 claims2025: 0 claims2026: 0 claims19932002
19932026
Biggest named events
  • The Midwest Flooding2 claims · $23K
3
paid claims since 1993
$26K
paid to owners
0
homes flooded more than once
$9K
average claim
of homes in flood zones are insured
of all homes are insured
No community discount

Pleasant Hill isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Pike County.
Disasters

4 federal disasters brought FEMA money to Pleasant Hill

Disasters that paid out in Pleasant Hill itself (aid to households or repair grants to the Village of Pleasant Hill), newest first, with that year’s flood claims.

  1. 2011Severe Winter Storm and Snowstorm$6K to the Village of Pleasant Hill for repairs
  2. 2003Severe Storms, Tornadoes, and Flooding1 households applied for aid$6K aid approved
  3. 2002Severe Storms, Tornadoes and Flooding$2K to the Village of Pleasant Hill for repairs1 flood claim paid that year
  4. 1999Il-winter Storm 1/1/99$3K to the Village of Pleasant Hill for repairs
Disasters declared, by decade
Paid out in Pleasant HillPike County only

Pike County has had 22 natural disasters declared by the President since 1953, most often floods, then severe storms. Not counted: the 2005 Hurricane Katrina evacuee emergency, which covered counties that took in evacuees.

Were you here?

Old photos of Pleasant Hill after a storm or flood belong in the town’s history. Add one, or share what you remember below.

Add to the Pleasant Hill archive →
Be ready

Get ready for what Pleasant Hill faces

A short kit for the hazards that drive the building damage here, what to check before you buy, and where neighbors get alerts.

When the river rises
  • Turn around at flooded roads: a foot of moving water can carry off a car.
  • Flood insurance usually takes 30 days to start, so buy it before the forecast.
  • Keep papers and medicines up high, in a grab-and-go bag.
More from Ready.gov ↗
Before you buy or rent
  • Look up the address on FEMA’s flood map.
  • Ask the seller or landlord whether it has ever flooded, and what flood insurance costs there.
  • Get a flood insurance quote early: policies usually start 30 days after you buy.
When a storm is coming
Forecast and alertsWeather →911, the nearest ERSafety →

Know where neighbors sign up for alerts? Add it to the Handbook so everyone has it.

Questions about natural hazards in Pleasant Hill

Does Pleasant Hill flood?

Flood insurance has paid 3 claims in Pleasant Hill since 1993, $26K in all. The most claims came from Midwest Flooding (2).

Is Pleasant Hill in a flood zone?

Flood zones are drawn street by street, so the answer depends on the address: look it up on FEMA’s flood map. In Pike County, 10% of homes in mapped flood zones carry federal flood insurance, and 1.2% of all homes do.

How much is flood insurance in Pleasant Hill?

FEMA’s Community Rating System list shows no discount for Pleasant Hill’s flood program. Premiums depend on the building; policies usually start 30 days after you buy, so get a quote early.

What was the biggest storm in Pleasant Hill?

By FEMA money that reached Pleasant Hill, Severe Winter Storm and Snowstorm (2011): $6K to the Village of Pleasant Hill for repairs. By flood claims, Midwest Flooding: 2 paid, $23K.

Storm stories

Memories, warnings and help from neighbors in Pleasant Hill.

Town Square →
Start the conversation

Sources: FEMA National Risk Index v1.20 (December 2025), census-tract table, combined by where Pleasant Hill’s residents lived in the 2020 census; OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Homes: Census ACS 2020–24. Preparedness tips: Ready.gov. FEMA’s model is an average of expected damage, not a forecast. How hazard risk is graded.