12 homes sold in Philo in the last year, at a typical $273K
Almost every sale is a house. Below: what each kind of home sells for, what your budget buys, and a shortcut to every site where Philo homes are listed.
Every place Philo homes are listed, in one stop
We don’t copy listings: the agents’ sites have the photos and the latest price changes. Set what you want once and we open each site already filtered to Philo.
For sale
Rent
New, land & open houses
Links open the listing sites; TownRatings isn’t paid for them and doesn’t rank one above another. Rentals and government-owned homes come from sources outside the MLS.
Houses are 100% of Philo’s sales, at a typical $273K
12 homes sold in the year to May 2026.
typical sale · 12 sold in 12 months
- Per square foot
- $161IL $180
- Days to sell
- 65
- Sold over asking
- 17%
- Listings with a price cut
- 57%
Fewer homes sell than a decade ago, at 1.8 times the 2016 price
12 sales in the last year, against 24 in 2019 and a low of 15 in 2016. The typical sale went from $156K in 2016 to $273K.
Source: Redfin Data Center, MLS sales. Typical price and $/sq ft are the monthly medians, weighted by sales.
What $250K buys in Philo
Check a listing against what Philo homes sold for
Against the town’s median price per square foot over the last 12 months. A rough check: condition, lot and location within town move a price more than this can see.
Owning the typical Philo home costs about $1,808 a month
Price: Philo’s typical sale, last 12 months. Property tax at Philo’s 1.7% (median bill ÷ median value, Census ACS); insurance at 0.35% of price a year. Before PMI, HOA dues, upkeep and the tax deduction. Whether Philo is affordable on local pay is on Cost of living.
Five things worth knowing
Property tax, a year
Of a home’s value: the median bill over the median home value. On a $273K home, about $4,610 a year.
Taxes vs. neighborsSchools
The schools grade for Philo, from test results, graduation and how much students grow.
Schools in PhiloCheck the flood map
Flood insurance isn’t in a standard policy, and lenders require it in FEMA flood zones. Check the address before you make an offer.
Natural hazardsLook up any property
Assessed value, lot size and every past sale of a home you’re eyeing are public, at the town or county assessor and the registry of deeds.
Post your home to Philo, free
Selling it yourself, renting out an apartment or looking for a roommate? Post it to Philo. People who follow the town see it, and so do people comparing Philo with their own town. No commission, no listing fee.
Questions about buying a home in Philo
What do homes sell for in Philo, IL?
12 homes sold in the year to May 2026 at a typical $273K, $161 a square foot.
Is Philo a buyer’s or seller’s market?
A seller’s market: 1 homes were for sale in May 2026 and 2 sold, about 0.5 months of supply. Buyers paid 100.3% of asking on average, and 57% of listings cut their price.
How much are property taxes in Philo?
About 1.7% of a home’s value a year. On a $273K home that’s near $4,610.
Where can I see homes for sale in Philo?
Zillow, Redfin, Realtor.com and Homes.com all carry Philo’s MLS listings; the search links above open each one filtered to Philo.
Sales, prices, days on market and listings: Redfin Data Center (MLS, monthly, not seasonally adjusted). Property tax rate: Census American Community Survey. Two-bedroom rent: HUD Fair Market Rent. Typical home value: Zillow Home Value Index. Schools grade: TownRatings (how grades work).